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This is the year YOU are going to take complete control of your hard-earned money!
It’s time to reduce your stress, destroyyour debt, and start saving for your future.
There are money-saving challenges, money-saving tips, and more to get you started- you can even check out budgeting templates if you want to start budgeting your money.
Now let’s check out the top money saving charts to save money!
Table of Contents
Quick Picks
Here is a quick list of my favorite money-saving charts and habits that can keep more money in your wallet:
- Save Almost $2K Per Year – 52-Week Challenge
- Spend Less Overall – Frugal Living Hacks
17 Amazing Money Saving Charts To Save BIG Every Year
1. 52-Week Money Saving Challenge
From The Savvy Mama
One of the most important aspects of getting your finances in order this year is funding your emergency fund.
An emergency fund helps you to live a little more stress-free, knowing you have a backup plan when a car repair, funeral, or surgery shows up in your life.
If you want to bulk up your savings or start an emergency fund, you can start by saving a bit of money every week with a 52-week money challenge.
52-week money savings charts are easy- start at $1 the first week and increase how much you save by $1 every week.
So $1 for week 1, $2 for week 2, $3 on 3, and so on. By the end, you’ll save up to $1,378 for an emergency fund.
This chart also works as a savings tracker, where you can check off when you’ve set money aside in your savings.
2. Live A More Frugal and Meaningful Life With Our Own Tips
Found on The Savvy Couple
Frugal people are notorious for always finding the best value in every purchase and decision they make.
One of the simplest ways to save more money is to live a more frugal lifestyle.
These frugal living habits are great and can help keep more money in the bank.
3. 26-Week Money Savings Charts
Found on BankAtFirst
Want to save up money a little faster this year? Well, instead of saving $1,378 in 52 weeks, you could get around $1K saved in half the time using this method.
In 6 months (26 weeks), you can save $1,053 if you work in 3s.
Save $3 at first, and add $3 to your total every work- or take the week you’re on a multiply it by 3 (so week 6 would be 6*3 = 18).
4. Start Saving $400+ Per Month Using These 98 Tips
Found on The Budget Diet
Wow, are you ready to make a big deposit in your emergency fund or savings account?
Let’s start this off right with an AMAZING money-saving chart that will help you save $400 per month.
Can you imagine what you could do with an extra $400 a month? The best part is these tips are very doable and easy to follow.
You can also create your own savings tracker to see how much you’re saving and if you’re hitting your goals.
I like the Mason jar savings tracker I saw on Pinterest– where the full jar would be $400, and you could do tick marks at $25.
Every bit you save, you fill in the savings tracker up to the money line.
5. Create Your Own DIY Budget Money-Saving Chart
Found onFiscal Fitness
There are many money savings charts that can help you budget, but having one tailored to your needs is important to save extra cash.
Creating a budget can seem difficult and time-consuming. Well, this how-to-budget money-saving chart is here to help.
A super simple and effective way to create your own DIY budget template. Learn why having a budget is so important here.
6. Save Extra Money By Using A Fixed Income Budget
Found on Mint
Sticking with the budget theme, this chart is a great savings plan that visually shows you where your money should be going.
Mint is an incredible tool to use to start budgeting online and taking control of your finances. This is as simple as it gets!
7. Save A Ton Of Money Making Timely Purchases
Found on The Happy House Wife
There are a few money savings charts that tell you when to buy certain items.
This chart even breaks it down by day, something I have never seen before!
This can help you save on purchases you need to make, meaning you’re less likely to dip into that emergency fund.
8. Understand Where All Your Money Is Going
Found on Money Choice
Everyone makes money mistakes, including us!
It’s important to understand where your money is going and how you can improve your spending habits.
The only way to reach your financial goals is to control your money.
Save your health and your savings account by cutting out things you don’t need and saving on shopping.
9. Learn Super Rich Frugal Habits
Found on Buddy Loans
This money-saving chart is AMAZING at showing off some of the wealthiest leaders in the world and how they handle money.
We are a HUGE fan of Warren Buffett. One of the wealthiest men in the world and you would never know it. #Savvy
10. Change Your Mindset About Money
Found on Mind Valley
Sometimes money problems don’t just start with an empty savings account.
Many people think negatively about money or are absent-minded about it- like if it’s cash, it doesn’t count as “buying.”
For your own sanity, let’s change how you think about money and get into a positive money mindset.
Turn your negative thoughts into positive, motivating thoughts, and watch your financial life come together.
11. The New Grads Guide To Money Management
Found on Online College
The first few years after college are critical in setting yourself up for financial success.
It’s time to consider the cost of living and opportunity costs, create a budget, and start making goals for your future.
12. Start Saving Money With These Electric Usage Hacks
Found on Life Hack
Did you know that the electronic devices you leave plugged in are still drawing power and costing you money?
This power draw is called phantom energy. Be conscious of some of the electronics you keep plugged in and consider unplugging them to save money.
13. Learn How To Lower Your Energy Bill The Easy Way
Found on Home Depot
Basic living expenses add up, and the biggest cost of owning a home is the utilities. We live in upstate New York, and the winters are killer on our gas and electric bills.
Some simple energy-saving hacks can help you save up to $250 per year. And don’t forget to use your Home Depot coupons when making home improvements!
14. Stop Throwing Away Your Stained Clothes
Found on Buzz Feed
This chart made me think of all the times growing up when I spilled spaghetti sauce on a white shirt, the worst!
Before you throw out your stained clothing, take some time and try to get the stain out. 99% of the time, it’s possible.
15. Start Saving Money By Freezing Your Produce
Found on Raining Hot Coupons
We recently started using our freezer WAY more in our day-to-day life.
When you know you are not going to use some of your groceries before they go bad, freeze them. Food waste is a great place to improve on and start saving money.
16. Start Storing Your Groceries The Right Way To Save Money
Found on Tasty
From fruits, vegetables, proteins, breads, and more learn exactly where you should be storing them to give them the longest lifespan.
Getting the most out of your food budget is a great way to save money on a monthly basis.
17. Traveling On A Budget Money Saving Chart
Found on Tripomatic
Are you a big-time traveler?
This chart is great for seeing the most cost-effective ways to travel and stay at different locations. Looks like Goa for the win!
18. Start Traveling Cheap With These Awesome Tips
Found on Net Credit
Want to travel for cheaper wherever you go?
This money saving chart even goes into car maintenance to make sure your vehicle is running the most fuel-efficient.
Final Thoughts
If your goal is to save more money and control your finances this year, these money-saving charts will certainly help.
You can save extra cash in traditional ways, plus develop better spending habits that keep more money in your wallet.
You can be on your way to financial freedom just by tweaking your lifestyle and tucking away money when you can.
Take control of your life and start living the stress-free life you have always dreamed of. Start today and follow through, this is your year!
