Bahamas Travel Insurance Covid-19 | Travel Health Insurance (2024)

FAQs

Is travel health insurance required for the Bahamas? ›

Travel insurance is not required to enter the Bahamas, and U.S. citizens need only a valid passport for a short-term stay of less than three months.

Many travel insurance plans do cover trip cancellation as a result of COVID-19, although the terms vary widely. You typically need to be certified by a physician in order to prove your condition. Disinclination to travel because of COVID-19 – such as fear of exposure to illness – will generally not be covered.

The cost of health insurance in the Bahamas will vary by policy. It can range from around $200 to more than $700 per month per person. You'll pay more for insurance with prescription coverage and specialist visits than for a more basic plan.

The government of the Bahamas supervises and administers the healthcare system in the country. Pregnant women, children, civil servants, and senior citizens over 60 years old have access to free healthcare. Regardless of one's ability to pay, access to public health care services is often free of charge.

All visitors, regardless of their vaccination status, are welcome to travel freely to and throughout The Islands of The Bahamas.

Travel medical insurance is different from your health insurance because travel medical insurance is a supplemental policy that helps protect you while you're traveling. It's only valid for the length of your trip and is meant to supplement your health insurance when you're out of network.

If you (or your travel companion) contract COVID-19, your travel insurance provider may cover cancellation for a medical reason. You will likely be required to submit a medical diagnosis from a physician.

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

In the event a traveler contracts Covid-19 before their scheduled departure date, Cancel for Covid-19 Sickness can reimburse 100% of their prepaid and non-refundable trip expenses.

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

How is healthcare in Nassau Bahamas? ›

The Bahamas is doing its utmost to provide citizens and legal residents of the country with a healthcare system that's both accessible and affordable. The National Health Insurance Authority (NHIA) began enrolling residents in a new public health insurance system, NHI Bahamas, in 2017.

The Caribbean country has excellent hospital care available in Freeport and Nassau — the cities on the main islands of Grand Bahama and New Providence. Medical care is limited in the rural areas of the Bahamas, though the hospitals offer satellite clinics in what are called the “Out Islands.”

Most domestic health insurance providers do not provide coverage while you are out of the country. For this reason, those taking a trip to the Bahamas frequently purchase travel medical plans. This way, they can stay protected against hefty out-of-pocket costs as a result of unforeseen illnesses or injuries.

Cardiovascular diseases, cancers, and diabetes in 2019 were the top three causes of death and disability, collectively accounting for 38.4% of all healthy life lost.

However, Brazil is the only country in the world that offers free healthcare for all its citizens. Also, Norway is the first country in the world to implement a free healthcare policy as far back as 1912.

When roaming internationally, many US carrier plans differentiate between North American (Mexico and Canada) roaming and International roaming (all other countries). All of the major U.S. carriers consider roaming in the Bahamas to be International roaming.

Carry your insurance card and a claim form if your policy covers you outside the United States. Medicare does not cover medical care when you travel the United States. Visit Medicare.gov for more information.

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

The U.S. government does not provide insurance for U.S. citizens overseas. We do not pay medical bills or unexpected medical costs. We highly recommend that you buy insurance before you travel.