17 Best Books to be a Millionaire - Bigger Investing (2024)

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illionaires are people who are “super-achievers.” In short, they do things that other people won’t do. They’re innovators, they use unconventional approaches to reach their goals. They actually have goals! They work against the odds, whether they are already rich or poor, highly educated, or just street smart. Their mindset sets them apart from others in why they become millionaires. This list of the best books to be a millionaire will give you a crash course and foundational principles, in that, to be a millionaire is more of a mindset game than anything else.

What is Considered Being a Millionaire?

A Millionaire is a person with 1 million USD anywhere across the globe. To be considered a net worth millionaire, the net worth (the amount the person owns–an amount that person owes) should be equal to or greater than $1 million. Some national currencies have a low unit value due to inflation conditions. Becoming a millionaire in those currencies is easier.

Best Books to be a Millionaire:THE LIST

1 – Rich Dad, Poor Dad | By Robert Kiyosaki

According to getAbstract, “best-selling author Robert T. Kiyosaki has built an empire of financial advice books. The titles of many of his popular books feature the words “Rich Dad.” Kiyosaki – writing here with the consultant and CPA Sharon L. Lechter – presents the lessons in those books in the form of a literary seesaw: He had two fathers. His real dad was educated but poor, and his second dad (his best friend’s father) was self-made and rich. Both taught him life lessons that reflected their individual character and experience. One was a fearful loser and died owing money. The other was a self-made, bold winner, who left money to charities and to his family when he died. The two men’s diametrically opposite attitudes – loser/winner, small-timer/major leaguer, scaredy-cat/big bad wolf – provide the narrative journey that Kiyosaki travels to instruct readers about financial planning as he was instructed.

Quotes from Rich Dad, Poor Dad;

“In school we learn that mistakes are bad, and we are punished for making them. Yet, if you look at the way humans are designed to learn, we learn by making mistakes. We learn to walk by falling down. If we never fell down, we would never walk.”

“You’re only poor if you give up. The most important thing is that you did something. Most people only talk and dream of getting rich. You’ve done something.”

“Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.”

“I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”

“We all have tremendous potential, and we all are blessed with gifts. Yet, the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.”

“If you realize that you’re the problem, then you can change yourself, learn something and grow wiser. Don’t blame other people for your problems.”

“Emotions are what make us human. Make us real. The word ’emotion’ stands for energy in motion. Be truthful about your emotions, and use your mind and emotions in your favor, not against yourself.”

“If you’re the kind of person who has no guts, you just give up every time life pushes you. If you’re that kind of person, you’ll live all your life playing it safe, doing the right things, saving yourself for something that never happens. Then, you die a boring old man.”

2 – The Richest Man in Babylon | By George Clason

The Richest Man in Babylon, based on “Babylonian parables”, has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In simple language, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. A celebrated bestseller, it offers an understanding and a solution to your personal financial problem. Revealed inside are the secrets to acquiring money, keeping money, and making money earn more money.

Quotes from The Richest Man in Babylon;

“Advice is one thing that is freely given away, but watch that you only take what is worth having.”

“Proper preparation is the key to our success. Our acts can be no wiser than our thoughts. Our thinking can be no wiser than our understanding.”

“How can you call yourself a free man when your weakness has brought you to this? If a man has in himself the soul of a slave will he not become one no matter what his birth, even as water seeks its level? If a man has within him the soul of a free man, will he not become respected and honored in his own city in spite of his misfortune?”

“In those things toward which we exerted our best endeavors we succeeded.”

“The sun that shines today is the sun that shone when thy father was born, and
will still be shining when thy last grandchild shall pass into the darkness.”

“A part of all I earn is mine to keep.’ Say it in the morning when you first arise. Say it at noon. Say it at night. Say it each hour of every day. Say it to yourself until the words stand out like letters of fire across the sky.”

“Learning was of two kinds: the one being the things we learned and knew, and the other being the training that taught us how to find out what we did not know?”

