b1BANK CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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b1BANK Deposit Rates

Today's 12-month CD rates can be found at 0.01%, 6-month CD rates at 0.05% and 3-month CD rates at 1.92%. Current savings rates are at 0.50% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.53%. Credit Card rates are at 16.95%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to b1BANK CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from b1BANK, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with b1BANK CD rates. You can also compare b1BANK savings rates, MMA rates and mortgage rates using our other rate lists.

b1BANK money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at b1BANK? Share your experience about b1BANK by leaving a review below, or read customer reviews before you decide to use b1BANK.

b1BANK Texas Ratio

b1BANK's Texas Ratio is at 3.52%, which is considered excellent. The Texas Ratio for b1BANK is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, b1BANK is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.78%

18-Month CD

N/A

2.44%

24-Month CD

N/A

2.34%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.09%

60-Month CD

N/A

2.20%

Savings

N/A

0.94%

MMA

N/A

1.66%

30-Year Fixed

N/A

6.80%

Credit Card

N/A

13.89%

Personal Loan

N/A

11.23%

b1BANK

500 Laurel St
Baton Rouge, LA 70801

https://www.b1bank.com

MonitorBankRates' Rating

5/5

★★★★★

Review b1BANK

Compare b1BANK Rates with Other Competitive Bank and Credit Union Rates

FirstBank of Nebraska

11-Month CD special

5.50%

$1,000

Jewett City Savings Bank

5.5-Month CD special

5.50%

$1,000

OneLocal Bank

8-Month CD special

5.50%

$10,000

Neighbors Bank

Savings Account

5.30%

$25,000

Empire State Bank

Smart Saver Plus Savings

5.25%

$50,000

Jefferson Security Bank

18-Month CD

5.09%

$500

Greenville National Bank

9-Month CD Special

5.05%

$1,000

Luther Burbank Savings

7-Month CD Special

5.00%

$1,000

1st Advantage Bank

7-Month CD

4.50%

$10,000

BankGloucester

9-Month CD Jumbo

4.38%

$100,000

BankVista

Kasasa Saver Savings

4.00%

$50

Ridgewood Savings Bank

36-Month CD

3.75%

$100

Cape Cod Co-operative Bank

24-Month CD

3.75%

$500

TriCentury Bank

36-Month CD

3.46%

$1,000

121 Financial Credit Union

48-Month CD Certificate

3.45%

$500

Cape Ann Savings Bank

18-Month CD

3.30%

$500

Eastern Bank

Featured Business Select Money Market

3.03%

$250,000

Citizens-Farmers Bank of Cole Camp

18-Month CD

3.02%

$1,000

Mountain Pacific Bank

36-Month CD

3.00%

$500

Mortgage Rates March 8, 2024

LMCU Lake Michigan Credit Union

30-Year Fixed Jumbo

8.375%

8.432%

0.375

Lake Shore Savings Bank

30-Year Fixed

8.250%

8.411%

0.000

Lake Shore Savings Bank

20-Year Fixed

8.150%

8.354%

0.000

FNB of Waterloo

10-Year ARM

8.000%

8.099%

0.000

5-Year Jumbo ARM

5.875%

8.098%

2.000

30-Year Jumbo Fixed

7.750%

7.911%

1.000

5-Year ARM FHA

5.750%

7.888%

2.000

FNB of Waterloo

7-Year ARM

7.500%

7.847%

0.000

Bank of America

5Y/6M ARM

6.750%

7.841%

0.881

Forcht Bank

7-Year ARM

6.990%

7.764%

0.000

Forcht Bank

30-Year Fixed

7.421%

7.750%

0.000

Lake Shore Savings Bank

15-Year Fixed

7.500%

7.746%

0.000

20-Year Fixed

7.500%

7.735%

1.000

5-Year ARM

6.000%

7.685%

2.000

30-Year Fixed

7.500%

7.682%

1.000

Teachers Federal Credit Union

5/6 ARM

6.500%

7.670%

0.500

Chase Bank

5/6 Month ARM

6.750%

7.623%

1.000

Teachers Federal Credit Union

5/6 ARM Jumbo

6.500%

7.600%

0.500

Lake Shore Savings Bank

10-Year Fixed

7.250%

7.591%

0.000

USB Union Savings Bank

30-Year Fixed

7.500%

7.573%

0.000

Old National Bank

30-Year Fixed FHA

6.000%

7.565%

0.000

Ulster Savings Bank

3-Year ARM

6.875%

7.559%

0.000

Bank of America

7Y/6M ARM

6.500%

7.545%

0.908

10-Year Fixed

7.125%

7.524%

1.000

Teachers Federal Credit Union

7/6 ARM

6.625%

7.510%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have b1BANK rate data right now, check back for updates, we are adding rates all the time.

b1BANK Information

b1BANK

500 Laurel St
Baton Rouge, LA 70801
East Baton Rouge
Established Date: 02/01/2006
FDIC Certificate #: 58228
Date of FDIC Deposit Insurance: 02/01/2006

Bank Holding Company: BUSINESS FIRST BANCSHARES INC

How Many Domestic U.S. Offices? 51

How Many Branches are There? 52

Website: https://www.b1bank.com

Is b1BANK FDIC Insured? Yes

What is b1BANK's Cert number? 58228

What is the maximum amount for insured deposits? $250,000 per holder, per account

b1BANK Financials

Total Assets:

$6,294,355,000

Total Deposits:

$4,839,574,000

Equity Capital:

$664,408,000

Domestic Deposits:

$4,839,574,000

Net Income:

$17,536,000

Return on Assets:

1.0719%

Quarterly Return on Assets:

1.1400%

Pretax Return on Assets:

