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Time to be smart with your money!
1. Key Ring lets you store your loyalty and membership cards in one convenient place, along with access to tons of weekly ads and coupons for your favorite stores.
@keyringapp / Via instagram.com
Compatible with iPhone, iPad, iPod touch (requires iOS 9.0 or later), and Android 4.1 and up.
Promising review: "I’ve tried other store card storage apps, this is the best! It has other great features too like grocery list separated by category, storage for other cards besides just store ones, and sales sheets in one place. It is just a wonderful app." —Saralynnlong1980
Download it for free from the App Store or Google Play.
2. My Weekly Budget simply helps you set a budget for the week ahead, log what you spend while you spend it, and show you how much money you have left in your budget. Plus, it features a super simple interface.
Compatible with iPhone, iPad, iPod Touch (requires iOS 8.0 or later), and Android 2.1 and up.
Download it for $0.99 from Amazon.
3. Qapital offers simple mobile banking — you can open up a free checking account, get a Qapital Visa debit card, and take control of your spending habits in a smart way.
Compatible with iPhone, iPad, iPod Touch (requires iOS 9.0 or later), and Android 4.4 and up.
Promising review: "The whole 'saving money' thing kind of sucks. First, you need to cut back on expenses, which is about as fun as your Aunt Martha’s yearly slideshow. Enter Qapital. It lets you set up rules so you don’t even have to think about saving. Our personal favorite: rounding up every purchase by two bucks and sending the extra dough straight to our savings account." —Editors’ Notes
Download it for free from the App Store or Google Play.
4. Home Inventory, while it may not seem like a direct money-saving app, is huge in helping you manage home-related finances including insurance, home management, and estate planning.
Compatible with Mac only (requires OS X 10.10.0 or later).
Promising review: "The Home Inventory app is AWESOME!!! It is extremely well designed and laid out which makes the tedious and daunting process of cataloging hundreds of items EASY and FUN!! I experienced a tremendous reduction of stress and anxiety knowing that all of my possessions and valuables are catalogued in a secure and safe place. If I ever need to file an insurance claim of any kind, I have total confidence that I will be reimbursed without any difficulty or complications. This is very important because I live in an area where there have been several wildfires and natural disasters. This app allows you to continually work on inputting information over a period of time and you can be totally organized and confident throughout the process. I recommend this app to everyone." —Relax !!!
Download it for $39.99 from the App Store.
5. Ibotta rewards shoppers with cash back rebates when they snap pictures of their receipts, so you can continue shopping with the money earned for shopping!
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android 4.1 and up.
Promising review: "Finding discounts and rebates used to mean hunting through piles of junk mail for that one elusive coupon. Ibotta alleviates that hassle by partnering with dozens of major retailers to offer deals on everything from groceries and medicine to clothes and crafts. Rack up rebates by scanning receipts with your camera, and then cash out with PayPal deposits or gift cards. Plus, you can team up with family and friends to unlock special group discounts." —Editors’ Notes
Download it for free from the App Store or Google Play.
6. Target has an app that'll bring everything you love about Target to life, plus more. For an example of what to expect, you can find an item you really want and be matched with coupons to lower the cost.
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android 4.4 and up.
Promising review: "From flatscreen TVs to patio furniture, from motor oil to Minecraft hoodies, chances are Target has what you’re looking for. We use this intuitive app to snag that one item we need or browse popular deals in our favorite categories. Target can deliver items to your door or get them ready for pickup at your nearest Target store, and Apple Pay support means fast, hassle-free checkout. You might consider buying a nice rocking chair to sit in while telling kids how hard shopping was back in the old days." —Editors’ Notes
Download it for free from the App Store or Google Play.
7. Groupon brings the same awesome discounts you love from the website to your fingertips because paying full price for anything just shouldn't exist in 2018.
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android (versions vary by device).
Promising review: "Groupon has long been the go-to for finding local deals, and with good reason — it’s got an absolutely huge selection of discounts on restaurants, services, travel getaways, and more. The first thing we do when visiting a new city is check Groupon to discover local sales on food and attractions, but it’s also great for that classic Saturday-morning 'What do YOU feel like doing?' dilemma. Brunch? Museum? Massage? With these kinds of deals, why not all three?" —Editors’ Notes
Download it for free from the App Store or Google Play.
8. Hopper shows your the best possible options for flights and hotels, tells you the best times to buy, and even finds the cheapest dates for you. Save that money for a souvenir or a delicious nom, not an airbus or a place to sleep.
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android 5.0 and up.
Promising review: "Next to losing our luggage or someone crushing our knees with a reclined seat, our biggest source of travel anxiety is paying too much for a flight. Simply enter a destination into Hopper, and the app quickly scours the Internet for the best deals, giving you an easy-to-understand snapshot of fares, ideal travel dates, and even when prices for your flight are likely to rise and fall. You might end up saving enough money for a knee-pleasing seat upgrade." —Editors’ Notes
Download it for free from the App Store or Google Play.
9. Chekchek has an easy-to-use interface that'll bring your checkbook to life on your computer screen. If you're sick of paper checkbooks, this app is perfect for you.
Compatible with Mac only (requires OS X 10.8 or later).