“If you desire to help thy friend, do so in a way that will not bring thy friend’s burdens upon thyself.”

“Our acts can be no wiser than our thoughts.”

3 – The Millionaire Next Door | By Thomas Stanley

In the book ‘The Millionaire Next Door’ the authors also have done a study. And what they found that there were people who lived in expensive houses with big mortgages in high-end communities, but didn’t have much net worth. On a side note, we constantly hear stories of professional athletes who at one time had it all but ended-up blowing it.

However, the authors also found out that there are many quiet millionaires who lived in middle-class neighborhoods and lived well below their means. In other words, they didn’t live lavishly and acted like they were rich. They were rich because of the exact opposite. The book clearly marks several characteristics that must be ingrained in the minds of not only ourselves but our children.

Quotes from The Millionaire Next Door;

“Whatever your income, always live below your means.”

“Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….”

“Many people who live in expensive homes and drive luxury cars do not actually have much wealth. Then, we discovered something even odder: Many people who have a great deal of wealth do not even live in upscale neighborhoods.”

“If your goal is to become financially secure, you’ll likely attain it…. But if your motive is to make money to spend money on the good life,… you’re never gonna make it.”

“If you’re not yet wealthy but want to be someday, never purchase a home that requires a mortgage that is more than twice your household’s total annual realized income.”

“I am not impressed with what people own. But I’m impressed with what they achieve. I’m proud to be a physician. Always strive to be the best in your field…. Don’t chase money. If you are the best in your field, money will find you.”

“One of the reasons that millionaires are economically successful is that they think differently.”

4 – I Will Teach You to be Rich | By Ramit Sethi

Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.

Personal finance expert Ramit Sethi has been called a “wealth wizard” byForbesand the “new guru on the block” byFortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.

I Will Teach You to Be Richwill show you:
• How to crush your debt and student loans faster than you thought possible
• How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny
• How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too
• How to talk your way out of late fees (with word-for-word scripts)
• How to save hundreds or even thousands per month (and still buy what you love)
• A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game
• How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress-free
• The exact words to use to negotiate a big raise at work

Quotes from I Will Teach You To Be Rich;

“The 85 Percent Solution: Getting started is more important than becoming an expert.”

“Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.”

“Why do you want to be rich? What do you want to do with your wealth?”

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“You have to get off your chair and into life.”

“People love to argue minor points, partially because they feel it absolves them from actually having to do anything.”

“Very few people actually want to understand something they want results.”

“Cynics don’t want results; they want an excuse to not take action.”

“My friend Jim once called to tell me that he’d gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn’t care very much about where he lives, but he loves spending money on camping and biking. That’s called conscious spending.”

“It’s more important to get started than to spend an exhaustive amount of time researching”

5 – The Intelligent Investor | By Benjamin Graham

This classic text is annotated to update Graham’s timeless wisdom for today’s market conditions…

The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham’s philosophy of “value investing” — which shields investors from substantial error and teaches them to develop long-term strategies — has madeThe Intelligent Investorthe stock market bible ever since its original publication in 1949.

Over the years, market developments have proven the wisdom of Graham’s strategies. While preserving the integrity of Graham’s original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today’s market, draws parallels between Graham’s examples and today’s financial headlines, and gives readers a more thorough understanding of how to apply Graham’s principles.

Vital and indispensable, this HarperBusiness Essentials edition ofThe Intelligent Investoris the most important book you will ever read on how to reach your financial goals

Quotes from The Intelligent Investor;

“The intelligent investor is a realist who sells to optimists and buys from pessimists.”

“An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative.”

“The stock investor is neither right or wrong because others agreed or disagreed with him; he is right because his facts and analysis are right.”

“A cynic once told G. K. Chesterton, the British novelist and essayist, “Blessed is he who expecteth nothing, for he shall not be disappointed.” Chesterton’s rejoinder? “Blessed is he who expecteth nothing, for he shall enjoy everything.”

