15 Crazy Effective Ways To Save Money Grocery Shopping - Arrest Your Debt (2024)

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Are you looking to free up some extra cash or save more money? One of the best ways to save money is to become a frugal food shopper.
Now if the thought ofsaving moneyon groceries has you thinking of the episode of2 Broke Girls,where Caroline becomes addicted to extreme couponing and gets in a shoving match with the “Coupon Queen” don’t worry. Grocery shopping on a budget doesn’t have to get intense, just follow these money-saving tips.

How To Save Money On Groceries

1. Create A Meal Plan

One of the best ways to save money on groceries is to create a meal plan for the upcoming week or two. Think of meal planning as building a budget with food. Take stock of what items you have on hand, then consider what food and produce is in season or on sale at your local supermarkets.

With a little bit of pre-planning, you can search for recipes to cook and use what is currently on sale. Having a meal plan makes creating a shopping list more straightforward, and helps you avoid picking up any of the dreaded budget-busting impulse items.

2. Make A Grocery Shopping List

Once you have a meal plan, it’s time to create a shopping list. If you are using recipes to create your meal plan, creating a shopping list isn’t hard at all. All you need to do is write down the ingredients and quantities you will need to complete your menu or meal plan.
It’s helpful to keep a running shopping list of food items as you use them up. When you find a coupon or two for an item on your list make sure to notate it with a checkmark, so you don’t forget to use your coupon.

3. Stock Up On Sale Items

When reviewing the store circular or discounts, you may find items on sale that do not currently work with your meal plan. If you have room in your budget, you can freeze meat, vegetables, and fruit to use later. Just make sure you use them.
If you can find fresh fruit or produce on sale, besides freezing, you may can items or dehydrate them. Dehydrated veggies are great to make stews or soups for camping trips or even to brown bag lunch at work.

Tip; Don’t buy items just because they are the cheapest.You don’t want to end up like Murry from The Goldbergs who bought canned “Meat” and single-ply toilet paper just because it was cheap. Stock what you eat and eat what you stock; you won’t save any money if the items end up going to waste.

4. Avoid Impulse Buying

I’m guilty of impulse buying, especially at specialty grocers like Wegman’s or the Asian food market (I am easily swayed by wasabi flavored anything). Fight the urge to pick-up impulse items; having a shopping list in hand is great for sticking to the budget. Also, to ensure you don’t go over budget, add up the cost of items on your phone calculator, it’s helpful to see how much you’re spending as you go.

Lastly, don’t shop hungry, you might be tempted to pick up items you don’t need or expensive prepackaged meals when buying on an empty budget.

5. Buy Items In Bulk

Buying food in the bulk aisle or bulk section can save a lot of money. The key is to make sure you use it before it goes to waste; this is where having a meal plan can come in handy. The best bulk deals may not be at your big chain grocery store.

If you have an Amish or Mennonite community nearby check to see where they do their shopping, many markets that sell to these communities offer great prices on bulk items. Also, if you have an Amish market, this can be a great place to buy fresh produce and baked goods.

Check out Amish America for a listing of Amish Markets near you.

6. Buy Wholesale

Check out your local restaurant supply stores. Many restaurant supply stores are open to the public, or to local business owners. Restaurant supply stores are great for saving money on pots, pans, and utensils.

However, many restaurant supply stores all sell produce, baked goods, coffee, dairy products and more. Here in the Northeast, we have Maines Food and Party Warehouse that is open to the public and sells restaurant-quality food at wholesale prices.

7. Check the Dollar Store

The dollar store is one of our favorite places to pick up art andschool suppliesfor the kids. However, if you keep an eye on the circular, the dollar store can also save you money on groceries.

Usually, you will find a lot of prepacked items at the dollar store, such as Hamburger Helper.Prepackaged items typically are not the most cost-effective or healthiest choice. However, sometimes it is handy to have a quick fix on hand for when life gets hectic.
When you find a great deal, it may make sense to pick up a few boxes, just make sure you check expiration dates and keep an eye on when the items need to be used by.

How to Save Money on Groceries without Coupons?

8. Purchase Discounted Gift Cards

Before you head out to the store checkRaiseandGift Card Granny. These websites sell discounted gift cards thatoften sell quickly, so if you see one for between .08 and 2.5 off, make sure to grab it.

If you use this discount code: 40RAISEAF,Raise will give you $10 dollars off any order over $40 dollars!

9. Save Money Scanning Receipts

Scanning your receiptsis a great way to save some money and get cashback for the shopping you are already doing on a day to day basis. All you need to do is download a couple of apps, and you can be saving hundreds of dollars a year.

Ibottais a receipt scanning app where you earn cashback for your purchases. Before heading off to the store, you can search the app for relevant cashback offers and add them to your queue. (You may be asked a survey question before you can add an offer) Once you have loaded up your desired offers, you shop as usual. When you are done shopping scan your receipt, if you purchased any of the items in your queue, you will receive cash.

