88 Life and Financial Tips That Will Change Your Life (2024)

As each year ends, I like to round-up all of my blog posts on Making Sense of Cents from the past year in one easy spot so that you can check them all out and see what interests you. I have divided all of my blog posts into the following categories: Freebies you can sign…

As each year ends, I like to round-up all of my blog posts on Making Sense of Cents from the past year in one easy spot so that you can check them all out and see what interests you.

88 Life and Financial Tips That Will Change Your Life (1)I have divided all of my blog posts into the following categories:

  • Freebies you can sign up for
  • Money saving tips
  • Early retirement and financial independence
  • Pay off debt tips
  • Money management tips
  • Make money blogging
  • Make money or work from home
  • Life, motivation, and inspiration
  • Save money on food
  • Travel

Also, I have a private community group for readers of Making Sense of Cents. If you want to improve your life and your financial situation, join here and let’s all help one another out!

Enjoy these life and financial tips!

Freebies you can sign up for

  • How To Start A Blog FREE Course
  • Affiliate Marketing Tips For Bloggers – Free eBook
  • 80+ Ways To Make Extra Money eBook – FREE!
  • Free Debt Thermometer Printable
  • The 52 Week Money Challenge
  • The Free Blogging Planner Workbook
  • Weekly Meal Planner Printable

Money saving tips

  • Mistakes I Made When I Bought My First House At The Age of 20
  • A Beginner’s Guide to Micro-Investing
  • 50+ Of The Best Money Saving Ideas
  • 15 Best Money Books To Help You Change Your Life
  • How To Save For A House – 8 Tips To Help You Save
  • Best Rewards Credit Cards
  • How To Earn Cash Back While You Shop With RebatesMe
  • How To Earn $1,000 For The Holidays – 17 Best Ways
  • How We Saved Over $100,000 By Age 26
  • Jerry Insurance Review: How To Save Up To $800 A Year On Insurance
  • How To Lower Your Electric Bill: 10+ Ways To Save Money
  • PrizePool Review – This Savings Account Gives Away Up To $25,000 Each Month For Free
  • Personal Finance Gift Guide – 12 Best Money Gifts To Give
  • Budgets Don’t Have To Be Boring – How To Have Fun While Budgeting

Early retirement and financial independence

  • How I Retired At Age 30 with $500,000
  • 13 Best Early Retirement Books – You NEED To Read These Books
  • What Is Financial Independence, Retire Early? Answers To FAQs About FIRE
  • 21 Best Early Retirement Tips To Help You Retire Early
  • How This Woman In Her 30s Owns 7 Rental Homes
  • How This Couple Reached Financial Freedom Before 40 And Live On A Sailboat
  • How I Saved $500,000 By The Age Of 31
  • How Side Hustles Are Helping This Grad Pay Off $575,000 in Student Debt While Living the Life of Her Dreams

Pay off debt tips

  • How I Paid Off My $40,000 Student Loan Debt In Less Than One Year
  • How This Former Zookeeper Paid Off Over $40,000 In Debt
  • How To Pay Off Your Mortgage Early – Everything You Need To Know
  • How (And Why) We Paid Off $240,000 Of Debt In 27 Months
  • How I Paid Off My First Rental Property When I Was 23

Money management tips

  • 14 Smart Money Moves To Make
  • What You Need To Know About Investing, Retirement Planning, and More
  • What Is Estate Planning? Do I Need To Do This?
  • Do I Need A Trust?
  • 9 Tips For Financial Success And Freedom
  • Money Issues In A Relationship – Don’t Let Money Break Up Your Marriage
  • How To Go To College In Europe For $8,000 Or Less A Year
  • Your Fall Financial Checklist: 17 Things To Do Now
  • Why I Went With A Credit Union Over A Bank
  • Lendtable Review: Get free money to max out your 401(k) match and ESPP
  • How To Take Maternity Leave When Self-Employed – What You Need To Know

Related personal finance tip: Personal Capital is a great resource that I highly recommend. You can track your net worth, your cash flow, your portfolio, your investments, and more.