“Americans are getting stronger. Twenty years ago, it took two people to carry ten dollars’ worth of groceries. Today, a five-year-old can do it. —Henny Youngman”

“People who invest make money for themselves; people who speculate make money for their brokers.”

“But investing isn’t about beating others at their game. It’s about controlling yourself at your own game.”

6 – The Simple Path to Wealth| By J.L. Collins

This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear.

Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical.

“But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.

Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.

Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, but they are also less effective.

The simple approach I created for her and present now to you is not only easy to understand and implement, it is more powerful than any other.

Quotes from The Simple Path to Wealth;

“A parable: The Monk and the Minister Two close boyhood friends grow up and go their separate ways. One becomes a humble monk, the other a rich and powerful minister to the king. Years later they meet. As they catch up, the portly minister (in his fine robes) takes pity on the thin and shabby monk. Seeking to help, he says: “You know, if you could learn to cater to the king, you wouldn’t have to live on rice and beans.” To which the monk replies: “If you could learn to live on rice and beans, you wouldn’t have to cater to the king.” Most all of us fall somewhere between the two. As for me, it is better to be closer to the monk.”

“Here’s the simple formula: Spend less than you earn—invest the surplus—avoid debt”

“Stop thinking about what your money can buy. Start thinking about what your money can earn.”

“It’s a big beautiful world out there. Money is a small part of it. But F-You Money buys you the freedom, resources and time to explore it on your own terms. Retired or not. Enjoy your journey.”

“It’s not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And then think about what the money it earns can earn.”

“Look again at those people around you. For most, debt is simply a part of life. But it doesn’t have to be for you. You weren’t born to be a slave.”

“I may not have owned a Mercedes, but I owned my freedom. Freedom to choose when to leave a job and freedom from worry when the choice wasn’t mine.”

7 – The Little Book of Common Sense Investing | By Jon Bogle

The Little Book of Common Sense Investingis the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500.

While the stock market has tumbled and then soared since the first edition ofLittle Book of Common Sensewas published in April 2007, Bogle’s investment principles have endured and served investors well. This tenth-anniversary edition includes updated data and new information but maintains the same long-term perspective as its predecessor.

Bogle has also added two new chapters designed to provide further guidance to investors: one on asset allocation, the other on retirement investing.

A portfolio focused on index funds is the only investment that effectively guaranteesyour fair share of stock market returns. This strategy is favored by Warren Buffett, who said this about Bogle: “If a statue is ever erected to honor the person who has done the most for American investors, the hands-down choice should be Jack Bogle. For decades, Jack has urged investors to invest in ultra-low-cost index funds. Today, however, he has the satisfaction of knowing that he helped millions of investors realize far better returns on their savings than they otherwise would have earned. He is a hero to them and to me.”

Bogle shows you how to make index investing work for you and help you achieve your financial goals, and finds support from some of the world’s best financial minds: not only Warren Buffett, but Benjamin Graham, Paul Samuelson, Burton Malkiel, Yale’s David Swensen, Cliff Asness of AQR, and many others.

Quotes from The Little Book of Common Sense Investing;

“Don’t look for the needle in the haystack. Just buy the haystack!”

“The grim irony of investing, then, is that we investors as a group not only don’t get what we pay for, we get precisely what we don’t pay for. So if we pay for nothing, we get everything.”

“The winning formula for success in investing is owning the entire stock market through an index fund, and then doing nothing. Just stay the course.”

“It’s amazing how difficult it is for a man to understand something if he’s paid a small fortune not to understand it.”

“Buying funds based purely on their past performance is one of the stupidest things an investor can do.”

“Owning the stock market over the long term is a winner’s game, but attempting to beat the market is a loser’s game.”

“The two greatest enemies of the equity fund investor are expenses and emotions.”

