Bad Credit Unsecured Credit Cards - New Horizon (2024)

BAD CREDIT UNSECURED CREDIT CARDS

Bad Credit Unsecured Credit Cards - New Horizon (1)

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APR Annual Fee Return Payment Fee Late Payment Fee Credit Recommended

29.99%

$99

Up to $41.00

Up to $41.00

Fair/Poor/Bad

Bad Credit Unsecured Credit Cards - New Horizon (2)

Advertiser Disclosure

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
INTRO PERIOD LATE PAYMENT FEE RETURN CHECK FEE CARD BRAND CREDIT RECOMMENDED ANNUAL FEE

29.99%

Up to $38

Up to $38

Visa®

Poor / Damaged Credit

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (4)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (5)

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Annual Fee Credit Recommended

29.99% APR (Variable)

Up to $41.00

Up to $41.00

$75 - $125

Fair/Poor/Bad/Limited

Bad Credit Unsecured Credit Cards - New Horizon (6)

Advertiser Disclosure

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Intro Rate Intro Period

29.99% APR (Variable)

Up to $41.00

Up to $41.00

See website for Details*

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (8)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (9)

  • A better way to get a Card Offer!
  • Credit Cards
  • Secured Cards
  • Prepaid Cards
  • Search, Compare, Apply!

Advertiser Disclosure

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.

OTHER PERSONAL FINANCE OFFERS

  • Auto loans made easy – Approval could be a few simple steps away
  • All Credit Types Welcome – New/Used Car Financing Available.
  • It Takes Less than 3 Minutes! Start Your Auto Loan Request

Bad Credit Unsecured Credit Cards - New Horizon (12)

  • Request a loan up to $35,000
  • Fast and secure form
  • Fast decision – No paperwork
  • No Credit History Required

Bad Credit Unsecured Credit Cards - New Horizon (14)

HOW TO FIX YOUR CREDIT WITH AN UNSECURED CREDIT CARD

  • Apply for unsecured credit card for bad credit today. They are specifically designed for consumers with fair or poor credit standing, who do not wish to make huge cash deposits to their target card issuers.
  • Take a close look at various card programs. Consider very well the rates of interest, fees and charges, credit limits and other features carried in several unsecured credit cards for bad credit. Then, compare them with your needs, spending habits, and budget. By doing so, you’ll most likely end up with the right card account.
  • Safeguard your highly-sensitive personal information, especially when filling out online application forms. Some firms may require you to disclose your Social Security Number, contact information, and employment history to determine which program will perfectly suit your credit profile. However, before sharing these details, be sure to check first the security and privacy settings of the page you’re viewing. Make sure that the URL begins with https://, not http://.
  • See to it that the card issuer submits timely reports of consumer activities to the three major credit bureaus – Equifax, Experian and TransUnion.
  • Stick to responsible credit habits, by submitting on-time and complete payments of your monthly credit card bills. Use only a sensible portion of your credit limit. In so doing, you can gradually push your credit score up and in time you will reap the rewards of regaining your creditworthiness.
Bad Credit Unsecured Credit Cards - New Horizon (2024)

FAQs

What is the easiest unsecured card to get approved with bad credit? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

Can I get an unsecured credit card with a 500 credit score? ›

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.

Is there a credit card that approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

How to get $3,000 credit card bad credit? ›

The only way to get a $3,000 limit with bad credit is to place a $3,000 security deposit on a secured credit card. Generally, a secured card's credit limit matches the amount of the refundable security placed by the cardholder. Not all secured credit cards allow deposits as high as $3,000.

What credit card has a $2000 limit for bad credit? ›

First Progress Platinum Prestige Mastercard® Secured does not require a minimum credit score for approval and allows a credit limit of $2,000 at maximum. Applicants can choose a credit limit up to the maximum by making an equal security deposit.

What credit card has $5000 limit with bad credit? ›

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.

What is the second chance credit card? ›

If you have bad credit, second chance credit cards may help you improve your credit health. But as unsecured credit cards, they don't require that you put any money down upfront to secure the line of credit.

Which credit card has no credit check guaranteed approval? ›

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

Which bank gives a credit card easily? ›

Effortlessly manage expenses and enjoy exclusive rewards with IndusInd Bank Credit Cards. Select the perfect credit card from our range based on your needs. Enjoy a 100% paperless application process and instant approval in 3 easy steps.

How do I get a credit card if no one will approve me? ›

Credit invisibility can make things like getting approved for a credit card or a loan more difficult or costly. It's possible to get a credit card with no credit. You might consider applying for a secured credit card, student credit card or retail store credit card to help establish and build your credit.

What credit card gives you instant access? ›

Here are several popular co-branded and store cards that offer instant access: Costco Anywhere Visa® Card by Citi (co-branded) Apple Card (co-branded) Target RedCard™ (store)

What is the easiest instant credit card to get? ›

5 Best Instant Approval Credit Cards (May 2024)
  • OpenSky® Secured Visa® Credit Card.
  • Discover it® Secured Credit Card.
  • Capital One Quicksilver Secured Cash Rewards Credit Card.
  • Capital One Quicksilver Cash Rewards Credit Card.
  • Credit One Bank® Platinum Visa® for Rebuilding Credit.
May 3, 2024

What is the easiest unsecured credit card to get approved for? ›

Easiest Unsecured Credit Cards to Get
  • Cash Back: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • No Minimum Credit Score: Milestone® Mastercard®
  • Rates & FeesHigh Approval Odds: Total Visa® Card.
  • No Upfront Fees: Indigo® Mastercard® for Less than Perfect Credit.
  • No Checking Account Needed: Fingerhut Credit Account.

How to get $10,000 dollars with bad credit? ›

Upstart stands out against other online lenders for its flexible eligibility criteria and wide range of funding amounts — perfect for a $10,000 loan. Its minimum credit requirement is 300, the lowest a credit score can be, and you may qualify even if you don't have enough credit history to generate a score.

How can I get a $1000 credit card with bad credit? ›

Best Guaranteed Approval Credit Cards With $1000 Limits for Bad Credit!
  1. Top Pick: Fortiva® Mastercard® Credit Card. ...
  2. Runner-Up: Aspire® Cash Back Reward Card. ...
  3. Budget-Friendly Option: Surge® Platinum Mastercard® ...
  4. Rewards and Cashback: Reflex® Platinum Mastercard® ...
  5. Secured Card: OpenSky® Secured Visa® Credit Card.
Apr 1, 2024

What credit card can I get with a poor credit rating? ›

OpenSky® Plus Secured Visa® Credit Card: Best for no annual fee. Self - Credit Builder Account + Secured Visa® Credit Card: Best for savers. Capital One Platinum Secured Credit Card: Best for low security deposit. Capital One Quicksilver Secured Cash Rewards Credit Card: Best for rewards.

What is the easiest credit card to get starting out? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.
4 days ago

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