13 Unique Ways To Save Money You May Not Have Thought Of (2024)

13 Unique Ways To Save Money.

Are you tired of being in debt? Maybe you just want to save some money for something special. Or maybe you’re broke and looking for some money saving ideas that you may not have tried yet. Well, there are many ways you can save a bit of cash that may not be your ordinary way to save money! Ways to cut the budget that people don’t normally think of or would not normally do. Here are13 unique ways to save money that you can implement right now:

13 Unique Ways To Save Money You May Not Have Thought Of (1)

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I’ve tried to think of ways to save money that aren’t the norm for most people! Just remember, it doesn’t have to be forever. You can make budget cuts and implement these ideas for the short term to get you out of a bind. Or you can embrace these ideas and just keep them as a way of life.

Ways To Save Money

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#1. Skip Couponing (if you’re an over spender)
If you are an over spender, sometimes couponing can lead to you spending more money than you would without couponing. Those $10 off of $20 coupons can save you money if it’s something you’ve planned on buying anyway. But it can also tempt you into unplannedspending because you’re “saving” $10. You’re really spending $10 that you hadn’t planned on spending! Only coupon for what you need or use a price bookfor your groceries instead.

#2.Leftovers (not just your own)
Make it known that you are willing to accept any one’s leftovers. This leftover thing doesn’t need to be weird. Just take leftovers when people offer them to you (after holidays and family gatherings, work functions, church functions). Better you use them than to have them thrown out.

#3. Cut Back On Washing Your Hair
If you usually wash your hair every day try every other day or every third day. You’ll save money on hair care products and water. (this also applies to hair cuts/hair color/manicures etc.)

#4. Go With a Store Bought Phone
In today’s day and age, you can save a ton of money by going with a store bought phone. Republic Wireless or Straight Talk has the same service (in most locations) as the bigger brands, like AT&T and Verizon.

#5. Hang Around Thrifty People
If you are spending a lot of time with people who spend money, then you will probably spend a lot of money as well. Hang around thrifty people and you are less likely to spend money.

#6. Be “Stingy”
Americans spend way more money than they really need to. It’s time to get a little stingy with your money. You don’t need to go out with your friends every weekend or leave the house every day (unless you work of course). Stay home and watch the dollar signs add up.

#7. Go to Bed Earlier
I know some of you have to stay up and work so this doesn’t apply to you. However, going to bed at reasonable time will help improve your health AND is one way to save money on electricity. Not getting enough sleep makes you feel tired and cranky. When you’re tired and cranky you don’t make good choices.

#8. Detail Your Own Car
You probably ignore this part of your car anyways, but in case you get the itch to pay someone to do this. Don’t do it. Simply wash, wax, and detail your own car to save some money in the long run. If you’d like to make extra money, you could even start a little side business in the car detailing department.

#9.Use a Clear Jar
Every time you get some change – a penny, quarter, or dime put it in the clear jar. It’s amazing what you can save over a short (or long) period of time. The clear jar helps you see your progress a little better.

#10.Clearance Section
Have you ever stopped and looked in the clearance/markdown section of the grocery store? It’s not just old food that’s sitting there to be bought. Most of the time this is food that is simply changing labels (companies decide to upgrade branding from time to time). They put it in the clearance section to make room for new stuff or a new meat sale starts and they have to get rid of meat to make room.

#11. Get Rid of Not Only Cable but Your Internet
If you need to really save money (like you have a lot of debt or a not enough income). You may need to a way to keep more of the income you do you have. Consider getting rid of your internet. Yes, this seems radical! It seems drastic. But drastic measures may be what you need to do in this season of your life. It might take some getting used to. But you do what you have to do. You can go to the library and there are plenty of free WiFi spots all over town. If you still have a smart phone you can check to see if using it as a hot spot is cheaper than paying for internet with your cable provider. It doesn’t have to be forever!

#12. Unplug Stuff
Look up the concept of vampire power/standby power. Even when your TV is off it’s still drawing power. Same with keeping your phone charger plugged into an outlet or your coffee maker plugged in. These phantom loads are making your electric bill higher than it needs to be. Some people like to plug their electronics into a energy saving power strip (making it easier to turn stuff on and off).

#13. Recycle/Upcycle Everything You Can
No joke, recycling or repurposing can help you save a lot of money. Extending the life of an object or thinking of new ways to use something you already have keeps you out of the stores. However, you don’t want to be one of those people on a television show because you decided to collect every single piece of paper you came across (trust me).

I hope these unique tips for little things you can do to save money help you!

What out of the ordinary things do you do to save money?