“The greatest enemy of a good plan is the dream of a perfect plan.” Stick to the good plan. Traditional”

8 – Trump: How to Get Rich | By Donald Trump

Real estate titan, bestselling author, and TV impresario Donald J. Trump reveals the secrets of his success in this candid and unprecedented book of business wisdom and advice. Over the years, everyone has urged Trump to write on this subject, but it wasn’t until NBC and executive producer Mark Burnett asked him to star inThe Apprenticethat he realized just how hungry people are to learn how great personal wealth is created and first-class businesses are run. Thousands applied to be Trump’s apprentice, and millions have been watching the program, making it the highest-rated debut of the season.

InTrump:How To Get Rich, Trump tells all–about the lessons learned fromThe Apprentice, his real estate empire, his position as head of the 20,000-member Trump Organization, and his most important role, as a father who has successfully taught his children the value of money and hard work.

Quotes from Trump: How to Get Rich;

“The world moves along at such a fast clip that we have little patience when things are slow, whether it’s the line at a supermarket or Internet access. We’ve become intolerant of those things that cannot be accelerated or skipped entirely. I can’t speed up the foundation work for a building, nor can I expect to play piano like Glenn Gould just because I want to.”

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“As Benjamin Franklin once said, “Beware of little expenses. A small leak will sink a great ship.” In business, nothing is ever too small to notice.”

“Growth is an indication of life, so keep your organization moving forward at all times. Having a passion for what you do is crucial. If you can’t get excited about what you are doing, how can you expect anyone else to?”

9 – Think and Grow Rich | By Napoleon Hill

Think and Grow Richhas been called the “Granddaddy of All Motivational Literature.” It was the first book to boldly ask, “What makes a winner?” The man who asked and listened for the answer, Napoleon Hill, is now counted in the top ranks of the world’s winners himself.

The most famous of all teachers of success spent “a fortune and the better part of a lifetime of effort” to produce the “Law of Success” philosophy that forms the basis of his books and that is so powerfully summarized in this one.

In the originalThink and Grow Rich, published in 1937, Hill draws on stories of Andrew Carnegie, Thomas Edison, Henry Ford, and other millionaires of his generation to illustrate his principles. In the updated version, Arthur R. Pell, Ph.D., a nationally known author, lecturer, and consultant in human resources management and an expert in applying Hill’s thought, deftly interweaves anecdotes of how contemporary millionaires and billionaires, such as Bill Gates, Mary Kay Ash, Dave Thomas, and Sir John Templeton, achieved their wealth. Outmoded or arcane terminology and examples are faithfully refreshed to preclude any stumbling blocks to a new generation of readers.

Quotes from Think and Grow Rich;

“The starting point of all achievement is DESIRE. Keep this constantly in mind. Weak desire brings weak results, just as a small fire makes a small amount of heat.”

“Before success comes in any man’s life, he is sure to meet with much temporary defeat, and, perhaps, some failure. When defeat overtakes a man, the easiest and most logical thing to do is to quit. That is exactly what the majority of men do. More than five hundred of the most successful men this country has ever known told the author their greatest success came just one step beyond the point at which defeat had overtaken them.”

“Opinions are the cheapest commodities on earth. Everyone has a flock of opinions ready to be wished upon anyone who will accept them. If you are influenced by “opinions” when you reach DECISIONS, you will not succeed in any undertaking.”

“An educated man is not, necessarily, one who has an abundance of general or specialized knowledge. An educated man is one who has so developed the faculties of his mind that he may acquire anything he wants, or its equivalent, without violating the rights of others.”

“A quitter never wins-and-a winner never quits.”

“Set your mind on a definite goal and observe how quickly the world stands aside to let you pass.”

“You are the master of your destiny. You can influence, direct and control your own environment. You can make your life what you want it to be.”

10 – Principles | By Ray Dalio

In Ray Dalio’sPrinciples: Life and Work, Dalio offers a philosophical approach to living, life, and work. You may find yourself disagreeing in places, however, Dalio offers lessons of life and values for exploration. Dalio urges you to dive deep into the ideas of what is it you really want to determineyour principles of finding behaviors and truths that will guide your life and career.

