7 reasons to use an independent mortgage broker - Yes Mortgage Services (2024)

7 reasons to use an independent mortgage broker - Yes Mortgage Services (1)

With so many costs associated with moving house, it can be tempting to cut out as many as you safely can. Many of us drum up friends instead of hiring a removal firm, while others decide to ignore the horrible décor in our new homes until the cash flow situation has stabilised again.

Fortunately, many independent mortgage brokers actually offer their services to buyers for free. Yes Mortgage Services are included in that number – you won’t save any money by not coming to us, but you might well save money if you do.

We firmly believe that using an independent mortgage broker is the safest and most cost-effective way of setting up your mortgage. Here are our seven reasons why:

1. Choose from the widest range of mortgages

Independent mortgage brokers have access to the widest possible range of mortgages available at the time you hope to take one out. This means that you can benefit from the best mortgage for you, not just one that will “do” from the limited range offered by your current bank or building society.

2. Save money

If you go to your bank and ask to take out a mortgage, providing you’re not a high risk, your bank will be very keen to lend to you so that they get all the interest you pay on the loan and their competitors don’t. This means that you could end up with a mortgage that is right for the bank but not right for you.

However, independent mortgage brokers aren’t tied to any particular lender, but we are bound by law to have a duty of care towards our clients and to find the best mortgage for your circ*mstances. Ultimately, this means independent mortgage brokers will find you not just the best rate but also one you’ll be able to afford in the future, saving you money and giving you peace of mind.

3. Save time

Independent mortgage brokers will complete your paperwork for you and ensure it is seen by the lender promptly. This will save you time during your mortgage application – very important if you need your house purchase to go through quickly.

4. Expert advice

Mortgage brokers must be qualified mortgage professionals. Look for Cert CII (MP) or CeMAP after the name of your adviser. Both qualifications are recognised by the Financial Conduct Authority.

Mortgages can be very complicated and the legislation surrounding them is continually changing. It rarely pays to try and muddle through the mortgage process yourself! Likewise, it can be tempting to look on price comparison sites and simply plump for the mortgage with the lowest rate, but without expert advice, you could be caught out if or when the low rate rises.

Instead, let your independent mortgage broker take care of it – they’ll explain the information that you need to know and make sure that no mistakes are made during the lending process.

5. Legal protection

In the unlikely event that the mortgage you end up with is the wrong one and you cannot keep up repayments, only buyers who have used a mortgage broker have the right to claim compensation.

6. Insurance

Independent mortgage brokers often have access to insurance products as well as mortgages, and can pass their knowledge and expertise on to you. For example, you might wish to take out life insurance so that your mortgage repayments will be protected, ensuring your family still have a home even if the worst should happen to you.

Other insurance products, often called protection products, commonly offered by mortgage brokers include critical illness cover, income protection and buildings and contents insurance.

7. Relationship with lenders

Some lenders have mortgages that are only available via brokers, which you couldn’t find out about for yourself if you went directly to the lender.

Brokers also create a great deal of business for lenders, meaning that they can sometimes influence them for the better – an advantage that brokers can pass onto house-buyers.

These are just seven reasons why we think you should work with an independent mortgage brokers – for more, read our testimonials page! If you’re looking for independent mortgage advice, book your initial consultation today – it’s obligation-free and cost-free. Call us on 0800 612 5596 or click here to email us.

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (2)

Andrew Johnson

At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

7 reasons to use an independent mortgage broker - Yes Mortgage Services (3)

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[emailprotected]

We don’t charge a broker fee

We are on Instagram

NO BROKER FEE!!!⁣

That`s right... we`ll NEVER charge you a broker fee for our mortgage services 🎉 ⁣

As a company, we believe everyone should have access to quality financial advice, regardless of their financial status 🤝 ⁣

Visit our website to learn how we can help you find the right mortgage for your needs (🔗 in bio)⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (4)

NO BROKER FEE!!!⁣

That`s right... we`ll NEVER charge you a broker fee for our mortgage services 🎉 ⁣