1.4410%

Pretax Quarterly Return on Assets:

1.4400%

Return on Equity:

10.4500%

Quarterly Return on Equity:

10.7400%

Common Equity Tier 1 Capital Ratio:

10.7572%

Tier 1 Risk-Based Capital Ratio:

10.7572%

Leverage Tier 1 (Core Capital) Ratio:

10.1146%

Total Risk-Based Capital Ratio (YTD):

11.4289%

Total Interest Income (YTD):

4.3637%

Headquarters:

Baton Rouge

FDIC Field Office:

Baton Rouge

Regulator:

FDIC

County:

East Baton Rouge

# of Offices:

Metropolitan Statistical Area (MSA):

Baton Rouge, LA

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

Dallas

Source: FDIC

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b1BANK Reviews

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Total Reviews

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b1BANK CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

FAQs

Who is offering the highest CD rates right now? ›

Here are Bankrate's top picks for banks with the best CD rates.

Barclays Bank — 6 months - 5 years, 3.50% – 5.00% APY, no minimum deposit.
Citizens Access — 1 year - 5 years, 3.35% – 5.00% APY, $5,000 minimum deposit.
Sallie Mae Bank — 6 months - 5 years, 4.00% – 4.95% APY, $2,500 minimum deposit.

More items...

What credit union has the highest CD rates? ›

Compare the Best CD Rates

Institution	Rate (APY)	Term
Corporate America Family Credit Union	5.50%	7 months
Vibrant Credit Union	5.50%	9 months
MutualOne Bank	5.40%	6 months
NASA Federal Credit Union	5.40%	9 months

18 more rows

View Details ›

Is B1 Bank FDIC insured? ›

FDIC Insured

Your money is insured by the federal government up to $250,000.

Discover More Details ›

How much does a $100,000 CD make in a year? ›

How much you earn on a $100,000 CD varies, depending on the APY. For example, if your CD has a 5% APY, you'd earn $5,000 after one year.

Can you get 6% on a CD? ›

You can find 6% CD rates at a few financial institutions, but chances are those rates are only available on CDs with maturities of 12 months or less. Financial institutions offer high rates to compete for business, but they don't want to pay customers ultra-high rates over many years.

View Details ›

Can you get 7% on a CD? ›

Can You Get a 7% CD Account? There was a lot of excitement in August 2023 about a few credit unions offering 7% APYs on certificates. But those rates were offered for a limited time only and are no longer available. However, the nation's best CD rates are still well above 5%, with some pushing toward 6%.

Is a CD better at a bank or credit union? ›

CD rates are generally higher at credit unions than at banks, on average.

Read On ›

What bank is paying 5% on CDs? ›

Summary

Institution	Term length	APY*
Marcus by Goldman Sachs	12 months	5.00%
MYSB Direct	12 months	5.20%
Discover	12 months	4.70%
TAB Bank	12 months	5.27%

6 more rows

Find Out More ›

Where can I earn 5% on a CD? ›

Numerous banks offer 5% APY on CDs, including but not limited to Northern Bank Direct, Newtek Bank, and TotalDirectBank. How much interest will $5,000 earn in a 5% in a 12-month CD? It indicates an expandable section or menu, or sometimes previous / next navigation options.

How many locations does b1BANK have? ›

51 Branch Offices

UNINUM	Branch Number	Name
454678	1	Shreveport Banking Center Branch
471481	2	Covington Banking Center Branch
492001	4	Bibank Lake Charles - Ryan St Branch
251	6	Baton Rouge - Coursey Blvd Banking Center Branch

21 more rows

What is Hanco*ck Whitney paying on CD rates? ›

How Hanco*ck Whitney CD rates compare

CD TERMS	HANco*ck WHITNEY	REGIONS BANK
Three months	5.00% APY	0.01% APY
Nine months	4.75% APY (8 months)	0.01% to 0.03% includes Relationship Rates
11 months	4.25% APY	4.00% to 4.25% with Relationship Rates (14 month promotional CD)

May 2, 2024

Get More Info ›

Should I put a million dollars in a CD? ›

However, federally insured banks and credit unions only insure up to $250,000 per depositor per account ownership category. If you put more than this amount in a single CD, some of your money will be at risk. You can still safely invest more than $250,000 in CDs by opening accounts at multiple financial institutions.

View Details ›

Do I pay taxes on CD interest? ›

CD interest is subject to ordinary income tax, like other money that you earn. The IRS requires investors to pay taxes on CD interest income. The bank or financial institution that holds the CD is required to send you a Form 1099-INT by January 31.

View Details ›

Why should you put $5000 in a 6-month CD now? ›

While longer-term CDs may tie up your funds for years, a 6-month CD allows you to access your money relatively quickly. If you suddenly need your $5,000 for an emergency or a more lucrative investment opportunity arises, you won't have to wait years to access your funds without incurring hefty penalties.

See Details ›

Which bank gives 7% interest on savings accounts? ›

As of May 2024, no banks are offering 7% interest rates on savings accounts. Two credit unions have high-interest checking accounts: Landmark Credit Union Premium Checking with 7.50% APY and OnPath Credit Union High Yield Checking with 7.00% APY.

See Details ›

Who has the highest 12 month CD rate today? ›

Best 1-year CD rates for May 2024

CIBC Bank USA — 5.36% APY, $1,000 minimum deposit.
First Internet Bank of Indiana — 5.31% APY, $1,000 minimum deposit.
TAB Bank — 5.27% APY, $1,000 minimum deposit.
Limelight Bank — 5.25% APY, $1,000 minimum deposit.
Bread Savings — 5.25% APY, $1,500 minimum deposit.

More items...

Get More Info Here ›