15 Tricks to Travel for Less–With or Without Credit Cards (2024)

15 Tricks to Travel for Less–With or Without Credit Cards (1)

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Jen Ruiz |

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Plus, the biggest secret travel hackers exploit that most consumers fail to realize.

They say travel is the only thing you buy that makes you richer–that is until you look at your bank statement on the last day of vacation. Going outside is expensive, and often the cost makes travel seem prohibitive for individuals and families alike. Thankfully, there are money-saving hacks available for those who know where to look. Here’s how to secure discounted and even free award travel, with or without credit cards.

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AARP

While the American Association of Retired Persons (AARP) focuses on people over 50, there is no minimum age requirement to join. For less than $20/year, you get access to travel savings on hotels, rental cars, airport parking, travel insurance, and even flights. For instance, you can get $65-$200 off economy and business class tickets on British Airways. You can also save 30% on base rates, get a free upgrade and add an additional driver at no extra cost with Budget Rental Car. These reduced AARP rates will save you the cost of annual membership several times over on your first booking.

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AAA

The American Automobile Association (AAA) has been a longstanding name in travel and remains relevant. Members still get access to travel agents for in-person service, as well as online discounts with partner brands like Hyatt, Marriott, and Hertz. Perks can include the waiver of a young driver fee when renting a car (ages 20-25). There are also restaurant discounts, like 10% off at the Hard Rock Cafe and Rainforest Cafe. The best part? AAA membership automatically comes with travel insurance that includes trip interruption protection and travel accident coverage.

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Flight Alerts

Want to find flight deals with minimum effort? Flight alerts were made for you. Instead of searching the internet for deals, someone else finds deals for you and notifies you via email. You may be notified of a price drop when airlines are trying to sell unsold seats, or an error fare when a price is listed incorrectly (works only if you catch the error before the airline). One of the most popular flight alert programs is Scott’s Cheap Flights, regularly sending out deals like $300 roundtrip flights to Europe and the occasional jaw-dropping fare like a $70 roundtrip flight from Pittsburgh, Pennsylvania to Tokyo, Japan.

4 OF 15

Wholesale Clubs

Sam’s Club, Costco, and BJ’s Wholesale Club all have travel discounts included in their memberships. This is a good resource for booking discounted theme park tickets to places like Universal Studios, Walt Disney World Resort, and Dollywood, at times with perks like extra park hours and skip-the-line privileges. You can find Broadway tickets starting at $50 and cruise sales that come with bonuses like an on-board ship credit and cabin upgrade.

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Student Discounts

For those with a valid student ID who are under the age of 26, consider StudentUniverse, an online booking platform that finds discounted flights for young travelers. Students also get discounted train travel on Amtrak and Eurail. Those ages 18-30 can enroll for free in Qatar Airways’ Student Club and save up to 20% on flights. Not to mention discounts on museum admissions, public transportation, and restaurants. Certain discounts continue after graduation, with schools like DePaul and Boston University partnering with regional hotels to offer up to 25% off room rates for alumni.

6 OF 15

Cashback Programs

Cashback programs work like a digital rebate. Once you make a purchase, you get a percentage of your money back. These sites make money on an affiliate basis, getting a commission for every purchase they refer. Part of that commission makes its way back to you as a rebate. Popular cashback sites for travel bookings include Rakuten and TopCashBack. Offers can range between 4-7% cashback and include popular travel booking sites like Expedia and Agoda.

7 OF 15

Employment Discounts

Are you a teacher? Members of the National Educators Association get 25% off car rentals at Hertz and 20% off Red Roof Properties. Teaching isn’t the only profession that comes with travel perks. Nurses and first responders, for instance, get 35% off at Caesar’s Hotels and 10% off all reservations on Hotels.com.

8 OF 15

Travel Credit Cards

There are many benefits to having a travel credit card but the biggest one is the ability to accrue bulk points and miles to redeem towards award travel. You earn the most points and miles on a travel credit card at the very beginning, through the sign-up incentive. Once you meet a minimum spend threshold, you get an award of tens or hundreds of thousands of miles, which can then be redeemed for free or discounted travel in the form of flights, hotel stays, or experiences. Credit cards like the Chase Sapphire Preferred and Reserve have generous welcome offers and dozens of travel partners on their Ultimate Rewards redemption portal.

9 OF 15

Airline Loyalty Programs

The traditional way to earn a “free flight” is to fly frequently on a given airline and accumulate miles with them. To do this, sign up for the airline’s loyalty program. The programs are free to join and everyone in your household can have their own account, including children. Notably, you can credit flights from partner airlines to your preferred account. For instance, United Airlines and Lufthansa are part of the Star Alliance, so you can choose to have miles from your flight on Lufthansa credited to your United MileagePlus account.

