Earn up to 12.68%*† gross pa lending
on loans secured
From as little as £1000 you can fund asset backed property loans and receive up to 12.68% gross per annum.*†
Trustpilot
Total amount invested
£318,074,582
Number of investments
982,495
Total capital repaid
£213,394,928
Investor losses to date
£0.00
Total amount invested
£318,074,582
Number of investments
982,495
Total Capital Repaid
£213,394,928
CEO of the Year
Investors' choice
Bridging lender of the Year
9 reasons why Kuflink!
- We co-invest up to 5% alongside you* (Select-Invest only)
- Entire loan book secured against UK property* (1st & 2nd legal charges)
- Independently AUDITED Accounts since 2014 (Kuflink Group Plc)
- P2P Platform (Kuflink Ltd) profitable since 2020
- Bridging Loans since 2011 & Online P2P Platform since 2017
- Blended LTV & LTGDV circa 65% (Pool)
- Over 979,413 investments with over £209 million capital repaid (1st February 2024)
- Loan book monitored daily by our in house collections team
- Collections use 30 day Default rule v 180 day FCA Default rule
Our Current
Deals
No investor has lost their capital with Kuflink*
ISA Eligible
Available to investNew Road PE2 Tranche-3
LTGDV:70.00%
Loan Amount:£36,317.42
Loan Rating
c3
c2
c2
b3
b2
b1
a3
a2
a1
ISA Eligible
Available to investHamilton Gardens (Land) SL1
LTV:53.57%
Loan Amount:£28,950.86
Loan Rating
c3
c2
c2
b3
b2
b1
a3
a2
a1
ISA Eligible
Available to investBlackshaw Road SW17 Tier-1
LTV:40.68%
Loan Amount:£167,814.28
Loan Rating
c3
c2
c2
b3
b2
b1
a3
a2
a1
Loan Information
Make the most informed decisions on your investment. Every loan on our platform will have data sheet like the one below.
6.91*6.70*
Gross annualised rate of return.(compounded monthly)
Amount Remaining
£0.00
Loan Amount
£99,991.12
- Lending Case
- Loan Information
- Loan Rating
- Loan Update
- Security
- Location
Following a site visit by our independent surveyor, we’re ready to release the 3rd tranche of this loan, a further £99,991.12.
At the time of inspection by our surveyor, site clearance had been undertaken. The foundations had been installed along with the brickwork up to damp course. Some drainage has been installed, structural elevations are underway and scaffolding is being erected.
Our borrower has worked in construction for the last 23 years and has previously undertaken several similar ground-up projects.
Our loan will total £552,500.00 against a gross development value of £1,000,000.00, giving a LTGDV of 55.25%.
This is a 15 month term and exit will emanate from refinance.
OPEN MARKET VALUATION
£99,991.12
LOAN ADVANCE DATE
08-02-2021
KUFLINK BRIDGING STAKE
£4,999.56
LOAN END DATE
18-01-2022
GROSS DEVELOPMENT VALUE
£1,000,000.00 (LTGDV: 55%)
LOAN EXPIRES IN
LOAN EXPIRES IN
SECURITY
First Legal Charge
TENURE
Freehold
LOAN RATING:
A3
This loan rating system is designed to indicate the risk level of each investment opportunity. As a guide, an A1 loan is considered to be low risk and a C3 loan is considered to be higher risk.
The level of risk is determined using an algorithm that measures numerous variables such as the LTV, the location of the security property, the borrower’s credit score, the legal charge that we hold over the security and more.
c3
c2
c2
b3
b2
b1
a3
a2
a1
In this section you will see updates on the performance of this loan. There are no updates at the moment. Please check again soon for more information.
SECURITY
First Legal Charge
REPAYMENT HISTORY
Good, clean credit score
VALUATION CARRIED OUT BY:
Bruton Knowles
VALUATION REPORT
VALUATION DATE
03-02-2021
SOLICITORS APPOINTED:
Healy’s
Following a site visit by our independent surveyor, we’re ready to release the 3rd tranche of this loan, a further £99,991.12.
At the time of inspection by our surveyor, site clearance had been undertaken. The foundations had been installed along with the brickwork up to damp course. Some drainage has been installed, structural elevations are underway and scaffolding is being erected.
Our borrower has worked in construction for the last 23 years and has previously undertaken several similar ground-up projects.
Our loan will total £552,500.00 against a gross development value of £1,000,000.00, giving a LTGDV of 55.25%.
This is a 15 month term and exit will emanate from refinance.
OPEN MARKET VALUATION
£99,991.12
LOAN ADVANCE DATE
08-02-2021
KUFLINK BRIDGING STAKE
£4,999.56
LOAN END DATE
18-01-2022
GROSS DEVELOPMENT VALUE
£1,000,000.00 (LTGDV: 55%)
LOAN EXPIRES IN
LOAN EXPIRES IN
SECURITY
First Legal Charge
TENURE
Freehold
LOAN RATING:
A3
This loan rating system is designed to indicate the risk level of each investment opportunity. As a guide, an A1 loan is considered to be low risk and a C3 loan is considered to be higher risk.
