25+ Easy Frugal Ways to Save Money This Year - Simply Loving Life (2024)

We all want to be able to save money but it’s easier said than done at times. At other times we may not know exactly how we can do that, well that’s why I have created this list of easy frugal ways to save money this year to help you out! You can take the ones that you feel are a better fit for you and just leave the rest.

Why should you save money?

There are many reasons for saving money but since we are all different and have different situations then there is no one size fits all. Here are a few reasons to save money:

To have an emergency fund available in case of an emergency

To be able to pay any debt you have

To have a college fund for your kid(s)

To prepare for your retirement

To invest your money in something that will make you more money (Wealthy Building)

To have a vacation fund

To have so you can purchase a vehicle

To have for vehicle maintenance

To have a down payment for a house

To have for home repairs

To have a good life

While Shopping Online

Honey

Download Honey App, this is one of my absolute favorites!! As you are shopping online and get to the checkout it will automatically look up ALL the coupon codes that are online and will give you the one with the highest discount! Below is a picture of a purchase where I almost saved $20!!!!

Now can you see why this is one of my favorites!! I have tons of screenshots like this by the way. It does all the work for you, so you don’t have to go searching around the internet looking for coupon codes.

Also, every time you make purchases with honey you get “Gold points” and after you get 1000 points you can redeem a $10 gift card to many retailers! It’s pretty awesome if you ask me because you are saving money AND making money at the same time! So, If you want to download the Honey App just click here!

But this Honey App does so much more! You can read more about what Honey has to offer in this post here!

Rakuten (Formerly ebates)

Download Rakuten app, every time you are going to shop online at a specific retailer make sure you lookup the retailer through Rakuten to see the % of cash back you can get through that store.

They have in-store cash back deals, online deals, and double reward deals. They also have Free Gift offers with cash back, Free shipping deals with cash back, gift cards with cash back.

They have tons of retailers!! So I’m sure you will find a few if not all the stores that you shop at on a regular basis anyway. You will be saving money AND making money doing what you already do.

You also get cash back when booking flights and hotels through them. How awesome is that!!

Also, when you refer a friend and they spend $20 through Rakuten, they will get $20 and you will get $20 so it’s a win win!

Click here to download Rakuten app!

Loyalty Store Programs

Join free loyalty store programs at stores where you shop at consistently. These can accumulate slowly but once you accumulate enough to make a purchase on something then it will be worth it. You won’t be doing anything extra really so that just makes it better, when you can get a reward in return at the end.

Store Credit Cards

Everyone has their own relationship with credit cards. Get store credit cards only if they will save you at least 5% and some may even give you cash back on purchases. Just make sure you use your credit card as if it was a debit card(only use it if you have the money), and be sure to pay it all off the following month.

Use store pickup

If you can, shop online and use store pickup so you can save on free shipping!!

50% off Amazon prime

This only applies to qualifying customers in the U.S who are recipients of government assistance such as those who are holders of EBT cards. You can see if you qualify for 50% off Prime here!

Free-Trials

You can earn tons of money using free trials. After you use them of course you can come to the conclusion if it is something that is worth it for you. But regardless you got something for free for a few days!

Amazon Prime

Amazon Prime has a 30 day free trial where you can instantly watch thousands of movies and TV episodes, borrow kindle books, get UNLIMITED FREE two-day shipping(no minimum order size). If it sounds like something you’d want to try out for FREE then Click here to get the FREE 30 day Amazon Prime trial.

Audible Premium Plus

Audible Premium Plus has a 30 day free trial where you can listen to the world’s largest selection of audible books and spoken word content. You can list at anytime and anywhere, there is a wide range of genres. You can also get up to 2 FREE audio books just for trying it out. Click here to try the FREE 30 day trial of Audible Premium Plus.

Amazon Family

Amazon Family has a 30 day free trial where you can get 20% discount of diaper subscriptions, exclusive coupons and deals from the Amazon Family, exclusive baby registry benefits, FREE two-day free shipping on millions of items, unlimited instant streaming on thousands of movies and TV shows and unlimited ad-free streaming of over a million songs and more prime benefits. Click here to get the 30 day FREE trial of Amazon Family.

EPIC!

Epic! has a 30 day free trial for parents. It is pretty awesome because they have books that your child can read, they also have audio books and videos. It also gives recommendations, it tells you how much time they read each day and so many other cool things on it! You can get the 30 day free trial of epic! here.

Daily Goodie Box

Daily Goodie Box actually sends you a box full of goodie snacks and all you have to do is give them your opinion on them in return! No Credit Card required at all. Get your free daily goodie box here!

