A Lifetime of Dreams: How to Finance an Airstream (2024)

Making the dream of Airstream ownership a reality requires thoughtful consideration of the financial and lifestyle impacts of Airstream ownership. Explore financing options and the potential of bringing your Airstream dreams to life.

Like home ownership, buying an Airstream truly is a transformative moment that promises to reshape nearly every aspect of your family’s life. For those who make their Airstream dreams a reality, a lifetime of memories awaits.

If it’s time for you to take the next steps toward Airstream ownership, it’s important to consider all variables impacting your decision. Whether you’re interested in an iconic Airstream travel trailer or have your sights set on one of our luxurious touring coaches, take a few moments to start building a case for the best decision you’ll ever make.

From rethinking vacation expenses and exploring flexible financing options to removing travel limitations and extending your services, you’ll find a wide range of reasons to start writing the next great chapters of your life.

Discover an “Unreal” Estate Investment

There are very few activities that add depth to life and feed the soul, like setting time aside from the daily grind to go on vacation. To prioritize this important outlet, many people invest in vacation homes or get tangled up in timeshare arrangements. In doing so, they discover many downfalls — starting with a steep price tag and a lack of variety.

Airstream breaks the mold of traditional vacation home ownership and is an investment in what we like to call “unreal” estate. The initial cost of purchasing a travel trailer or touring coach can be significantly less than the cost of a beach-front house, mountain cabin, or timeshare condo. Plus, you’ll say goodbye to other cost adders and nuisances, such as property taxes, rental management companies, and HOA fees.

A Lifetime of Dreams: How to Finance an Airstream (1)

Rental vacation properties have their own drawbacks, namely: You just never know what you’re going to get when you open the door for the first time. After traveling hundreds of miles to get there, you’re stuck with a sub-par rental for a week or more. You can only hope that the kitchen cupboards and bathrooms are stocked with the supplies you need to live comfortably.

Airstream is an investment in true vacation freedom. You can go to the beach this weekend, hit the mountains next month, and then make your way to the next National Forest or natural treasure. Your options for adventure are endless. Most importantly, Airstream delivers the same vacation home plus the assurance that you’ll have exactly what you need on-board to enjoy your stay.

Financing the Path to Airstream Freedom

At Airstream, we believe nothing should stand in the way of making your Airstream dreams come true. Airstream makes it easier than ever to lock in a great rate with flexible terms while partnering with an institution you can trust.

Powered by Bank of America® and available at select Airstream dealerships, Airstream Financial®is committed to making the financing process quick, simple, and as easy as possible. Because buying an Airstream is a comparable investment to owning a second home, we offer various term lengths. Like a home mortgage, interest may even be tax deductible in some cases, so check with your tax advisor to see if you qualify.

A Lifetime of Dreams: How to Finance an Airstream (2)

To estimate the cost of your monthly payment — with term options from five to 20 years — please view our convenient payment calculator.

Extend Your Services. Enhance Your Peace of Mind.

If you’re weighing the decision to join the growing Airstream community, it’s important to realize that financing is just one variable in the purchase equation. Airstream Financial Services® offers a variety of options, including best-in-class extended service contracts that extend your coverage to critical appliances and systems. Certified pre-owned Airstream travel trailers and touring coaches bring the same guaranteed quality while reducing initial costs. Guaranteed Asset Protection (GAP) waivers help to safeguard you against the unexpected. Combined, these financing, servicing, and purchase options help take the worry out of your first Airstream purchase.

Elite Service Contract

At Airstream, investing in service contract coverage isn’t just about protection from repairs; it’s about having the assistance and expertise you need to recover from unexpected calamities. The official Airstream Elite Service Contract is designed to give you this essential peace of mind.

Underwritten by Nationwide® and administered by Phoenix American Companies, the Airstream Elite Service Contract covers appliances and systems, such as air conditioning, audio/visual, awning, brakes, electrical components, water, heat, LP gas, refrigerator, range, suspension and more. The claims process is quick and easy and is available throughout the continental U.S., Alaska, Hawaii, and Canada.

A Lifetime of Dreams: How to Finance an Airstream (3)

The Airstream Elite Service Contract also provides 24/7 access to a Concierge Agent who can help you with any travel need or question. Whether you need roadside assistance or have a question about your specific travel trailer or touring coach, your personal agent has you covered. And, if an unforeseen travel snag introduces unexpected costs, your Airstream Elite Service Contract gives you money back for:

  • Towing reimbursem*nt
  • Rental car reimbursem*nt (touring coach owners only)
  • Lodging and meal expenses
  • On-site repair costs

Certified Pre-owned

The Airstream name is synonymous with timeless, lasting quality, and our Certified Pre-Owned program brings the same promise to your first-time purchase or trade-in experience. All Certified Pre-Owned Airstream travel trailers and touring coaches undergo a rigorous inspection and certification process, utilizing the same legendary craftsmanship and attention to detail for which Airstream is well-known. From engine performance (touring coaches only) to door closing/latching, no detail is overlooked to achieve Certified Pre-Owned status.