The level of risk is determined using an algorithm that measures numerous variables such as the LTV, the location of the security property, the borrower’s credit score, the legal charge that we hold over the security and more.
c3
c2
c2
b3
b2
b1
a3
a2
a1
In this section you will see updates on the performance of this loan. There are no updates at the moment. Please check again soon for more information.
Our customers are saying
we are excellent
All the power of our platform,
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Verify your details.
Pass our simple checks.
- Choose your investment
Select a specific loan.
Or allow us to spread your investment over a range of loans.
- Watch your money grow
Choose to receive your interest monthly.
Or compound your investment, maximising your returns.
Choose the investment product
that's right for you
Auto
Earn from 7.00% to 10.06% gross pa*†
Diversify your funds
across multiple loans secured on
UK Property*
- Blended LTV & LTGDV~65.00%*
- Interest can be paid annually or compounded to maturity
- Invest in either 2, 3 or 5 year terms
- Get started today with just £1000
- Secured against UK Property (1st & 2nd legal charges)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £15m in ISA Transfers into Kuflink from Major ISA Providers
IF - ISA Eligible
Select
Earn up to 12.68% gross pa*†
Allocate your funds
across any loan secured on
UK Property*
- Kuflink co-invests up to 5%*
- Interest can be paid monthly or compounded to maturity
- Secondary Market available
- Tailor your portfolio to suit your needs
- Loans start from just 3 months
- Secured against UK Property (1st & 2nd legal charges)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £15m in ISA Transfers into Kuflink from Major ISA Providers
IF - ISA Eligible
Buy to Let
Earn from 2.5% to 3.0% gross pa*†
Diversify your funds
across multiple Income earning
loans secured on UK Property*
- Average LTV ~ 75%*
- Interest paid monthly
- Invest in either 3 or 5 year terms
- Get started today with just £100
- Low risk rating as Investments have been stress tested to a minimum of 120% Interest cover against Kuflink's standard variable rate
- Secured against UK Property (1st legal charge only)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £15m in ISA Transfers into Kuflink from Major ISA Providers
IF - ISA Eligible
SIPP - Auto
Earn from 2.5% to 3.0% gross pa*†
Diversify your funds across multiple SIPP eligible income earning loans secured on
UK property*
- Average LTV ~ 75%*
- Interest paid monthly
- Invest through a Self-Invested Personal Pension with Kuflink, provided in a partnership with Morgan Lloyd: a regulated SIPP provider.
- Low risk rating as Investments have been stress tested to a minimum of 120% Interest cover against Kuflink's standard variable rate
- Earn tax-free returns by investing pension funds across a diversified portfolio of SIPP eligible loans secured on UK property*
SIPP Eligible
SIPP - Select
Earn up to 12.68% gross pa*†
Allocate your funds
across any loan secured on SIPP Eligible
UK Property*
- Kuflink co-invests up to 5%*
- Interest can be paid monthly or compounded to maturity
- Secondary Market available
- Tailor your portfolio to suit your needs
- Loans start from just 3 months
- Secured against UK Property (1st & 2nd legal charges)*
SIPP Eligible
Download a Free IFISA Guide
Subscribe to the Kuflink Peer to Peer Investment Blog and get your FREE Ebook today.
'Individual Saving Accounts' ('ISA's') where you can earn Interest TAX-FREE.
Choose the investment product
that's right for you
Select
ISA Eligible
Allocate your funds
across any loan secured on
UK Property*
Up to 12.68% gross pa*
- Kuflink co-invests up to 5%*
- Interest can be paid monthly or compounded to maturity
- Secondary Market available
- Tailor your portfolio to suit your needs
- Loans start from just 3 months
- Secured against UK Property (1st & 2nd legal charges)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £10m in ISA Transfers into Kuflink from Major ISA Providers
Auto
ISA Eligible
Diversify your funds
across multiple loans secured on
UK Property*
Up to 9.83% gross pa*
Blended LTV & LTGDV~65.00%*
- Interest can be paid annually or compounded to maturity
- Invest in either 1, 2 or 3 year terms
- Get started today with just £1000
- Secured against UK Property (1st & 2nd legal charges)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £10m in ISA Transfers into Kuflink from Major ISA Providers
Transfer your existing ISA to us
Buy to Let
ISA Eligible
Diversify your funds
across multiple Income earning loans secured on UK Property*
Up to 3.00% gross pa*
- Average LTV ~ 75%*
- Interest paid monthly
- Invest in either 3 or 5 year terms
- Get started today with just £1000
- Low risk rating as Investments have been stress tested to a minimum of 120% Interest cover against Kuflink's standard variable rate
- Secured against UK Property (1st legal charge only)*
- Use your £20,000 annual tax-free allowance with Kuflink IF-ISA*
- Over £10m in ISA Transfers into Kuflink from Major ISA Providers
Why Investors
Love Us
Ask anyone in our investment community and they will testify to what makes Kuflink your ideal investment partner. We offer a specially crafted range of investment packages to suit your needs. With a reputation built on years of success, Kuflink can help you make the most of your money.
- Trust, experience and great returns.*
- Best services over the country.
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