The best part of shopping with ibottais it stacks with all your coupons, discounted gift cards, and any reward credit cards you shop with. Plus,ibottaoffers up to20 dollars in sign-on bonusesand you can earn money for referring friends with a little bit of effort you could easily make $100 or more.

Shop with Ibotta in-store, and online to get up to $20 in Welcome Bonuses!15 Crazy Effective Ways To Save Money Grocery Shopping - Arrest Your Debt (1)

How to Save Money on Groceries with Coupons?

Clipping coupons are one of the most effective ways to cut your food costs. The average weekly newspaper inset has over 50 dollars in savings.

Chances are you won’t purchase or use every item in the inset, however, if you spend an hour clipping coupons and making a meal and can easily save $20. Making $20 an hour beats searching the couch cushions for loose change and could add up to some real savings over the year.

If you are worried about annoying the cashier, don’t let that keep you from taking advantage of free money – you can always use the self-checkout.

10. Check The Store Circular Or Flyer

The store circular will often have store coupons in them, so make sure you check to see what items are on sale. Store coupons will usually stack with manufacturer coupons, as well as with any incentives from apps likeibottaorReceipt Hog.

11. Find Digital Coupons

Receive digital coupons by completing theShoppers Voice Survey. Shoppers voice is an online survey that takes about ten to complete. Based on your survey results, you will receive coupons and discount codes geared to the items your household is likely to purchase.
They also, offer some free to download coupons on their site.

12. Use A Coupon Clipping Service

To purchase multiples of the same item you typically need one coupon per item. If you are looking to stock your pantry with your favorite food, getting a few extra copies of a coupon is critical. This is where a coupon clipping service likeThe Coupon Clipperscomes in handy.
WithThe Coupon Clippers, you can order just the coupon you need or the whole Sunday insert.

eBay

eBay is also an excellent place to go for a coupon or two that you might be looking for. Prices on eBay tend to be a bit higher than what you might pay with a service like The Coupon Clippers.

13.Subscribe And Save Coupons

Several manufacturers have email newsletters where you can subscribe and receive coupons via email.

14. Newspaper Inserts

Check your local library to see if they receive the Sunday paper with the coupon inserts. If you ask they may allow you to have coupons on Monday.

Also, check with local gas stations and convenience stores that sell the Sunday paper. Often they end up tossing out unsold copies that you can pick up for free!

If you are not able to score free copies of the Sunday inserts, hire a service such as Sunday Coupon Inserts.Sunday Coupon Insertsis a weekly service that will mail you each week’s coupon inserts.

15. Write Companies For Coupons In The Mail

A favorite couponing tactic is writing companies complementary letters in hopes of receiving freebies and coupons in the mail. I would file this tactic under extreme couponing and possibly more effort than it’s worth.

However, if you a huge fan of a product and would like to let the manufacturer know, there is a good chance they may send you a freebie or packet of coupons. You can find a list of manufacturers that will send you coupons if you ask here.

Stack Your Efforts For Maximum Money Savings

To save the most money, stack a few of these options when you are grocery shopping to save serious money. Remember to stick to your shopping list and make sure you don’t let an impulse buy or two eat up your savings. Keep track of how much you can save and make a game out of squirreling the savings away in your IRA or 401k.

Change your buying habits to watching your savings and investments grow!

Three Bonus Shopping Tips!

How To Save Money At Aldi?

Aldi’s has some of the best prices on groceries, and they do not accept coupons. However, you can save some money shopping at Aldi with some preplanning.

  1. Save 1-5% with discounted ALDI gift cards from Raise.com or Gift Card Granny. If you use this discount code: 40RAISEAF,Raise will give you $10 dollars off any order over $40 dollars!Aldi cards sell quickly so if you see a card for sale scoop it up. The owner of Trader Joe’s and Aldi’s are brothers; however, the stores are not connected so if you have a gift card for one it will not work at the other.
  2. Aldi charges for bags, so make sure you bring your own bags, also make sure you have a quarter for the shopping cart.
  3. Use your receipt scanning app for extra savings.ibottais our fav app to use atWalmartandWegmans, however, for Aldi’s the best scanning app isCheckout 51.
  4. Know when to shop. The best deal on meat is usually Wednesday morning. Aldi discounts break 50% five days before the sell-by date, so if you use up bread quickly purchase it when it’s on sale.

How To Save Money At Walmart?

If you do not have an Aldi nearby, Walmart has some low prices on grocery items. Items on the end caps tend to be priced competitively, however not all of Walmart’s prices are the best. Also, make sure you check the ingredients; the version of a product sold atWalmartis not always the same as what you would find at the supermarket or store.

Note: we found this personally with both baby formula and some supplements, the package looked similar; however when we compared labels at home the products were not the same.
Tips For Saving At Walmart

  1. Walmart accepts coupons, so check your inserts.
  2. Purchase discounted gifts cards. Walmart cards go quick, however, you can often pick up discounted cards for 1 to 2% off.
  3. Use a cashback or rewards credit or debit card.
  4. Make use of receipt scanning apps like ibotta.