Make money blogging

  • Celebrating 10 Years Of Blogging – What I’ve Learned and Love After Earning Over $5,000,000
  • 8 Things I Did That Helped Me Get Over 200,000 Pageviews in 1 DAY (no ads)
  • Should You Start A Blog?
  • Lasso Review – How To Make More Affiliate Income
  • How My Blog Made $59,977 in Affiliate Income In One Year
  • How I’ve Made $80,000 Selling Blogs
  • How I grew my blog to 100,000 monthly page views in 8 months
  • How I Grew a Travel Blog to 100,000 Monthly Readers

How To Start A Blog FREE Course: With this free email course, I show you exactly how to create a blog, from the technical side (it’s easy – trust me!) all the way to earning your first income and attracting followers. Each day, for seven days, you will receive an email in your inbox that will help you create a successful and profitable blog, all from the very beginning.

Make money or work from home

  • How To Make $100 A Day
  • How To Make $2,000+ Monthly Selling Your Poop
  • How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!)
  • How To Increase Your Income – 30+ Ways To Make Extra Money
  • How To Make $1,000+ A Month Selling Stickers Online
  • 13 Early Morning Jobs If You Want To Jump-Start Your Day
  • How I Made $100,000 Selling Used Items
  • How I Make $2,000+ Monthly Selling Canva Templates
  • 80+ Best Side Job Ideas To Make Extra Money
  • How To Become A Freelance Writer
  • How I Changed My Financial Future And Made $50,000 Writing From Home
  • How To Make Extra Money By Starting A Home Bakery
  • How To Become a Food Blog Photographer And Earn Over $50,000 Each Year
  • The 9 Best Paid Survey Sites in Canada
  • How I Made $2,000 in 1 Week by Writing an eBook
  • How We Started A Rental Property Business
  • How To Sell Printables Online And Make Money As A Beginner
  • How I Flip Garage Sale Items On eBay As A Side Hustle
  • How To Make An Extra $500 A Month – 26 Great Ideas To Start This Year
  • How I Make $11,000 Each Year Renting Out My Spare Bedrooms

Life, motivation, and inspiration

  • We’re Pregnant!
  • 20 Ways To Organize Your Life
  • My Best Advice For Graduates – 16 Tips Every Graduate Needs To Hear
  • How To Work And Go To College: 10 Tips That Will Help You Succeed
  • 2020 Business and Life Review
  • Setting Goals For The New Year – Set Goals You Can Keep!

Save money on food

  • 12 Delicious And Healthy Meals On A Budget
  • 11 Easy Instapot Soups
  • 14 Best Camping Breakfast Recipes For Your Next Trip
  • 10 Delicious Thanksgiving Desserts – New Twists On Your Favorite Recipes

Travel

  • 10 Lessons I’ve Learned From Living A Nomadic Lifestyle
  • 25 Best Travel Jobs | Make Money While Traveling The World
  • How We Travel Full-Time On $1,400 Per Month
  • How I Became A Full-Time Travel Blogger
  • How We Saved $205,000 In 4 Years and Traveled More as Teachers
  • How This Family Is Overlanding And Driving Across The World In Their Jeep

What is the best personal finance tip you learned this year?

88 Life and Financial Tips That Will Change Your Life (2024)

FAQs

What can I do to change my life financially? ›

5 Simple Money Habits
  1. Contribute to a retirement plan at your job. ...
  2. Commit to not taking on any new debt on depreciating assets. ...
  3. Purchase real estate. ...
  4. Keep your expenses low, even though you will make more and more money. ...
  5. Be organized by creating a unique written monthly budget, and follow it.
Apr 13, 2023

What is the 50 20 30 method? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What are some good financial tips? ›

  • Choose Carefully.
  • Invest In Yourself.
  • Plan Your Spending.
  • Save, Save More, and. Keep Saving.
  • Put Yourself on a Budget.
  • Learn to Invest.
  • Credit Can Be Your Friend. or Enemy.
  • Nothing is Ever Free.

