9 Tiny Frugal Ideas To Save Money Every Day - Tuppennys Fireplace (2024)

Being frugal is not just about reducing big bills, it’s about the small frugal ideas that you can do every day to save money.

Tiny frugal habits that add up to a whole frugal life, one where you do things just a little bit differently than others.

Many of us start out being frugal because we have to be. Because we are in debt, or have too many bills for our income.

And we look to cut all the bills as fast and by as much as possible.

But being frugal doesn’t stop there. There are probably a million and one frugal living tips that can each save you a tiny bit of money.

If each tip saved you just one cent, a million tips would help you save a lot of money.

Some frugal ideas are less about saving money and more about doing things in a different way.

Perhaps because you want to use less plastic or have less of an impact on the environment.

Or perhaps because you treasure the old fashioned ways of doing things. When frugal living was about living simply.

The key for me is that frugal ideas come in all shapes and sizes.

And some of the easiest ones to adopt are the small, simple ideas. Simple and effective.

12 Traditional Frugal Living Tips To Supercharge Your Savings

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9 Tiny Frugal Ideas To Save Money Every Day

1. Save Leftovers

Leftovers can form an entire meal in their own right if you batch cook or make too much.

But what about the leftovers that amount to a small pot or only a 1/4 portion? Do you throw them away?

The idea of being frugal is about using all your leftovers no matter the size left.

Small amounts can be added together to create a unique, one off meal.

Alternatively you can have a tapas type meal of various leftovers, all super small portions.

You bought the food, don’t waste it!

2. Use It All Up

Being frugal, you want to get value for money for everything you buy.

One way to do this is to ensure that you use every last drop of the things you buy.

When you buy 500g of ketchup, you expect to receive 500g of ketchup. So why not make sure you actually use all 500g?

I don’t know about you but I can get frustrated with packaging that makes it difficult to get the final 10% of a product out.

Instead of getting annoyed, I get creative and determined to not throw that final 10% away.

For toothpaste, lotions etc I used to spend minutes daily flattening and squeezing the remaining contents up toward the top.

To make life easier I purchased a tube squeezer for a few pounds. I definitely get more out using this tool than doing so by hand.

For sauces, ketchup, mayonnaise etc you can add a tiny amount of either water or vinegar to thin the contents slightly which helps them move down the bottle.

3. Be (Very) Patient

Saving up in order to buy something without credit is a sensible piece of financial advice that I hope you follow wherever possible.

That requires you to be patient and wait until you have the full amount.

One step on from that is to exercise more patience and wait until you can get what you want at the right price.

Frugal folk often buy used items and willingly wait for a long time, months, in order to get what they want at the right price for them.

It’s one of the frugal ideas that can take a bit of getting used to as once you’ve made the decision to buy something, it’s natural to want it fairly soon.

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4. Freeze Food

If you are not going to eat it, freeze it. Better that than to waste it.

Whether you’ve got leftovers, limp vegetables lurking at the bottom of your refrigerator, bread or meat you were going to cook but haven’t yet.

By freezing food you are effectively freezing time, time you can get back when you make a plan to use your frozen food.

Having little to no food waste means you are keeping your grocery spend as low as possible and is an integral part of the frugal lifestyle.

How To Save Money By Cutting Your Food Waste To A Minimum

5. Drink Water

This is one of the simplest frugal ideas that you can follow at no cost at all. Water is basically free from your faucet/tap at home.

In some countries like the UK you pay for the water you use but it’s a tiny cost in comparison to buying bottled water.

Water can taste different according to it’s source, whether it’s filtered through chalk or picked up minerals along it’s way.

Different doesn’t equal better or worse, just different.

Drinking water from your home instead of soda, cordials, coffee, tea or alcohol could be one of the best frugal living tips you embrace.

Just consider how much you spend each month on drinks and drink additives.

And it doesn’t just need to be when you are home. Take water with you, wherever you go using an insulated water bottle. It keeps water refreshingly cold for hours.

10 Ways To Save Money On Your Water Bill

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6. Ask For A Discount

You can take it as read that a mainstream frugal tip is to shop around to find the best price for anything you are considering buying.

In additional to this, a simple frugal idea to get a better deal is to be upfront and ask for a discount.

Finding the best price is not just about your research, you can go one better when you ask.

As the saying goes – there is always a deal to be done.

7. Shop At Reduction Time

Frugal folk make great use of planning meals but they are not a slave to their meal plan because you never know when you could save money by not following it.