Here a few of his principles; radical truth and transparency, tell the truth always and always tell the truth; meaningful work and relationships, show that you truly care; learn to make mistakes and learn from them; remember that the “who” is more important than the “what.”

Quotes from Principles;

“Look for people who have lots of great questions. Smart people are the ones who ask the most thoughtful questions, as opposed to thinking they have all the answers. Great questions are a much better indicator of future success than great answers.”

“Every time you confront something painful, you are at a potentially important juncture in your life—you have the opportunity to choose healthy and painful truth or unhealthy but comfortable delusion.”

“Imagine that in order to have a great life you have to cross a dangerous jungle. You can stay safe where you are and have an ordinary life, or you can risk crossing the jungle to have a terrific life. How would you approach that choice? Take a moment to think about it because it is the sort of choice that, in one form or another, we all have to make.”

“The greatest gift you can give someone is the power to be successful. Giving people the opportunity to struggle rather than giving them the things they are struggling for will make them stronger.”

11 – Thinking, Fast and Slow | By Daniel Kahneman

In his mega-bestseller,Thinking, Fast and Slow, Daniel Kahneman, world-famous psychologist and winner of the Nobel Prize in Economics, takes us on a groundbreaking tour of the mind and explains the two systems that drive the way we think. System 1 is fast, intuitive, and emotional; System 2 is slower, more deliberative, and more logical. The impact of overconfidence on corporate strategies, the difficulties of predicting what will make us happy in the future, the profound effect of cognitive biases on everything from playing the stock market to planning our next vacation―each of these can be understood only by knowing how the two systems shape our judgments and decisions.

Engaging the reader in a lively conversation about how we think, Kahneman reveals where we can and cannot trust our intuitions and how we can tap into the benefits of slow thinking. He offers practical and enlightening insights into how choices are made in both our business and our personal lives―and how we can use different techniques to guard against the mental glitches that often get us into trouble. Topping bestseller lists for almost ten years,Thinking, Fast and Slowis a contemporary classic, an essential book that has changed the lives of millions of readers.

Quotes from Thinking, Fast and Slow;

“A reliable way to make people believe in falsehoods is frequent repetition, because familiarity is not easily distinguished from truth. Authoritarian institutions and marketers have always known this fact.”

“The idea that the future is unpredictable is undermined every day by the ease with which the past is explained.”

“If you care about being thought credible and intelligent, do not use complex language where simpler language will do.”

“The psychologist, Paul Rozin, an expert on disgust, observed that a single co*ckroach will completely wreck the appeal of a bowl of cherries, but a cherry will do nothing at all for a bowl of co*ckroaches.”

“Intelligence is not only the ability to reason; it is also the ability to find relevant material in memory and to deploy attention when needed.”

“Our comforting conviction that the world makes sense rests on a secure foundation: our almost unlimited ability to ignore our ignorance.”

“Nothing in life is as important as you think it is, while you are thinking about it”

12 – Money: Master the Game | By Tony Robbins

Tony Robbins’Money: Master the Game: 7 Simple Steps to Financial Freedomis an inspirational personal investing manual. Robbins acknowledges that he is no expert in money management, so he synthesizes and shares advice from the experts in the context of a peak performance coach, in which he specializes in. Robbins provides insights into a common-sense approach to managing your money.

Robbins’ collects personal finance advice from 50 leading financial experts and builds a seven-step plan to help you in your financial future. First, control your money, save it, and then learn to compound it through interest. Second, understand the rules of the game, strategies, and know what it costs when you invest. Third, understand “the price of your dreams.” By setting goals that are realistic, you’re able to calculate retirement expenses and base your investment strategy on those goals. Fourth, learn and implement risk management into your portfolio, diversify your investments, and utilize asset allocations. Fifth, reduce risk by cutting off the downside, learn to expand by concentrated on top returns. Sixth, manage money carefully, seek small investments, and take on expert advice. Continue to work hard and give. Seventh, learn to share your wealth. Wealth is made to be used for yourself and others.