While Grocery Shopping

There are a few apps that I use to help me save money AND make money at the same time while I shop for groceries. Here is my list

Meal Planning

This is a MUST if you really want to save money and not throw away food. You have to make a weekly plan of your exact meals so that when you make your grocery list you know exactly what all ingredients you will be using.

What do you have at hand?

Check in your refrigerator and your pantry and see what all ingredients you already have so that you can create meals with them. If you don’t use up what you already have you will just start stacking up food.

Eat Healthy

If you feed your body healthy foods it will lower a great percentage of you getting sick or messing up your body in the long run therefore you will be helping yourself from getting a future medical bill.

Ibotta

Ibotta – This app you use AFTER you buy your groceries by scanning your receipt. Click here to read more in detail about how to use Ibotta.

Fetch Rewards

Fetch Rewards – This app you also use to scan your receipts. Every time you scan your receipts you earn points. You can also earn points by eReceipts. Once you have accumulated points you can redeem those points as gift cards to places like: Amazon, Target, Starbucks, Ulta to name a few. If you use my code E512W you will automatically get 2,000 points when you scan your first receipt. Click here to start using Fetch Rewards!

Shop local farms

Shopping at your local farms is cheaper AND you are getting better quality food, especially if you are buying in bulk!

Thrive Market

Thrive Market is an online marketplace that offers all the non-GMO, Organic, Gluten Free, Vegan foods and healthy products at 25% – 50% below retail price and shipped to your front door! You can get 25% OFF your first order and a FREE gift when you join Thrive Market! (1year and 1 month memberships available)

Lower your monthly bills

Negotiate your bills

All you have to do is call your providers, ask about their lowest rates and let them know you would like to get their lowest rates.

Cancel unused Subscriptions

If you have subscriptions that you no longer use and completely forgot about but yet you are still paying them then it would be wise to go ahead and cancel them. You are pretty much throwing away money by keeping them and not using them. This will definitely help you save.

Eating Out

Eat out less

You can try to cut back on the days you eat out, you can set aside just 1 day a week or twice a month if you’re able to.

Deals and coupons

If you truly can’t because of whatever your circ*mstance is then try to check out the specials or look for any deals they may have, sometimes certain places have coupons as well.

Use gift cards

Whether you have gift cards from past birthdays, rewards given from your job etc. You can use those up. There are also some apps where you can get gift cards as rewards as well.

Shopping for Clothes

For Babies and Kids

I enjoy stores that offer clearance, sales and amazing deals!!! So here are a few places that I shop for my kids clothes which offer great discounts and the clothes is good quality as well.

The Children’s Place

Amazing clothes and prices for babies, toddlers and older kids. If you sign up to their email you get 10% off, if you sign up to get text alerts you get $10 off, if you shop through Rakuten you get cash back, they have a clearance section which is 60% – 80% off, you get rewards when you shop which you can then redeem and when you refer a friend you both get $10 off!! Click here to get your $10 off now at The Children’s Place!

Target

They always have deals going on, Target is actually great for the whole family to shop for clothes. They have good quality clothes as well. You can get Target Circle and earn reward points every time you shop which you can then redeem later. You will also be notified of offers and deals. They also have a coupon section. They have delivery and curbside pickup. They also have Red Card debit and credit, which you can save 5% off EVERYDAY with and you get exclusive special offers amongst other things. Join Target Circle here!

For Yourself

So other than Target here are a few places with good prices and sales where you can get your clothes from.

Jane

Jane always has deals and discounts going on. Jane also has a Rewards Program and you can get cash back when you shop using Honey as well! This is another place that you can actually shop for the whole family. Click here to shop Women’s section at Jane’s!

Priceless

Priceless has deals and sales, you get 20% off your first purchase when you join their email list. They have a TON of cute clothes to make cute outfits for all occasions. They have FREE SHIPPING on orders over $50. They also have this cool feature where you can SHOP NOW and PAY LATER!!!! Click HERE to shop Priceless!

Nordstrom Rack

Nordstrom Rack is another place for not only you but also for your family and home! They have tons of name brand items and all the things here are discounted and still they have a Clearance rack (my favorite) with even more discounts. They have “The Nordy Club” where you can join for free to become a member, where they offer member only access to sales, offers, events and you get points every time you shop. You can them redeem those points. They also offer a Nordstrom debit card and a Nordstrom credit card. Also, you get cash back if you shop with them through Rakuten. Click HERE to shop Nordstrom Rack!

PatPat

PatPat offers tons of discounts and they have tons of sales as well. If you shop using Honey then you will get cash back. They also have tons of clothes for babies and kids. The cool thing I like is that they have lots of matching outfits for you and your little one!!!! Click Here to shop at PatPat!

So there you have it, tons of easy ways you can save tons of money this year! I truly hope you enjoyed and also found some ideas or inspirations to help you save money this year.