13 Unique Ways To Save Money You May Not Have Thought Of (2024)

13 Unique Ways To Save Money.

Are you tired of being in debt? Maybe you just want to save some money for something special. Or maybe you’re broke and looking for some money saving ideas that you may not have tried yet. Well, there are many ways you can save a bit of cash that may not be your ordinary way to save money! Ways to cut the budget that people don’t normally think of or would not normally do. Here are13 unique ways to save money that you can implement right now:

13 Unique Ways To Save Money You May Not Have Thought Of (1)

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I’ve tried to think of ways to save money that aren’t the norm for most people! Just remember, it doesn’t have to be forever. You can make budget cuts and implement these ideas for the short term to get you out of a bind. Or you can embrace these ideas and just keep them as a way of life.

Ways To Save Money

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#1. Skip Couponing (if you’re an over spender)
If you are an over spender, sometimes couponing can lead to you spending more money than you would without couponing. Those $10 off of $20 coupons can save you money if it’s something you’ve planned on buying anyway. But it can also tempt you into unplannedspending because you’re “saving” $10. You’re really spending $10 that you hadn’t planned on spending! Only coupon for what you need or use a price bookfor your groceries instead.

#2.Leftovers (not just your own)
Make it known that you are willing to accept any one’s leftovers. This leftover thing doesn’t need to be weird. Just take leftovers when people offer them to you (after holidays and family gatherings, work functions, church functions). Better you use them than to have them thrown out.

#3. Cut Back On Washing Your Hair
If you usually wash your hair every day try every other day or every third day. You’ll save money on hair care products and water. (this also applies to hair cuts/hair color/manicures etc.)

#4. Go With a Store Bought Phone
In today’s day and age, you can save a ton of money by going with a store bought phone. Republic Wireless or Straight Talk has the same service (in most locations) as the bigger brands, like AT&T and Verizon.

#5. Hang Around Thrifty People
If you are spending a lot of time with people who spend money, then you will probably spend a lot of money as well. Hang around thrifty people and you are less likely to spend money.

#6. Be “Stingy”
Americans spend way more money than they really need to. It’s time to get a little stingy with your money. You don’t need to go out with your friends every weekend or leave the house every day (unless you work of course). Stay home and watch the dollar signs add up.

#7. Go to Bed Earlier
I know some of you have to stay up and work so this doesn’t apply to you. However, going to bed at reasonable time will help improve your health AND is one way to save money on electricity. Not getting enough sleep makes you feel tired and cranky. When you’re tired and cranky you don’t make good choices.

#8. Detail Your Own Car
You probably ignore this part of your car anyways, but in case you get the itch to pay someone to do this. Don’t do it. Simply wash, wax, and detail your own car to save some money in the long run. If you’d like to make extra money, you could even start a little side business in the car detailing department.

#9.Use a Clear Jar
Every time you get some change – a penny, quarter, or dime put it in the clear jar. It’s amazing what you can save over a short (or long) period of time. The clear jar helps you see your progress a little better.

#10.Clearance Section
Have you ever stopped and looked in the clearance/markdown section of the grocery store? It’s not just old food that’s sitting there to be bought. Most of the time this is food that is simply changing labels (companies decide to upgrade branding from time to time). They put it in the clearance section to make room for new stuff or a new meat sale starts and they have to get rid of meat to make room.

#11. Get Rid of Not Only Cable but Your Internet
If you need to really save money (like you have a lot of debt or a not enough income). You may need to a way to keep more of the income you do you have. Consider getting rid of your internet. Yes, this seems radical! It seems drastic. But drastic measures may be what you need to do in this season of your life. It might take some getting used to. But you do what you have to do. You can go to the library and there are plenty of free WiFi spots all over town. If you still have a smart phone you can check to see if using it as a hot spot is cheaper than paying for internet with your cable provider. It doesn’t have to be forever!

#12. Unplug Stuff
Look up the concept of vampire power/standby power. Even when your TV is off it’s still drawing power. Same with keeping your phone charger plugged into an outlet or your coffee maker plugged in. These phantom loads are making your electric bill higher than it needs to be. Some people like to plug their electronics into a energy saving power strip (making it easier to turn stuff on and off).

#13. Recycle/Upcycle Everything You Can
No joke, recycling or repurposing can help you save a lot of money. Extending the life of an object or thinking of new ways to use something you already have keeps you out of the stores. However, you don’t want to be one of those people on a television show because you decided to collect every single piece of paper you came across (trust me).

I hope these unique tips for little things you can do to save money help you!

What out of the ordinary things do you do to save money?