Quotes from Money: Master the Game;

“The secret to living is giving: Sharing with others not only gives you a greater quality of life but also brings you a greater experience of joy.”

“You have to make the shift from being a consumer in the economy to becoming an owner – and you do it by becoming an investor.”

“The system is riddled with loopholes – what I would call landmines – that can blow up your financial future.”

“Annuities are not just for retirees any longer. More often, younger individuals are starting to use annuities, specifically those where growth is tided to a market index…as a ‘safe-money’ alternative.”

“It’s important to understand the concept of asset allocation..so that your overall portfolio – your group of investment – reflects your goals and level of risk tolerance.”

13 – Secrets of the Millionaire Mind | By T. Harv Eker

Secrets of the Millionaire Mindreveals the missing link between wanting success and achieving it!

Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?

The shocking answer is None of the above!

In his groundbreakingSecrets of the Millionaire Mind, T. Harv Eker states: “Give me five minutes, and I can predict your financial future for the rest of your life!” Eker does this by identifying your “money and success blueprint.” We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.

Secrets of the Millionaire Mindis two books in one. Part I explains how your money blueprint works. Through Eker’s rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and “revise” it to not only create success but, more important, to keep and continually grow it.

In Part II you will be introduced to seventeen “Wealth Files,” which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.

If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately, your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that’s exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it’s simple. If you think like rich people think and do what rich people do, chances are you’ll get rich too!

Quotes from Secrets of the Millionaire Mind;

“If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible.”

“The number one reason most people don’t get what they want is that they don’t know what they want.”

“The purpose of our lives is to add value to the people of this generation and those that follow.”

“It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.”

“If your motivation for acquiring money or success comes from a nonsupportive root such as fear, anger, or the need to “prove” yourself, your money will never bring you happiness.”

“If you shoot for the stars, you’ll at least hit the moon”

“Nothing has meaning except for the meaning you give it.”

“Money will only make you more of what you already are.”

“If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you!”

14 – Blue Ocean Shift | By Chan Kim and Renee Mauborgne

Drawing on more than a decade of new work, Kim and Mauborgne show you how to move beyond competing, inspire your people’s confidence, and seize new growth, guiding you step-by-step through how to take your organization from a red ocean crowded with competition to a blue ocean of uncontested market space. By combining the insights of human psychology with practical market-creating tools and real-world guidance, Kim and Mauborgne deliver the definitive guide to shift yourself, your team, or your organization to new heights of confidence, market creation, and growth. They show why nondisruptive creation is as important as disruption in seizing new growth.

Blue Ocean Shiftis packed with all-new research and examples of how leaders in diverse industries and organizations made the shift and created new markets by applying the process and tools outlined in the book. Whether you are a cash-strapped startup or a large, established company, nonprofit or national government, you will learn how to move from red to blue oceans in a way that builds your people’s confidence so that they own and drive the process.

With battle-tested lessons learned from successes and failures in the field,Blue Ocean Shiftis critical listening for leaders, managers, and entrepreneurs alike. You’ll learn what works, what doesn’t, and how to avoid the pitfalls along the way. This book will empower you to succeed as you embark on your own blue ocean journey.Blue Ocean Shiftis indispensable for anyone committed to building a compelling future.

Quotes from Blue Ocean Shift;

“We call this atomization after Einstein’s reflection that if you deconstruct any challenge into its basic components, or atoms, and focus on solving them one at a time, even the largest challenge shifts from being overwhelming to being intellectually and psychologically solvable.”

“What we look for determines what we see. When we assume that the only way we can create a new market is by disrupting an old one, opportunities for nondisruptive creation can be easily missed. People tend to focus their attention on the core of existing markets and what it would take to disrupt the existing order. This narrows their vision and blinds them to the wealth of nondisruptive market-creating moves they could make.”