What do I mean?

Humans are creatures of habit and one habit we have is doing our grocery shopping at the same time and on the same day.

We tend to work out what is easiest, whether that going to the store on the way home from work or taking a separate trip on our day off.

We follow patterns because there is less to think about.

A simple and effective way to reduce your grocery spend is not to shop when it fits in with your existing schedule.

Instead you should shop at very specific times, specific to your particular stores.

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Clearance Bargains

Going to the grocery store at the time when they are reducing their clearance items is one of the frugal ideas many folk forget.

Most stores have a clearance section for products near their use by date with the marked down price starting off fairly small.

Later in the day though, goods gets marked down again because the store has to either sell them or bin them by the end of the day.

This second mark down tends to be in the region of 50% of the full price.

If items are still not sold after this price reduction then in the last hour or so of closing they will be marked down again, often to 90% or more off.

Timing your grocery shop to fit in with your stores reduction times can lead you to some great bargains.

Change your meal plan to take advantage of your bargains or freeze them for a future meal.

You are of course going to be among other frugal folk who are doing the exact same thing.

To get the best bargains you would need to visit your store on a more regular basis, like 2-4 times a week.

Living near your store or driving past at the right time will definitely help.

Before we moved I would drive past my grocery store at least 5 times a week, now I have to make a special effort to get within 5 miles of it.

It’s a great way to be more frugal, but only if your time, location and finances say it works.

There is little point in going out of your way and using more fuel only to find there are no bargains that day.

Related post:

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8. Avoid Late Night Online Shopping

Online shopping has revolutionized our shopping habits and allows us to find the best price at the click of a button.

But it has it’s downsides.

One click of a button and you have spent money, possibly money better used elsewhere.

Shopping online means you can shop any time of the day or night. But this comes with risks.

Late night browsing is likely to lead to poor shopping decisions.

You’re tired, you’ve had a long day, perhaps you are not in the best mood.

If you were going to the mall, you perhaps wouldn’t bother going as far as getting out of the car.

But shopping online means you can scroll and click whilst half asleep and not paying full attention.

To save money and keep your frugal goals intact, avoid all late night shopping.

Your purse will thank you later.

Related post: How To Stop Shopping: 9 Tips For Success

9. Pack Snacks

It can feel slightly easier to be frugal when you stay at home, compared to venturing out.

But with a little planning and forethought you can keep on being frugal out of the home.

Whether going out to work or out to play, take food and drinks with you so you don’t need to spend money on expensive food.

Snacks can be homemade, they don’t need to be store bought, ready to go style snacks.

And your drinks could be your water bottle or a nice flask of tea(I am a Brit so it’s always tea for me) .

Related post: 67 Cheap And Easy Savory Snacks To Make At Home

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How To Become Really Frugal

Wanting to become really frugal is not about doing a bunch of one off big things.

It’s about the little things, its about how you approach going about your normal day.

Having a strong frugal mindset helps you to become more frugal over time.

How can I be frugal without being cheap?

Being frugal is about getting value for your money and making good money decisions.

Being cheap is about getting something as cheaply as possible without considering the impact on others.

You can be extremely frugal without ever impacting negatively on others.

Related post: How To Be Frugal Without Being Cheap

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How To Start Being Frugal

Starting your frugal journey is about taking one step at a time. Few people are successful at becoming frugal right from the get go.

You need to find what works for you as not all the frugal ideas to save money will.

A classic example of this is cutting cable. Every article I read about saving money talks about cutting cable and using alternatives.

But for us the alternatives do not add up to a cost saving that fits into our lives.

Watching TV via cable is a source of cheap entertainment for us. And Mr2p likes watching sports – that are only available in the UK via cable.

We are very frugal in many ways but cutting cable is a step too far for us.

Related posts:

Frugal Living For Beginners: How To Get Started

Basic Frugality: How To Reset Your Frugal Life

Another Tiny Frugal Idea to save money

If you are interested in being more frugal, more deliberate with your money, making your money stretch further.

Then sign up for my free email course where you will learn how to build the strong frugal foundations you need.

Come and follow me on Pinterest for more money saving hints and frugal tips!