As a company, we believe everyone should have access to quality financial advice, regardless of their financial status 🤝 ⁣

Visit our website to learn how we can help you find the right mortgage for your needs (🔗 in bio)⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
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🏡 Saving for a house deposit isn`t easy, but the reward is definitely worth it. Here`s four steps to make it more doable:⁣

👉 Jot down your monthly income and expenses. ⁣

This gives you a clear understanding of your finances and helps you navigate unexpected expenses.⁣

👉 Break down the total amount you need to save into smaller, achievable chunks. ⁣

This will make your savings journey feel less `ARGHH 😱` and more `YAAAY 🥳`.⁣

👉 Look for opportunities to cut back wherever you can. ⁣

Maybe skip eating out as often or reconsider some of those paid subscriptions.⁣

👉 Keep an eye out for higher-yielding accounts or government schemes with tax incentives to maximize your savings.⁣

It can be tough, but keep going! The satisfaction of opening your own front door will make it worth it in the end.⁣

Save this post as a reminder to stay on track 🎯⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#housedeposit #firsttimebuyers #savingforadeposit #savingforahouse #househuntingadventures #firsthomebuyer #firsttimebuyertips #wellingtonsomerset #mortgageexperts #westcountry

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (5)

🏡 Saving for a house deposit isn`t easy, but the reward is definitely worth it. Here`s four steps to make it more doable:⁣

👉 Jot down your monthly income and expenses. ⁣

This gives you a clear understanding of your finances and helps you navigate unexpected expenses.⁣

👉 Break down the total amount you need to save into smaller, achievable chunks. ⁣

This will make your savings journey feel less `ARGHH 😱` and more `YAAAY 🥳`.⁣

👉 Look for opportunities to cut back wherever you can. ⁣

Maybe skip eating out as often or reconsider some of those paid subscriptions.⁣

👉 Keep an eye out for higher-yielding accounts or government schemes with tax incentives to maximize your savings.⁣

It can be tough, but keep going! The satisfaction of opening your own front door will make it worth it in the end.⁣

Save this post as a reminder to stay on track 🎯⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#housedeposit #firsttimebuyers #savingforadeposit #savingforahouse #househuntingadventures #firsthomebuyer #firsttimebuyertips #wellingtonsomerset #mortgageexperts #westcountry
...

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For #NewHomesWeek we`ve been uncovering the perks of buying a new build, and what better way to end than with one of the most popular reasons for buying a new build:⁣

When you choose to buy a new build home, there`s no pesky chain to potentially delay the process. And the developer might even offer a part-exchange scheme, taking on the task of selling your current home 🏡⁣

Less hassle, less risk of the purchase falling through and more peace of mind! 🤩⁣

Check out our other post from the week to discover if a new build is right for you.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (6)

For #NewHomesWeek we`ve been uncovering the perks of buying a new build, and what better way to end than with one of the most popular reasons for buying a new build:⁣

When you choose to buy a new build home, there`s no pesky chain to potentially delay the process. And the developer might even offer a part-exchange scheme, taking on the task of selling your current home 🏡⁣

Less hassle, less risk of the purchase falling through and more peace of mind! 🤩⁣

Check out our other post from the week to discover if a new build is right for you.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

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The free expert advice we offer, combined with the number of mortgages we arrange, places us in a very great position to ensure that our customers have access to the latest deals and receive first-class service.⁣

Our Mortgage Advisors will take care of everything from explaining your options and helping you select the right mortgage to guiding you on the most suitable insurance for you and your family. They`ll even handle the application process on your behalf!⁣

Send us a DM or call us on 0800 612 5596 to book a chat.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (7)

The free expert advice we offer, combined with the number of mortgages we arrange, places us in a very great position to ensure that our customers have access to the latest deals and receive first-class service.⁣

Our Mortgage Advisors will take care of everything from explaining your options and helping you select the right mortgage to guiding you on the most suitable insurance for you and your family. They`ll even handle the application process on your behalf!⁣