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13 Unique Ways To Save Money You May Not Have Thought Of (4)

13 Unique Ways To Save Money You May Not Have Thought Of (2024)

FAQs

What is the 50/30/20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

How to save money when you have none? ›

11 Foolproof Ways to Save Money On a Low Income
  1. Create a Budget. ...
  2. Open a Savings Account or Savings Pod. ...
  3. Drop Unneeded Monthly Memberships. ...
  4. Take a Hard Look at Your 'Unavoidable' Expenses. ...
  5. Save Money on Food. ...
  6. Save Money on Utilities. ...
  7. Commit to Buying Nothing New. ...
  8. Change Where You Keep Your Money.
Jan 4, 2023

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How can I save an insane amount of money? ›

8 ways to save money quickly
  1. Change bank accounts. ...
  2. Be strategic with your eating habits. ...
  3. Change up your insurance. ...
  4. Ask for a raise—or start job hunting. ...
  5. Consider a side hustle. ...
  6. Take advantage of a credit card that offers rewards. ...
  7. Switch up your transportation habits. ...
  8. Cancel subscriptions you don't really need or use.

Is $4000 a good savings? ›

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.

How to budget $5000 a month? ›

Consider an individual who takes home $5,000 a month. Applying the 50/30/20 rule would give them a monthly budget of: 50% for mandatory expenses = $2,500. 20% to savings and debt repayment = $1,000.

How to live on very little money? ›

These seven tips may be able to help.
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

How to go from living paycheck to paycheck? ›

10 Tips to Avoid Living Paycheck to Paycheck
  1. Focus Funds on Fundamentals.
  2. Get Better Deals.
  3. Refinance or Repackage Debt.
  4. Downsize Big Expenses.
  5. Boost Your Income.
  6. Pay Yourself From Your Paycheck.
  7. Manage Impulse Spending.
  8. Delay High-Ticket Purchases.
Jul 27, 2023

How to make money fast? ›

How to make money fast
  1. Become a rideshare driver. ...
  2. 2. Make deliveries. ...
  3. Help others with simple, everyday tasks. ...
  4. Pet sit. ...
  5. Sell clothes and accessories online. ...
  6. Sell unused gift cards. ...
  7. Earn a bank bonus. ...
  8. Take surveys.

What are the 90 days rule? ›

To solve that problem, USCIS uses the 90-day rule, which states that temporary visa holders who marry or apply for a green card within 90 days of arriving in the United States are automatically presumed to have misrepresented their original intentions.

What is the 3 month rule? ›

The three month dating rule is a trial period that allows couples to shift from the honeymoon phase of dating to an integrated love phase. "What I mean by that is usually a few months into dating, we start to see some of the quirks, or maybe we start to notice things that we find annoying or irritating," Pharaon says.

What is a wash sale rule? ›

A wash sale is a transaction in which an investor sells or trades a security at a loss and purchases "a substantially similar one" 30 days before or 30 days after the sale.1 This is a rule enacted by the Internal Revenue Service (IRS) to prevent investors from using capital losses to their advantage at tax time.

How to save up $100,000 fast? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

How to save $10,000 easily? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to save a lot of money fast? ›

So, if you're wondering how to save money fast, here are our top suggestions on how to boost your bank balance quickly.
  1. Learn to budget and understand your finances. ...
  2. Get out of debt. ...
  3. Create a designated savings account. ...
  4. Automate your savings. ...
  5. Automate your bills. ...
  6. Put a spending limit on your card.
Aug 12, 2022

What is a 50/30/20 budget example? ›

Our 50/30/20 calculator divides your take-home income into suggested spending in three categories: 50% of net pay for needs, 30% for wants and 20% for savings and debt repayment. Find out how this budgeting approach applies to your money. Monthly after-tax income.

Is the 50 30 20 rule a good idea? ›

The basic concept behind the 50/30/20 rule works for just about anyone. But depending on your income and debt load, you may need to adjust the exact breakdown of your expenses. For example, a low-income household may need to spend more than 50% of their after-tax pay on needs.

Is the 50 30 20 rule outdated? ›

However, the key difference is it moves 10% from the "savings" bucket to the "needs" bucket. "People may be unable to use the 50/30/20 budget right now because their needs are more than 50% of their income," Kendall Meade, a certified financial planner at SoFi, said in an email.

What is the disadvantage of the 50 30 20 rule? ›

It may not work for everyone. Depending on your income and expenses, the 50/30/20 rule may not be realistic for your individual financial situation. You may need to allocate a higher percentage to necessities or a lower percentage to wants in order to make ends meet. It doesn't account for irregular expenses.

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