10 OF 15

Shopping Through Airline Portals

Once you’ve created an account with your preferred airline, you’ll notice they have a shopping portal with discounts or shopping incentives for partner brands. To access these discounts, click through to the partner site from the airline shopping portal so they can track your purchase. Deals may include offers like 3 points for every dollar spent at Amazon or Home Depot. If you’re shopping online, you should be getting miles for it. Certain airlines also offer an award just for signing up, like TAP Portugal which gives 200 bonus points for joining their Miles & Go loyalty program.

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Referring a Friend

Found a great travel credit card that works for you? Spread the word! You can get points and miles just for referring others. British Airways, for instance, awards 10,000 bonus Avios for each referral, up to 20,000 Avios per year. The Hilton Honors Surpass Card awards 20,000 points per referral, up to 80,000 points a year. You must share your unique referral link to be credited and your award is processed when the account is approved.

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Completing Surveys Online

Did you know you can earn airline miles just for completing surveys online? This is an easy, mindless activity you can do while watching TV at night or sitting in a waiting room. JetBlue has a program called JetOpinions where you take short surveys and earn anything from 10-50 miles per survey, depending on the target demographic. You get 400 TrueBlue points when you join and complete your first survey.

13 OF 15

Dining Out

Several major brands have a dining rewards program. All you need to do is sign up for the program, register a credit or debit card to your account, and every time you make a purchase at a participating restaurant you earn rewards. Importantly, you can only have one card registered to one dining rewards program at a time. The programs offer a first-dine bonus, like a credit card sign-up incentive, where you get a bulk award when you meet a minimum spend threshold. American Airlines, for instance, offers 1,000 bonus miles when you spend $25 on AAdvantage Dining within 30 days, an easy threshold for most households.

14 OF 15

Putting Gas in Your Car

Did you know that gas stations charge different prices if you pay with cards versus cash? This is because the vendors charge the credit card fees to the customer. However, if you pay with a gas gift card it’s considered the same as cash. Moreover, if you buy your gift card from a supermarket or office supply store that offers gas gift cards, you can usually get a point multiplier on your travel credit card. This is a great way to maximize your benefits and save money on gas at the same time.

15 OF 15

Stacking Benefits

Perhaps the biggest secret travel hackers exploit, and most consumers fail to realize, is that you can use multiple point-earning tactics at once. You can pay with a credit card that gives you points and miles, through a cashback portal that earns travel rewards, while taking advantage of point multiplier offers. Granted, this is more along the lines of extreme couponing, but the reward is a free vacation as opposed to 20 bars of soap which makes all the difference.

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3Comments

N

nancybrand2827 March 3, 2022

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Great article! But Delta is part of Skyteam; United is a star alliance partner.

Reply

T

TucsonLE March 2, 2022

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Shopping for a good deal on what you want is always a choice as well (i.e. not being overly distracted by alternate choices). Alitalia does not exist anymore. The Italian government replaced the airline with ITA Airways back in October 2021. The new airline is a member of the Star Alliance, even as Lufthansa (and MSC Group) are looking to acquire a stake in it.

Reply

riauintek3083 March 1, 2022

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nice..

Reply

15 Tricks to Travel for Less–With or Without Credit Cards (2024)

FAQs

What can I use instead of a credit card for travel? ›

Ways to finance travel without a credit card
  • Use a debit card. It's normal to wonder: "Should I travel with debit card?" And the answer is — it's up to you. ...
  • Get a PayPal account. ...
  • Buy gift cards. ...
  • Pay with cash. ...
  • Search for miscellaneous payment options. ...
  • Open a bank account that waives foreign ATM fees.
Aug 17, 2023

What is the most cost-effective way to travel? ›

How to travel on a budget: Our 9 best tips
  • Come up with a plan.
  • Travel out of season.
  • Be accommodation-savvy.
  • Pack properly.
  • Book flights in advance…
  • 6. … and be smart about how you fly.
  • Embrace public transport.
  • Don't eat away your cash.

How to get discounts for travel? ›

Compare prices: Use online travel websites, such as Expedia, Kayak, and Priceline, to compare prices for flights, hotels, and package deals. This will help you find the best deals for your budget. Book in advance: Booking your trip in advance can save you money.

Should I have a credit card when travelling? ›

Credit cards typically provide better exchange rates than what you'll get from ATM machines and currency stands. Depending on your card issuer, your purchases might automatically qualify for insurance. This coverage doesn't simply apply to consumer goods — it also covers travel delays and lost luggage.