“Organizational leaders often accept and act on two fundamental assumptions. One is that market boundaries and industry conditions are given. You cannot change them. You have to build your strategy based on them. 4 The other is that, to succeed within these environmental constraints, an organization must make a strategic choice between differentiation and low cost. Either it can deliver greater value to customers at a greater cost and hence a higher price, or it can deliver reasonable value at a lower cost. But it can’t do both. Hence, the essence of strategy is seen as making a value-cost trade-off.”

“Organizations that open up new value-cost frontiers think differently. That is, they think about different things than those that are focused only on competing in their current markets. They raise fundamentally different sets of questions that enable them to see and understand opportunities and risk in fresh and innovative ways. This allows them to conceive of different kinds and degrees of value to offer customers that others either can’t see at all or dismiss as impossible or irrelevant.”

“If you can move people by inspiring and building their confidence to own and drive your new strategy, they will be committed to seeing change through and overcoming the organizational constraints you confront.”

“Blue ocean shift is a systematic process to move your organization from cutthroat markets with bloody competition—what we think of as red oceans full of sharks—to wide-open blue oceans, or new markets devoid of competition, in a way that brings your people along.”

15 – The Millionaire Fastlane | By M.J. DeMarco

Has the “settle-for-less” financial plan become your plan for wealth? That plan sounds a little something like this:

“Graduate from college, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich.”

Since you were old enough to hold a job, you’ve been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma “The Slowlane” – an impotent financial gamble that dubiously promises wealth in a wheelchair.

Accept the Slowlane as your financial roadmap and your financial future will blow carelessly asunder on a sailboat of hope: hope you can get a job and keep it, hope the stock market doesn’t tank, hope the economy rebounds, hope, hope, and hope. Do you really want hope to be the centerpiece of your family’s financial plan?

Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don’t want a lifetime subscription to “settle-for-less”, there is an alternative; an expressway to extraordinary wealth capable of burning a trail to financial independence faster than any road out there. And shockingly, this road has nothing to do with jobs, 401(k), mutual funds, or a lifestyle of mediocrity.

Demand more. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

Quotes from The Millionaire Fastlane;

“There’s a profound difference between interest and commitment. Interest reads a book; commitment applies the book 50 times.”

“The brick walls are there for a reason. The brick walls are not there to keep us out; the brick walls are there to give us a chance to show how badly we want something. The brick walls are there to stop the people who don’t want it badly enough. They are there to stop the other people!”

“A market is never saturated with a good product ,but it is very quickly saturated with a bad one. ~ Henry Ford”

“Value your time poorly and you will be poor. When time is wasted as a lifestyle choice you will be stranded in places you don’t want to be.
Take a look around. How do your friends, family, and peers value their time? Are they standing in line to save four bucks? Are they driving 40 minutes to save 10 dollars? Are they parked on the sofa anxiously waiting to see who wins Dancing With the Stars?”

“Instead of digging for gold, sell shovels. Instead of taking a class, offer a class. Instead of borrowing money, lend it. Instead of taking a job, hire for jobs. Instead of taking a mortgage, hold a mortgage. Break free from consumption, switch sides, and reorient to the world as producer.”

“Stop thinking about business in terms of your selfish desires, whether it’s money, dreams or “do what you love.” Instead, chase needs, problems, pain points, service deficiencies, and emotions.”

16 – The 48 Laws of Power | By Robert Greene

Amoral, cunning, ruthless, and instructive, this piercing work distills three thousand years of the history of power into forty-eight well explicated laws. As attention-grabbing in its design as it is in its content, this bold volume outlines the laws of power in their unvarnished essence, synthesizing the philosophies of Machiavelli, Sun-Tzu, Carl von Clausewitz, and other great thinkers. Some laws teach the need for prudence (“Law 1: Never Outshine the Master”), the virtue of stealth (“Law 3: Conceal Your Intentions”), and many demands the total absence of mercy (“Law 15: Crush Your Enemy Totally”), but like it or not, all have applications in real life. Illustrated through the tactics of Queen Elizabeth I, Henry Kissinger, P. T. Barnum, and other famous figures who have wielded—or been victimized by—power, these laws will fascinate any reader interested in gaining, observing, or defending against ultimate control.