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Last Updated on 5th January 2022 by Emma

9 Tiny Frugal Ideas To Save Money Every Day - Tuppennys Fireplace (2024)

FAQs

How to be insanely frugal? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How to be frugal but not cheap? ›

Skip spending more to elevate your status.
  1. Eliminate Monthly Subscriptions. ...
  2. Shop for New Insurance. ...
  3. Reduce Prescription Costs. ...
  4. Buy Used Items. ...
  5. Rent, Don't Own. ...
  6. Purchase at the Right Time. ...
  7. Buy High-Quality Products. ...
  8. Enlist Your Friends.

How to live a frugal and simple life? ›

So, we put together our 15 favorite frugal tips to live by that are also super simple and easy for anyone to use.
  1. Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ...
  2. Tip 2: Make Cuts in Your Spending. ...
  3. Tip 3: Cap Your Spending. ...
  4. Tip 4: Keep Receipts and Track Spending. ...
  5. Tip 5: Think Twice Before You Buy.
Jan 19, 2024

How to live on as little money as possible? ›

How to live below your means
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

What is the easiest budget? ›

  • The 50/20/30 Budget. In the 50/20/30 budget, 50% of your net income should go to your needs, 20% should go to savings, and 30% should go to your wants. ...
  • Pay Yourself First. In the “Pay Yourself First” method, the first “bill” you pay every month is to your savings account. ...
  • Zero-Based Budget. ...
  • Envelope Budget.

What makes some people cheap? ›

Being cheap can be a personality trait, but it need not be a permanent one. It could be a habit developed because you grew up poor and wished for more money or possessions or it can stem from other insecurities. It's possible to change this behavior if you become more aware of it and are motivated to be less stingy.

What is extremely frugal with money? ›

I mend holes in my clothes instead of throwing them away. I carry a water bottle and take my own teabags to work instead of buying expensive takeaway coffee. I re-use and recycle what I can, and try to save energy because that's good for the planet. If I don't have the money I try not to buy stuff I don't need.

What will eventually pull America out of the Great Depression? ›

Ironically, it was World War II, which had arisen in part out of the Great Depression, that finally pulled the United States out of its decade-long economic crisis.

What solves the Great Depression? ›

Roosevelt's "New Deal" aimed at promoting economic recovery and putting Americans back to work through Federal activism. New Federal agencies attempted to control agricultural production, stabilize wages and prices, and create a vast public works program for the unemployed.

What is the Great Depression easy? ›

What was the Great Depression? The "Great Depression " was a severe, world -wide economic disintegration symbolized in the United States by the stock market crash on "Black Thursday", October 24, 1929 . The causes of the Great Depression were many and varied, but the impact was visible across the country.

How do you live a simple life with less things? ›

Here's how to live a simpler, more minimal life:
  1. Figure out your priorities. There's no one-size-fits-all method to live life with more calm and clarity. ...
  2. Start small. ...
  3. Appreciate what you have. ...
  4. Declutter everyday. ...
  5. Organize your space. ...
  6. Build a capsule wardrobe. ...
  7. Digitize documents. ...
  8. Invest in multi-functional items.
Feb 5, 2024

How to live frugally on one income? ›

Living on a one-income budget
  1. Assess your financial situation. Start by understanding your current financial status. ...
  2. List fixed expenses. ...
  3. Track changing expenses. ...
  4. Differentiate needs vs. ...
  5. Set financial goals. ...
  6. Create an emergency savings fund. ...
  7. Allocate for savings. ...
  8. Start a debt repayment plan.

Is it smart to be frugal? ›

By being mindful of how we spend our money, we can reap numerous rewards such as improved financial security, increased savings, fewer debts, and more freedom overall. If these reasons sound appealing to you then consider giving living frugally a try—you may just find that it's easier than you think!

Is extreme frugality a disorder? ›

Fear of spending money or excessive frugality is sometimes known as Chrometophobia, a Specific Phobia related to money. Fears about spending money may also be involved in obsessive-compulsive disorder (OCD).

What are signs of extreme frugality? ›

The Downside of Frugality:
  • Neglecting Household and Car Maintenance. Just like illnesses, house repairs and car maintenance can start small and spread quickly. ...
  • Buying Items Extremely on Sale Just Because They are on Sale. ...
  • Skipping Insurance. ...
  • Buying for Price Over Quality. ...
  • Not Splurging for Frequently Used Items.

What causes extreme frugality? ›

Unsurprisingly, OCPD can sometimes manifest in extreme frugality, explains Dr. McGrath. Someone with OCPD might view money as something to hoard rather than something to spend. They could also have fears about the future that are tied to their finances, and so view spending money as a “bad” thing, no matter what.

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