What is the secret sauce of building wealth? ›

Dexter B. Jenkins details why faith, boldness and diligence are the Secret Sauce to Wealth Building. Listeners will begin to understand why wealth comes to those who understand and implement these 3 intangible forces in their money and business lives.

What are the five rules of money? ›

Five rules of money management
  • 1 – Create a budget and save regularly. ...
  • 2 - Pay yourself first and minimise debt. ...
  • 3 - Invest for the future and establish an emergency fund. ...
  • 4 - Track your expenses and avoid impulse spending. ...
  • 5 - Keep abreast of all things financial and set realistic investment goals.
Jun 30, 2023

What are the 4 general life values that can influence your money habits? ›

Compare your scores in each of the four Life Values (inner, social, physical, and financial).

What are the 10 steps to financial prosperity? ›

10 Steps to Financial Success
  1. Establish goals. What do you want to do with your money? ...
  2. Evaluate your current financial situation. ...
  3. Create a spending and savings plan. ...
  4. Establish an emergency savings fund. ...
  5. Seek advice and do research. ...
  6. Make sure you're covered. ...
  7. Establish a good credit history. ...
  8. Delete your debt.

What is the 30 rule of income? ›

Ever heard of the 30% rule? It's the idea that you should budget a minimum of 30% of your gross monthly income (i.e., your before-tax income) for housing costs, and it's practically a personal finance gospel. Rent calculators often use the 30% rule as a default assumption to determine how much house you can afford.

What is the 30 savings method? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

What is the savings rule? ›

The 50/15/5 rule is a plan for managing your spending and saving. Here's how it allocates your income: 50% for essential expenses. 15% for retirement. 5% for short-term savings.

What is the number 1 rule of finance? ›

Rule 1: Never Lose Money

This might seem like a no-brainer because what investor sets out with the intention of losing their hard-earned cash? But, in fact, events can transpire that can cause an investor to forget this rule.

What is the 20 rule for money? ›

Key Takeaways. The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

What are your top 3 financial priorities? ›

Key short-term goals include setting a budget, reducing debt, and starting an emergency fund. Medium-term goals should include key insurance policies, while long-term goals need to be focused on retirement.

How do I reinvent myself financially? ›

How to reinvent your financial future
  1. Think ahead. Now is the ideal time to reconsider your long-term goals, and what you're trying to achieve with your finances. ...
  2. Track your spending. ...
  3. Protect Yourself. ...
  4. Keep calm and carry on. ...
  5. Start an investment habit. ...
  6. Get a financial boost from the taxman. ...
  7. Talk about financial concerns.

How can I change my life with $1000? ›

Check out these smart ways to spend $1,000 and see which make the most sense for you.
  1. No. 1: Pay off debt. ...
  2. No. 2: Establish or bulk up an emergency fund. ...
  3. No. 3: Sock it in a retirement account. ...
  4. No. 4: Save for college. ...
  5. No. 5: Get your kids investing. ...
  6. No. 6: Protect yourself with insurance. ...
  7. No. ...
  8. No.
Oct 1, 2017

How do I stop being struggling financially? ›

7 ways to manage financial stress during trying times
  1. Prioritize what you can control on discretionary spending.
  2. Find ways to earn more money.
  3. Pay essential bills.
  4. Save money during trying times.
  5. Track your money-saving progress.
  6. Talk to your lenders.
  7. Consult with an expert financial advisor.
May 12, 2023

How do I go from broke to financially stable? ›

Important steps to achieving financial security include paying off debt, building an emergency fund, and investing for retirement. To stay financially secure, avoid borrowing money and using credit cards.

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