Easy Ways To Save Money On Groceries At Target

  1. Target places food items on sale on Tuesday
  2. Purchase discounted gift cards
  3. Target price matches identical items sold at other stores so bring in your circulars
  4. Stack store and manufacturer coupons
  5. Download Target’s Cartwheel app for additional coupons and savings
  6. Scan your receipts withCheckout 51,ibotta, orReceipt Hog.
15 Crazy Effective Ways To Save Money Grocery Shopping - Arrest Your Debt (2024)

FAQs

How to get grocery bill down? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What are 7 shopping tips to help you get the most out of your food budget? ›

  • Track current spending. Before you figure out what you should be spending on food, it's important to figure out what you are spending on food. ...
  • Allocate a percentage of your income. ...
  • Avoid eating out. ...
  • Plan your meals. ...
  • Keep a fridge grocery list. ...
  • Eat before you go to the store. ...
  • Be careful with coupons. ...
  • Embrace the bulk section.
Feb 22, 2024

How to not spend so much on groceries? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

Which shopping strategy can help you save money while at the grocery store? ›

Track prices.

For a few weeks, record the prices of the items you buy the most when food shopping. You'll be able to find the best prices for specific goods and can stock up when a true price drop happens. Price tracking also helps you see when a “10 packages for $10” sale really is a sale and not just a come-on.

What is the 6 to 1 grocery method? ›

The 6-to-1 Grocery Method is a basic calculation (we're talking elementary-level math, basically counting), to plan your weekly grocery shop. Here's the system: Fill your grocery cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one "fun" item for yourself.

What happens when people can't afford groceries? ›

Without enough food, people who experience food insecurity may have difficulty concentrating, have low energy, or miss school and work due to illness. Discover how the Feeding America network addresses overall health and well-being, not just hunger.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What grocery store saves you the most money? ›

According to MarketForce Information's 2024 U.S. Grocery Panel Study, these are the 10 grocery stores that offer the most value for your money, according to shoppers.
  • Food 4 Less. ...
  • Grocery Outlet. ...
  • WinCo Foods. ...
  • Giant Eagle. ...
  • Market Basket. ...
  • Wegman's. ...
  • ALDI. ...
  • BJs.
Mar 21, 2024

How much should a single person spend on groceries a week? ›

The average household in California spends approximately $297 a week on grocery shopping, according to the data released in November. That is almost $30 more than the reported national average. Here's how much California spends based on household size: One person - $176.81.

Is eating out cheaper than eating at home? ›

Financial advisors have long promoted home-cooked meals as a cost-saving alternative to restaurant food. A 2018 study found that, on average, you'd spend almost five times as much money ordering a delivery meal compared to cooking that same meal at home.

What is a good grocery budget for 2 adults? ›

How Much Does A Family Of 2 Spend On Groceries? As the family grows, so does the average grocery spend. Two-person households spent $5,635 in 2022 on groceries, or food at home. That's up from $5,145 in 2021 – a $490 difference, or $254 per person.

Is Walmart cheaper than Aldi? ›

Regardless, the prices don't lie. Aldi is considerably cheaper than Walmart in almost every instance (or they were about the same).

What is the smartest way to grocery shop? ›

How To Shop Smart for Groceries
  • Plan ahead. ...
  • Make a shopping list. ...
  • Check the kitchen before you leave. ...
  • Make shopping a family activity. ...
  • Be methodical about shopping. ...
  • Check food quality — and expiration dates. ...
  • Resist bargains. ...
  • Stick to your list.
May 10, 2022

How to save money on groceries as a single person? ›

Saving money on groceries for singles is really no different than saving for families. You can still buy clearance items, use coupons, shop at discount grocery stores like Aldi and shop at dollar stores. Be careful. Many of us use “Our situation is different” as an excuse for not saving.

How to live off $150 a month for food? ›

Affordable and nutritious meal ideas for a $150 monthly budget include dishes like vegetable stir-fry with rice, bean and vegetable soups, pasta with homemade tomato sauce, and oatmeal with fruit for breakfast. These meals are cost-effective and can be made in large batches to provide multiple servings.

What is a good monthly grocery bill? ›

By Household Size

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

How much is a normal grocery bill? ›

USDA-suggested liberal cost grocery budget
Age-gender groupsWeekly grocery costMonthly grocery cost
14-18 years$86.90$376.60
19-50 years$93.60$405.70
51-70 years$86.90$376.30
71+ years$86.00$372.80
17 more rows
Apr 23, 2024

How can I cut my grocery bill by 90 percent? ›

What's Ahead:
  1. Shop at discount grocery stores like Aldi or Trader Joes.
  2. Compare prices between stores — even if it means driving to a few different ones at first.
  3. Plan your meals for the week based on what's on sale.
  4. Clip coupons and look for discount codes.
  5. Always, always, always eat your leftovers.
Sep 11, 2023

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