Send us a DM or call us on 0800 612 5596 to book a chat.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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Eager to get on the property ladder but only have a small deposit? 👇⁣

Check out schemes like Shared Ownership and Deposit Unlock, which can make buying a newly built property more accessible and affordable for you 🌟🏡⁣

And remember, many developers offer incentives like paying all or part of your conveyancing fees, which is an added bonus of buying new! 💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (8)

Eager to get on the property ladder but only have a small deposit? 👇⁣

Check out schemes like Shared Ownership and Deposit Unlock, which can make buying a newly built property more accessible and affordable for you 🌟🏡⁣

And remember, many developers offer incentives like paying all or part of your conveyancing fees, which is an added bonus of buying new! 💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse
...

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Whether you’re looking to buy a new home or refinance the one you’re already in, our personal goal is to see that it ends with you getting the mortgage you need, when you need it, at the rate you deserve and with a level of care beyond anything you expect. ⁣

Just as Nathan, one of our advisors, did for Lyndsey who gave him this lovely review 🙌⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (9)

Whether you’re looking to buy a new home or refinance the one you’re already in, our personal goal is to see that it ends with you getting the mortgage you need, when you need it, at the rate you deserve and with a level of care beyond anything you expect. ⁣

Just as Nathan, one of our advisors, did for Lyndsey who gave him this lovely review 🙌⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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Did you know when you buy a new build, the developer has to meet a required level of service?⁣

This means you`ll receive a 10-year warranty covering major structural issues, and any defects discovered within the first two years will be taken care of! 🏡🛠⁣

Your boiler and white goods will be brand new too, so they have their own warranties. Meaning you shouldn`t need to worry about costly repairs or replacements! 🤩⁣

Torn between a new build or an older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

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Open

7 reasons to use an independent mortgage broker - Yes Mortgage Services (10)

Did you know when you buy a new build, the developer has to meet a required level of service?⁣

This means you`ll receive a 10-year warranty covering major structural issues, and any defects discovered within the first two years will be taken care of! 🏡🛠⁣

Your boiler and white goods will be brand new too, so they have their own warranties. Meaning you shouldn`t need to worry about costly repairs or replacements! 🤩⁣

Torn between a new build or an older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

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Struggling to choose between a new build or older property? ⁣

We`re uncovering the perks of buying a new build for #newhomesweek!⁣

Today, we`re turning the spotlight on safety and security for that extra peace of mind.⁣

Because, unlike older properties, new builds are constructed to meet the highest standards for fire safety and more. ⁣

Plus, developers go the extra mile by installing the latest security measures, such as lights and alarms, to keep you and your loved ones safe.⁣

Tap follow so you don`t miss tomorrow`s!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

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Open

7 reasons to use an independent mortgage broker - Yes Mortgage Services (11)

Struggling to choose between a new build or older property? ⁣

We`re uncovering the perks of buying a new build for #newhomesweek!⁣

Today, we`re turning the spotlight on safety and security for that extra peace of mind.⁣

Because, unlike older properties, new builds are constructed to meet the highest standards for fire safety and more. ⁣

Plus, developers go the extra mile by installing the latest security measures, such as lights and alarms, to keep you and your loved ones safe.⁣

Tap follow so you don`t miss tomorrow`s!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #househunters #letsbuyahouse #homebuyer #homebuyersguide #househuntingadventures #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

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Did you know that a staggering 84% of new build homes boast an Energy Performance Certificate (EPC) rating of B or above, while only 4% of existing homes can claim the same? ⁣

That`s a whopping average energy bill saving of £135 per month!⁣

By opting for a brand-new home, you`re not only reducing your carbon footprint but also securing long-term financial savings! 🌱💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (12)

Did you know that a staggering 84% of new build homes boast an Energy Performance Certificate (EPC) rating of B or above, while only 4% of existing homes can claim the same? ⁣

That`s a whopping average energy bill saving of £135 per month!⁣

By opting for a brand-new home, you`re not only reducing your carbon footprint but also securing long-term financial savings! 🌱💸⁣

Struggling to choose between a new build or older property? Join us for #Newhomesweek this week and uncover the perks of buying a new build. Tap follow so you don`t miss out!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsthome #firstimehomebuyer #firsttimebuyers #newbuild #newbuildhome #newbuildhomejourney #newbuildhomes #newbuildhomeuk #ukhomes #newbuilduk #newbuildmortgages #mynewbuildnest #newbuildmusthaves #newbuildhouse #myfirsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #homebuyersguide #firsthouse
...