This means you can shop directly from your dealer and know you’re getting the absolute best of the best, regardless of model or year.

A Lifetime of Dreams: How to Finance an Airstream (4)

All Certified Pre-Owned Airstream RVs come with one year of warranty coverage — insured by Nationwide and administered by Phoenix American Companies — giving you access to the same expert service team as you would have on a new RV. These dedicated Airstream service and repair specialists will ensure your Certified Pre-Owned Airstream adheres to our strict quality standards.

Protection Guaranteed

No matter where your next adventure takes you, GAP waivers are the pinnacle of protection against the unexpected. Essentially, GAP refers to the difference between the actual cash value of your Airstream and the amount left in your loan. In the unlikely event that your Airstream travel trailer or touring coach is stolen or totaled in an accident, the Airstream GAP Waiver protects you from this unexpected amount owed.

The Airstream GAP Waiver — which is also underwritten by Nationwide and administered by Phoenix American Companies — includes:

  • Travel trailer coverage up to $25,000
  • Touring coach coverage up to $50,000 with a $1,000 maximum payment for your primary insurance deductible

In the event you should have to file a claim and pay your deductible, your GAP deficiency balance is paid to your lender on your behalf, pursuant to the terms of the Airstream GAP Waiver.

Dream Big. Rest Easy.

When you add it all up and evaluate all the vacationing advantages, flexible financing options, and robust service contracts, you can see how becoming an Airstream owner can create a future of unbounded freedom, happiness, and peace of mind. So don’t squander your precious time and money on fruitless timeshares and shoddy rentals, make your Airstream dreams come true with a travel trailer or touring coach that fits your lifestyle and your budget.

If you’re ready to unlock a lifetime of memories, please visit your local Airstream dealership for new and Certified Pre-Owned travel trailers and touring coaches.

View Our Travel Trailer Lineup

View Our Touring Coach Lineup

Visit an Airstream Dealer

* Airstream recreational vehicle products are sold and serviced by select Airstream dealers. Recreational vehicle financing is offered by Bank of America, N.A. Airstream and Bank of America are not affiliated and there is no agency relationship between them. You are not required to purchase a recreational vehicle from a select Airstream dealer to obtain financing from Bank of America, and you are not required to obtain financing from Bank of America to purchase a recreational vehicle from a select Airstream dealer. Bank of America makes no warranties or representations and is not otherwise responsible for any aspect of the purchase of your recreational vehicle or any associated ancillary products or services. Credit and collateral are subject to approval by Bank of America. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Airstream and Airstream Financial are trademarks of Airstream, Inc. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Bank of America, N.A. Member FDIC | Equal Housing Lender | © 2023 Bank of America Corporation.

A Lifetime of Dreams: How to Finance an Airstream (2024)

FAQs

How many years can you finance an Airstream for? ›

Financing designed for you

Buying an Airstream is a major investment not unlike purchasing a second home, which is why we offer qualified customers financing terms of up to 20 years.

How much of a down payment do you need for an Airstream? ›

Some RV lenders require a minimum down payment of 10%, but others recommend putting 20% or more down.

What is the 3 year warranty on Airstream? ›

The 36 Month Warranty (3 year) begins after the first retail owner first takes delivery of the new Airstream from an authorized dealership. Any action for breach of this warranty or any implied warranties must be commenced not more than 37 months after breach.

What does every Airstream owner need? ›

Essentials for Every Trip
  • Leveling blocks.
  • Wheel chocks.
  • If you have a single-axle trailer, a bottle jack capable of lifting at least 6,000 lbs. ...
  • Two drinking water hoses, 25-50 feet in length each – we recommend the Ultimate RV Water Hose.
Jan 11, 2024

What is the 10 year rule for Airstream? ›

The 10-year rule is something you find with some RV parks and especially “resorts” where they prohibit any RV which is older than 10 years old. In some cases, you may find the cut-off being 15 years. Usually, this is something that you find in the upscale resorts.