Promising review: "I use Chekchek daily. I have for several years. It’s fabulous. Ingenious. I looked at several other programs, and none was as simple and straightforward as this one. The others had lots of whistles and bells, which merely got in the way. Whoever designed Chekchek was brilliant and knew what 95% of us need. Well done!" —CalvinMartin
Download it for $1.99 from the App Store.
10. Raise allows you to sell your unwanted gift cards for cash, and buy other gift cards you really want for at a lower price than what's listed on the gift card.
Compatible with iPhone, iPad, iPod Touch (requires iOS 9.3 or later), and Android 4.3 or up.
Promising review: "If you're going to buy something somewhere, why not check Raise first? Gift cards are as good as money and you're basically buying money for LESS money?? I'm sure this sounds like an ad but I've had a 100% great experience with Raise. I've only had issues once regarding one of my payment methods, and support was very accommodating. I've never sold a card, only purchased. But thus far I have no complaints whatsoever." — Andykin
Download it for free from the App Store or Google Play.
11. Goldstar truly deserves a gold star because thanks to this amazing app, you are on your way to seeing the hottest shows and concerts at a way discounted price. Enjoy the show!
Compatible with iPhone, iPad, iPod Touch (requires iOS 9.0 or later), and Android (versions vary by device).
Promising review: "This is the first time I used the Goldstar App. Very satisfied! The seats were excellent (actually behind the net on the basketball court). At first the view was a bit obstructed, but they let us move over." —melg1944
Download it for free from the App Store or Google Play.
12. Savings 2 makes tracking your money a colorful, organized adventure. It can help you save your cash responsibly, and keep you aware of where it's going at all times.
Compatible with iPhone, iPad, and iPod Touch (requires iOS 9.0 or later).
Promising review: "I’ve been looking for a ledger app for a long time. This is exactly what I have been looking for. It’s simple and very easy to use. LOVE IT!" — KelseyMGreen
Download it for $2.99 from the App Store.
13. Best Parking knows the cheapest parking options near your destination. You're already paying so much for your car and gas, so let this app help you save on a parking spot.
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android (versions vary by device).
Promising review: "We absolutely love this app. We go into Downtown Chicago a couple of times a month and not usually to the same area. We have no idea where parking is relative to where we are going and this app tells us. We can choose either the cheapest or the closest, but it's our choice. We know ahead of time where we are going and how much it costs. I usually pre-plan far enough in advance that I can print out the parking confirmation, but sometimes I just do it in the car on the way into the city. Either way, we've never had a problem and love knowing where we are headed and how far away it is from our destination." —Hershey's Mom&Dad
Download it for free from the App Store or Google Play.
14. Chronicle reminds you to pay your bills, so if you tend to be a tad bit forgetful, no worries. This app is here to save the day.
Compatible with iPhone, iPad, and iPod Touch (requires iOS 10.0 or later).
Promising review: "I wanted a program that focuses on my bills and nothing else. How much do I need to pay this month, and when do I need to pay them? Something that just gives me a clear reminder and tracks when and how much I have paid in the past. Chronicle has been perfect for that. It’s really easy to use, has a lot of customization options, and is pretty to look at. It also does little things that I love, like breaking down bill history by seasons, months, and year." — Leeabe51
Download it for $4.99 from the App Store.
15. Wallaby keeps track of which cards you own, and when it's time to go shopping, just tell it which store you're at, and it'll tell you which card is best to use to maximize the rewards you'll yield.
Compatible with iPhone, iPad, iPod Touch (requires iOS 10.0 or later), and Android 7.0 or up.
Promising review: "This app made me realize I’ve lost hundreds of dollars in rewards by using the wrong card. Don’t make this mistake. Download, download, download!" —El678848488595
Download it for free from the App Store or Google Play.
16. Clarity Money is an accurate name for this handy app that provides a literal sense of clarity as it helps you save money, plan budgets, track all of your expenses, monitor your credit score, and more.
Compatible with iPhone, iPad, iPod Touch (requires iOS 9.3 or later), and Android 4.4 or up.
Promising review: "I love this app. It provides such a good breakdown of your spending and where your money goes. There is not a whole lot you have to do: Clarity Money analyzes your spending for you and places each and every transaction you make into different categories such as bills, travel, shopping, food, etc. I’ve been very surprised how efficient it is in recognizing each transaction and placing them into the correct categories." —cbarfield1789
Download it for free from the App Store or Google Play.
17. CalcTape combines a standard calculator app, desktop calculator app, and notepad app into the best calculator app ever for those who want to be good at financing, but struggle with even the simplest of math.
Compatible with iPhone, iPad, iPod Touch (requires iOS 9.0 or later).
Promising review: "I've used this app for years and it only gets better. I love being able to have different documents and that I can label each transaction. Keep up the good work!" —Dee4given
Download it for $2.99 from the App Store.
18. Digit serves as a sort-of financial counselor without any chatting or payments. Set your goals and it'll help you work toward them in becoming a money-smart individual.
Compatible with iPhone, iPad, and iPod Touch (requires iOS 8.0 or later).
Promising review: "Whatever you’re saving up for, Digit works behind the scenes to help manage the process. The app monitors your income and spending patterns 24/7, gradually transferring small amounts of spare cash to a secure, FDIC-insured account that you can access anytime. You’re always informed and in charge of where your money’s going, and this simple savings plan is intuitive enough that you’ll want to stick with it." —Editors’ Notes
Download it for free from the App Store.
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Allison Krausman / BuzzFeed