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Do you have the right protection in place to support you and your dependents during challenging times? ⁣

Insurance policies provide you and your family with peace of mind, knowing that you`re financially protected in case of unexpected events like unemployment, illness, or property damage. ⁣

Our advisors can guide you through the maze of insurance options and help you find the most suitable options for you.⁣

Providing you and your family with protection and peace of mind.⁣

Check out the link in our bio for more information or call us on 0800 612 5596 to chat to one of our friendly advisors.⁣

...⁣

#insurance #insuranceadvisors #insurancepolicy #insurancecoverage #insurancetips #insurancebroker #insuranceservices #protection #insuranceadviser #financialeducation #insuranceclaim #grownuplife #dadlife #family #protectwhatyoulove #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #mumlifeuk

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (13)

Do you have the right protection in place to support you and your dependents during challenging times? ⁣

Insurance policies provide you and your family with peace of mind, knowing that you`re financially protected in case of unexpected events like unemployment, illness, or property damage. ⁣

Our advisors can guide you through the maze of insurance options and help you find the most suitable options for you.⁣

Providing you and your family with protection and peace of mind.⁣

Check out the link in our bio for more information or call us on 0800 612 5596 to chat to one of our friendly advisors.⁣

...⁣

#insurance #insuranceadvisors #insurancepolicy #insurancecoverage #insurancetips #insurancebroker #insuranceservices #protection #insuranceadviser #financialeducation #insuranceclaim #grownuplife #dadlife #family #protectwhatyoulove #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #mumlifeuk
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Need mortgage advice in the evenings once the kids have gone to bed? Or at the weekend when you`re not busy with work?⁣

We`re available!⁣

We even offer appointments over the phone, via email or at your home. ⁣

And the best bit? We don`t charge a broker fee!⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

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Open

7 reasons to use an independent mortgage broker - Yes Mortgage Services (14)

Need mortgage advice in the evenings once the kids have gone to bed? Or at the weekend when you`re not busy with work?⁣

We`re available!⁣

We even offer appointments over the phone, via email or at your home. ⁣

And the best bit? We don`t charge a broker fee!⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

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Keep an eye out for these sneaky fees when you`re remortgaging 👀⁣

Things like product fees and legal fees often catch people off guard. ⁣

So be sure to check the small print and factor in all costs when calculating the true expense of any potential remortgage deals.⁣

Tap follow for more remortgage tips, or check out our handy articles via the link in our bio!⁣


...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #houseaddictive #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (15)

Keep an eye out for these sneaky fees when you`re remortgaging 👀⁣

Things like product fees and legal fees often catch people off guard. ⁣

So be sure to check the small print and factor in all costs when calculating the true expense of any potential remortgage deals.⁣

Tap follow for more remortgage tips, or check out our handy articles via the link in our bio!⁣


...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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7 reasons to use an independent mortgage broker - Yes Mortgage Services (2024)

FAQs

Why use an independent mortgage broker? ›

Independent mortgage advisers have a wide knowledge of the mortgages available from different lenders. They can search the market on your behalf and recommend the best deal. To find these deals on your own involves a lot of research and talking through your circ*mstances many times with different lenders.

What are the advantages of using a mortgage broker? ›

7 benefits of using a mortgage broker
  • You'll save time. ...
  • You could save money. ...
  • You'll get access to more products. ...
  • You'll get expert financial advice. ...
  • You'll get help with paperwork. ...
  • You won't have to handle the application. ...
  • You can get help with essential insurance.