Does an Airstream hold its value? ›

There's a reason why Airstream is considered a legend in the world of recreational vehicles. For decades, Airstream has been synonymous with innovation, quality, and timeless style. Beyond the eye-catching streamlined design, Airstream campers are known for their remarkable ability to retain their value over time.

How much would payments be on a $20,000 camper? ›

Assumptions
Loan AmountLoan Term (Years)Estimated Fixed Monthly Payment*
$15,0005$313.13
$20,0003$617.45
$20,0005$415.07
$25,0003$771.81
13 more rows

Can you negotiate the price of a new Airstream? ›

Get the best price for your Airstream

One way to save money is to shop around. Get quotes from multiple Airstream dealers before you make a decision. You can also save money by negotiating the price of your Airstream. The dealer may be willing to come down on the price, especially if you're buying a used Airstream.

What FICO score do RV lenders use? ›

RV Financing Credit Scores

The RV financing industry-standard ranges from about 660 to 700 FICO score, but there is a possibility your search for “RV financing with 650 credit score” can be fruitful because there is financing available for credit scores in the 500 to 600 range.

When did Airstream go out of business? ›

By 1952 Airstream had outgrown its plant on the West Coast, and the search for a second location had begun. Instead of staying in California, Wally opted to open a second operation in Jackson Center, Ohio. The California plant would ultimately close in 1978, after combining the operations in Jackson Center.

Is an Airstream an investment? ›

Airstream breaks the mold of traditional vacation home ownership and is an investment in what we like to call “unreal” estate. The initial cost of purchasing a travel trailer or touring coach can be significantly less than the cost of a beach-front house, mountain cabin, or timeshare condo.

What maintenance does an Airstream need? ›

Keep your Airstream in optimal condition with these top recommended maintenance tasks:
  • Regularly clean your Airstream's exterior. ...
  • Clean your Airstream's interior regularly. ...
  • Prevent your windows from sticking to the gasket. ...
  • Inspect your tires before every trip. ...
  • Regularly check all interior screws for tightness.
Jun 14, 2023

Do I need insurance for my Airstream? ›

As we said above, your regular auto policy doesn't cover your Airstream or anything being towed along. RV and Airstream insurance has more coverage than auto insurance and allows you to have peace of mind on the road. That's why you need to choose wisely and get the proper coverage for your Airstream.

Can you live full time in an Airstream? ›

Your Airstream is not designed, nor intended, for permanent housing. Use of this product for long-term or permanent occupancy may lead to premature deterioration of structure, interior finishes, fabrics, carpeting, and drapes.

Can I plug my Airstream into my house? ›

Is it Possible To Plug an RV Into a House Electrical System? While it's not recommended to plug RV into house power for extended trips, it is possible for a short amount of time. However, to do so, most RVs will require at least a 30/50 amp and a 15/20 amp electrical outlet.

What is the longest you can finance a camper? ›

How long is an RV loan term? The loan term and details for financing a new or used RV or camper are very similar. On average, RV loans range from 10-15 years, but many banks, credit unions and other finance companies will extend the term up to 20 years for loans of $50,000 or more on qualified collateral.

What is the maximum term for an RV loan? ›

Unsecured RV loan terms are usually two to seven years, while secured RV loan repayment terms can be up to 20 years. You can enter any repayment term into this calculator. You'll pay more interest overall with a longer repayment term, while a shorter repayment term means higher monthly payments.

What is the longest term for an RV loan? ›

RV loans typically come with terms of 10 to 15 years. That said, you can still find repayment terms as low as two years, or as long as 20 years. It all depends on the overall cost of the vehicle, your finances and the lender you work with. Longer financing timelines (15 to 20 years) tend to be limited to larger models.

How long is the term for RV financing? ›

While an RV loan is similar to a car loan, it's different in that the length of the terms are much longer than the terms for a car loan, considering how much more expensive an RV is than a car. Loan terms for an RV loan tend to be 10 to 15 years long (180 months equals 15 years).

Top Articles
Latest Posts
Article information

Author: Edmund Hettinger DC

Last Updated:

Views: 6236

Rating: 4.8 / 5 (78 voted)

Reviews: 85% of readers found this page helpful

Author information

Name: Edmund Hettinger DC

Birthday: 1994-08-17

Address: 2033 Gerhold Pine, Port Jocelyn, VA 12101-5654

Phone: +8524399971620

Job: Central Manufacturing Supervisor

Hobby: Jogging, Metalworking, Tai chi, Shopping, Puzzles, Rock climbing, Crocheting

Introduction: My name is Edmund Hettinger DC, I am a adventurous, colorful, gifted, determined, precious, open, colorful person who loves writing and wants to share my knowledge and understanding with you.