Is it better to travel with a debit or credit card? ›

Tip: A credit card may be your best choice for big purchases such as plane tickets, accommodation, transportation, car rentals and pricier meals so you have a record of larger transactions when you get home.

Is it worth getting a prepaid travel card? ›

Prepaid currency cards are a secure way to make purchases on trips abroad. They can be a handy alternative to paying with cash and debit or credit cards. They can also help you manage your spending and stick to a holiday budget.

What is the most efficient travel method? ›

Intercity buses are the most sustainable mode of transportation in the U.S. Intercity buses are 550% more fuel efficient than cars on a per-passenger basis. Taking the bus instead of flying can decrease your carbon footprint by up to 77.5%.

What is the best payment method for travel? ›

Credit Cards

In most cases, a credit card that doesn't charge any foreign transaction fees is the best way to pay for expenses while in another country. Most places you'll visit abroad - including restaurants, stores and hotels - will accept credit card payments from major card issuers.

How to take a vacation cheaply? ›

10 tips to take a vacation for less than $500
  1. Make a swap for a free stay. ...
  2. Head to the great outdoors. ...
  3. Don't settle for high rental-car costs. ...
  4. Use flight and gas trackers. ...
  5. Pack light. ...
  6. Consider hotels that offer more than just a room. ...
  7. Stay near the action. ...
  8. Time your trip right.

How to get 50% off on flights? ›

​To avail Flat 50% discount simply enter coupon code CT50AIR for flight or CT50HOTEL for hotel bookings. Offer is applicable for limited domestic one way flight & hotel bookings.

How to get huge discounts on flights? ›

Tips to Get Discount on Domestic and International Flights
  1. Make Early Booking. ...
  2. End Moment Ticket Booking. ...
  3. Research Enough. ...
  4. Know When to Book the Flight Finally. ...
  5. Be Flexible & Keep on Experimenting with Travel Dates. ...
  6. Go for the Cheapest Payment Method. ...
  7. Go for an Air Pass. ...
  8. Try to Avoid Flying on Long Weekends.

What is the best travel discount website? ›

Let's start with the top 10 best travel websites 2023 has to offer for great deals:
  • Kayak. ...
  • Scott's Cheap Flights. ...
  • Tripadvisor. ...
  • Priceline. ...
  • Hotwire. ...
  • Orbitz. ...
  • Hotels. You can get amazing daily deals on hotels that are up to half off the average cost. ...
  • Google Flights. Search for the best airfares across all airlines and track prices.

How to travel without a credit card? ›

How to Book Travel Without a Credit Card
  1. Pay from your bank account with Paypal. It costs nothing to have a Paypal account. ...
  2. Visa Debit Card and Debit Mastercard. Visa or Mastercard Debit cards are another way to make online purchases directly from your checking account. ...
  3. Uplift.
Aug 15, 2023

What credit card is best for travel? ›

NerdWallet's Best Travel Credit Cards of May 2024
  • Chase Sapphire Preferred® Card: Best for Max flexibility + big bonus.
  • Capital One Venture Rewards Credit Card: Best for Flat-rate rewards.
  • Capital One Venture X Rewards Credit Card: Best for Travel portal benefits.

How many cards should you travel with? ›

Thinking through what to pack in your wallet can spare you some serious travel nightmares. Our advice: Pack two credit cards and grab some cash in the local currency, ideally from a bank ATM with your debit card. Don't forget to notify your credit card issuers of travel plans before you leave.

Can I use my debit card as a travel card? ›

How do travel credit and debit cards work? Most credit and debit cards let you spend abroad, but will charge you for the privilege.

How to pay without a credit card? ›

Here is a quick guide to the main ones.
  1. Debit card. If merchants can take payment by credit card, they can also take payment by debit card. ...
  2. Direct debit. Direct debit used to be for recurring payments only. ...
  3. Open banking services. ...
  4. Payment Apps (E-Wallets) ...
  5. Gift cards. ...
  6. Reward points. ...
  7. Bank transfer. ...
  8. Cryptocurrency.

Can I travel internationally with a debit card? ›

If you're traveling outside the U.S., your bank might hit you with a foreign transaction fee when you use a debit card at a merchant or ATM. Foreign transaction fees generally range from 1% to 3% of the amount of an in-person purchase or ATM withdrawal.

What is the easiest travel card to get? ›

Summary of the Best Travel Credit Cards for Beginners
  • Chase Sapphire Preferred® Card *
  • Rates & Fees. Capital One Venture Rewards Credit Card.
  • Rates & Fees. Bilt World Elite Mastercard®
  • American Express® Green Card *
  • Rates & Fees. ...
  • Chase Freedom Flex℠ *
  • Rates & Fees. ...
  • Bank of America® Travel Rewards credit card for Students.

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