Why use a mortgage broker instead of a bank? ›

Many individuals prefer to work with a broker regardless of their situation because it gets them access to lenders they wouldn't think to look for. Mortgage brokers may also be able to help loan seekers qualify for a lower interest rate than most of the commercial loans offer.

How can a mortgage broker help you? ›

A mortgage broker can help navigate you through every stage of finding and applying for a mortgage – to get the best deal available based on your individual circ*mstances. For example, their service may include: Helping you assess your financial situation. Suggest the most suitable mortgage for your needs.

What is one of the main advantages of using a broker? ›

Better rates: Brokers have access to more, and lower rates . More documents may be needed. Access to more lenders: Brokers make it easier to compare multiple lenders. Expert advice: They live and breathe mortgages, and can help you navigate.

What is the responsibility of an independent broker? ›

An independent broker owns or manages an independent real estate brokerage. As such, they maintain a group of agents and staff members who provide real estate services to buyers and sellers in their area on behalf of the broker.

Why is it better to go through a broker? ›

A good broker will regularly touch base with their existing clients to ensure they're still on a competitive rate and have the product that most suits their needs. A broker can organise revaluations on your property and reassess your loans in the context of the market at any point in time.

Do mortgage brokers charge a fee? ›

Alternatively, there are brokers who adopt a flat fee model with a fixed rate. This fee is applicable whenever mortgage advice or services are rendered and typically falls within the range of 0.3% to 1% of your total mortgage value.

What are the disadvantages of using a mortgage broker? ›

CONS OF USING A MORTGAGE BROKER:
  • No Access to Some Lenders. If you've never used a mortgage broker before, you'll need to establish a relationship with a new one. ...
  • Potential Bias. Some mortgage brokers may be incentivized to steer borrowers towards certain lenders or loans that offer them a higher commission. ...
  • Cost.
Mar 29, 2023

Why use a local mortgage broker? ›

You'll get more personalized service.

They'll be invested in helping you find the right home and getting you the best loan possible. In addition, having a face-to-face relationship with the lender provides the comfort of dealing with someone you know and trust to guide you through the home buying journey.

Is it better to go through a broker or lender? ›

Individuals who are less qualified buyers or are buying less traditional properties will have an easier time finding loans for which they can be approved by going through a mortgage broker than by going through individual direct lenders with generally stricter criteria for approval.

Do mortgage brokers use their own money? ›

A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best lender for the borrower's financial situation and interest-rate needs.

What are the benefits of a mortgage broker? ›

Brokers do the legwork

Mortgage brokers can find the right home loan for your needs and circ*mstances and support you throughout the entire application and settlement process. This is inclusive of paperwork, sourcing pre-approval and assisting to apply for government grants or incentives.

Why would you need a broker? ›

Using a broker takes all the guessing out of the real estate process. Rather than just seeing what the public is allowed to see, either online for free or by driving by “available” signs, [company_short] utilizes multiple real estate databases to uncover all available properties.

Who is the best mortgage broker? ›

L&C Mortgages

It is one of the largest and best-known national mortgage brokers, offering a whole-of-market view with no fee. For borrowers who prefer to speak to a real person, rather than deal exclusively online for their mortgage application, L&C can be a good choice.

Is it better to use a mortgage broker or do it yourself? ›

If you're keen to get the most competitive rates and terms for your circ*mstances, however, it's probably best to look at the wider market. You could do so independently, but using a mortgage broker to compare deals is easier, quicker and likely more thorough.

What is a disadvantage of a mortgage broker? ›

Cons of Using a Mortgage Broker

A broker might not have as much negotiating power as you might with a lender with which you have an existing relationship. Some brokers could favor working with certain lenders, leaving out others that may offer you a better deal.

Should you get a local mortgage broker? ›

So not only does a local mortgage broker make life easier, but they can also help you get your home loan across the line - in less time. It all starts with understanding your borrowing capacity, so if you are looking to take out a new home loan or refinance - the easiest thing to do is to chat with an expert.

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