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13 Unique Ways To Save Money You May Not Have Thought Of (4)

13 Unique Ways To Save Money You May Not Have Thought Of (2024)

FAQs

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How can I save money if I have none? ›

SHARE:
  1. Focus on small changes in various budget categories.
  2. Automate your savings into a high-yield savings account.
  3. Earn interest on your checking account.
  4. Use those three-payday months to save more.
  5. Keep a budget.
  6. Shop around for insurance rates.
  7. Refinance your mortgage.
  8. Find a way to save on rent.
Oct 19, 2023

How to save money aggressively? ›

How to Save Money: 23 Tips
  1. Make a budget.
  2. Say goodbye to debt.
  3. Set a savings goal.
  4. Save money automatically.
  5. Buy generic.
  6. Meal plan.
  7. Cancel some subscriptions and memberships.
  8. Adjust your tax withholdings.
Apr 5, 2024

How can I save an insane amount of money? ›

8 ways to save money quickly
  1. Change bank accounts. ...
  2. Be strategic with your eating habits. ...
  3. Change up your insurance. ...
  4. Ask for a raise—or start job hunting. ...
  5. Consider a side hustle. ...
  6. Take advantage of a credit card that offers rewards. ...
  7. Switch up your transportation habits. ...
  8. Cancel subscriptions you don't really need or use.
Feb 22, 2024

Is $4000 a good savings? ›

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.

How to budget $4000 a month? ›

making $4,000 a month using the 75 10 15 method. 75% goes towards your needs, so use $3,000 towards housing bills, transport, and groceries. 10% goes towards want. So $400 to spend on dining out, entertainment, and hobbies.

How to save money when broke? ›

Jaspreet Singh: 10 Ways To Save Money When You're Broke
  1. Quit Using Credit Cards. ...
  2. Cook More at Home. ...
  3. Plan Your Meals. ...
  4. Get Smarter About Free Stuff. ...
  5. Switch Your Provider. ...
  6. Visit Your Library. ...
  7. Look Into Refinancing Your Loans. ...
  8. See Which Perks You're Eligible For.
Oct 14, 2023

How to live poor and save money? ›

How To Save Money Fast On a Low Income: Making Ends Meet
  1. Create a Budget. ...
  2. Open a Savings Account. ...
  3. Save Money on Bills and Utilities. ...
  4. Cancel Unwanted Monthly Subscriptions. ...
  5. Pay Off Outstanding Debts. ...
  6. Always Look For Deals. ...
  7. Change Your Financial Institution. ...
  8. Get A Side Job.
Jan 26, 2024

How to live off low income? ›

These seven tips may be able to help.
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

What should you not do to save money? ›

Here are seven money-saving barriers — plus advice on how to knock each of them down.
  • Spending too much on housing. ...
  • No defined budget. ...
  • The “I'll save when I make more money” mindset. ...
  • Lack of a measurable savings goal. ...
  • Student loan payments. ...
  • Your comfort zone. ...
  • Overusing credit cards.

How to stop wasting money? ›

Here are some ideas to help you stop spending money and build healthier financial habits:
  1. Create a Budget. ...
  2. Visualize What You're Saving For.
  3. Always Shop with a List. ...
  4. Nix the Brand Names. ...
  5. Master Meal Prep.
  6. Consider Cash for In-store Shopping. ...
  7. Remove Temptation.
  8. Hit “Pause"
Jan 19, 2023

How can I save money desperately? ›

28 ways to save money
  1. Automate transfers.
  2. Count your coins and bills.
  3. Prep for grocery shopping.
  4. Minimize restaurant spending.
  5. Get discounts on entertainment.
  6. Map out major purchases.
  7. Restrict online shopping.
  8. Delay purchases with the 30-day rule.
Mar 26, 2024

How to secretly save money? ›

1. Separate savings account: Open a dedicated savings account not linked to your primary checking account. 2. Secret stash: Set aside a small amount in a hidden location, like a fireproof safe or a secure online storage service.

How to save money when you have none? ›

Cut expenses

For instance, slashing cable, canceling subscriptions, and packing lunch instead of eating out. All of these things add up fast and it's money you could be saving instead of spending.

How to save money without touching it? ›

Use budgeting apps to find out where you're money is going and look for places where you can cut back. Automate your saving. Automate your saving by setting up a direct deposit from your paycheck into a high-yield savings account or money market account. Pay off debt.

Is the 50 30 20 rule outdated? ›

However, the key difference is it moves 10% from the "savings" bucket to the "needs" bucket. "People may be unable to use the 50/30/20 budget right now because their needs are more than 50% of their income," Kendall Meade, a certified financial planner at SoFi, said in an email.

What is the disadvantage of the 50 30 20 rule? ›

It may not work for everyone. Depending on your income and expenses, the 50/30/20 rule may not be realistic for your individual financial situation. You may need to allocate a higher percentage to necessities or a lower percentage to wants in order to make ends meet. It doesn't account for irregular expenses.

What is the 40 40 20 budget rule? ›

The 40/40/20 rule comes in during the saving phase of his wealth creation formula. Cardone says that from your gross income, 40% should be set aside for taxes, 40% should be saved, and you should live off of the remaining 20%.

What are the flaws of the 50 30 20 rule? ›

Puts off repayments - This budgeting system does not leave a lot of room for paying off any debts you have accrued. Unless you count your debts into your 50%, you only have 20% of your budget to spend on savings and debt repayment. This means if your debts outweigh this you won't be able to make any savings.

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