Quotes from The 48 Laws of Power;

“When you show yourself to the world and display your talents, you naturally stir all kinds of resentment, envy, and other manifestations of insecurity… you cannot spend your life worrying about the petty feelings of others”

“Never assume that the person you are dealing with is weaker or less important than you are. Some people are slow to take offense, which may make you misjudge the thickness of their skin, and fail to worry about insulting them. But should you offend their honor and their pride, they will overwhelm you with a violence that seems sudden and extreme given their slowness to anger. If you want to turn people down, it is best to do so politely and respectfully, even if you feel their request is impudent or their offer ridiculous.”

Do not accept the roles that society foists on you. Re-create yourself by forging a new identity, one that commands attention and never bores the audience. Be the master of your own image rather than letting others define if for you. Incorporate dramatic devices into your public gestures and actions – your power will be enhanced and your character will seem larger than life.”

“Do not leave your reputation to chance or gossip; it is your life’s artwork, and you must craft it, hone it, and display it with the care of an artist.”

“If you are unsure of a course of action, do not attempt it. Your doubts and hesitations will infect your execution. Timidity is dangerous: Better to enter with boldness. Any mistakes you commit through audacity are easily corrected with more audacity. Everyone admires the bold; no one honors the timid.”

17 – 10X Rule | By Grant Cardone

While most people operate with only three degrees of action-no action, retreat, or normal action-if you’re after big goals, you don’t want to settle for the ordinary. To reach the next level, you must understand the coveted 4th degree of action. This 4th degree, also known as the 10 X Rule, is that level of action that guarantees companies and individuals realize their goals and dreams.

The 10 X Ruleunveils the principle of “Massive Action,” allowing you to blast through business clichŽs and risk-aversion while taking concrete steps to reach your dreams. It also demonstrates why people get stuck in the first three actions and how to move into making the 10X Rule a discipline. Find out exactly where to start, what to do, and how to follow up each action you take with more action to achieve Massive Action results.

• Learn the “Estimation of Effort” calculation to ensure you exceed your targets
• Make the Fourth Degree a way of life and defy mediocrity
• Discover the time management myth
• Get the exact reasons why people fail and others succeed
• Know the exact formula to solve problems

Extreme success is by definition outside the realm of normal action. Instead of behaving like everybody else and settling for average results, take Massive Action withThe 10 X Rule, remove luck and chance from your business equation, and lock in massive success.

Quotes from 10X Rule;

““As long as you are alive, you will either live to accomplish your own goals and dreams or be used as a resource to accomplish someone else’s.”

“Never take the position that things just happen to you; rather, they happen because of something you did or did not do.”

“Success tends to bless those who are most committed to giving it the most attention.”

“Average is a failing plan! Average doesn’t work in any area of life. Anything that you give only average amounts of attention to will start to subside and will eventually cease to exist.”

“Weak and overwhelmed individuals respond to others’ success by attacking it.”

“One of the major differences between successful and unsuccessful people is that the former look for problems to resolve, whereas the latter make every attempt to avoid them.”

“I suggest that you become obsessed about the things you want; otherwise, you are going to spend a lifetime being obsessed with making up excuses as to why you didn’t get the life you wanted.”

“until you become completely obsessed with your mission, no one will take you seriously. Until the world understands that you’re not going away—that you are 100 percent committed and have complete and utter conviction and will persist in pursuing your project—you will not get the attention you need and the support you want.”

Final Thoughts on the Best Books to be a Millionaire

To become wealthy there are rules about wealth. However, following the rules will not only lead you to be a millionaire but it also takes the correct mindset, commitment, and goal setting. More specifically, it takes the right education, opportunity, and hard work. For those that invest with money, education, and take advantage of opportunity cost the success ladder is for those in the taking.

Do you see a book that you think should be on the list? Let us know your feedback here.