11 Encouraging Bible Verses for Times of Financial Struggle - Agape Investing (2024)

Do you need some encouragement as you face financial problems? You came to the right place.

Every believer experiences times of financial troubles, so you are not alone! The Bible has a lot to say about those moments of financial difficulties. And no, God doesn’t want you to simply be poor. In fact, The Bible says quite the opposite.So take a look at God’s word to gain some encouragement.

Learn more about what the roots of your money problems may actually be and how you can ultimately have a financial breakthrough using biblical principles!

These are the most encouraging Bible verses for times of financial struggle.

Bible Verses for Times of Financial Struggle

  • Philippians 4:19
  • Luke 6:38
  • Psalm 37:4
  • Matthew 6:33
  • Malachi 3:10
  • Psalm 34:10
  • 1 Timothy 6:17-19
  • Matthew 6:25-32
  • Acts 20:35
  • Proverbs 10:22
  • Deuteronomy 15:6
11 Encouraging Bible Verses for Times of Financial Struggle - Agape Investing (1)

Here’s the big list ofmoney topics in the Bible, and here is a list of over100 Bible verses about money.

Top 11 Bible Verses For Times of Financial Struggle

Philippians 4:19 NIV
And my God will supply every need of yours according to his riches in glory in Christ Jesus.

Luke 6:38 NIV
Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”

Psalm 37:4 ESV
Delight yourself in the Lord, and he will give you the desires of your heart.

Matthew 6:33 NIV
But seek first the kingdom of God and his righteousness, and all these things will be added to you.

Malachi 3:10 ESV
Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the Lord of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need. I will rebuke the devourer for you, so that it will not destroy the fruits of your soil, and your vine in the field shall not fail to bear, says the Lord of hosts.

Psalm 34:10 ESV
The young lions suffer want and hunger; but those who seek the Lord lack no good thing.

1 Timothy 6:17-19 ESV
As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life

Matthew 6:25-32 ESV
“Therefore I tell you, do not be anxious about your life, what you will eat or what you will drink, nor about your body, what you will put on. Is not life more than food, and the body more than clothing? Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they? And which of you by being anxious can add a single hour to his span of life? And why are you anxious about clothing? Consider the lilies of the field, how they grow: they neither toil nor spin, yet I tell you, even Solomon in all his glory was not arrayed like one of these. …

Acts 20:35 ESV
In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive.’”

Proverbs 10:22 ESV
The blessing of the Lord makes rich, and he adds no sorrow with it.

Deuteronomy 15:6 NIV
For the Lord your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.

11 Encouraging Bible Verses for Times of Financial Struggle - Agape Investing (2)

The Roots of Your Financial Struggles

I’m sure this moment is absolutely painful to go through and you are praying for God to give you a financial breakthrough. It may feel as though you are barely making ends meet and never have enough money to make it through the week, much less the whole month!

Before you go and blame your tough time on your family members, your job, or the government, let’s first sit down and try to figure out what the root of your financial situation might really be.

You may already see where I am heading with this conversation, and you are already screaming at the computer screen, “There is nooo way that I have fallen for the love of money!” But before you close out of this article, listen to a few wise words from the Bible as well as from some great authors in regards to the roots of your financial troubles.

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.
1 Timothy 6:10

The love of money is simply the act of thinking that money can do for you what only God can do.

“We are seduced into thinking that if having some money made us happy, it stood to reason that having more of it would make us even happier.”

Dave Jataj, Good Work

“Every day millions of us are seduced into asking money to do for us what only God can do.”

Paul David Tripp, Redeeming Money

Loving money doesn’t simply mean you want to be rich or have an overflowing bank account. I find it interesting that both of those quotes I mentioned above use the word “seduce” to describe the relationship between us and money. This is such an honest depiction of what happens when we start to earn money for the first time.

Do not love the world or the things in the world. If anyone loves the world, the love of the Father is not in him. For all that is in the world—the desires of the flesh and the desires of the eyes and pride in possessions—is not from the Father but is from the world. And the world is passing away along with its desires, but whoever does the will of God abides forever.
1 John 2:15-17 ESV

We all have financial pressures to look a certain way, live a comfortable life, and experience exciting things. While these are not bad goals, there are more important things in life. True financial freedom is not experienced when you reach a certain number in your bank account.

11 Encouraging Bible Verses for Times of Financial Struggle - Agape Investing (3)

The Biblical Principle of Going from Financial Problems to Good Health

Hopefully, you find these Bible verses for financial struggles encouraging. But at the same time, I know that it can be tough to sit through your struggles and simply wait.

So how do you change your financial life around?

One of my favorite biblical principles that I believe to be the key to unlocking great riches according to God, is generosity. Giving generously and becoming a cheerful giver is proven to bring true riches and God’s financial blessings. Let’s take a closer look at some of the Bible verses that show us this…

Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.
Malachi 3:10 NIV

The Bible shares so much about giving and how it can be a tool to honestly start to shift your focus off of how much you don’t have to how much you really do have. Giving is such a beautiful way in which you can partner with God and his mission to redeem the world.

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4 Important Lessons About Going Through Financial Struggles

LESSON 1: They Do Not Go Away With The Snap of a Finger

Overcoming your financial difficulty will take time as we read in Proverbs, “The plans of the diligent lead to profit as surely as haste leads to poverty.” (Proverbs 21:5 NIV)

Even if you choose to become more generous with your financial resources, this does not mean God will automatically take you out of your hard times. God’s blessings do not work like a vending machine.

OR it may seem like a good idea to hustle your way to earning more money. But your money problems will simply grow larger if you try to only make them go away through your own hard work and more money. It will only increase your own trouble just as we read again in Proverbs.

Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.
Proverbs 13:11 ESV

LESSON 2: Learn to Be Content Through Tough Times

You may feel as though the best thing for your situation is a financial miracle. But worldly wealth will not make all of your financial problems go away. In fact, it may make your life more challenging.

I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.
Philippians 4:12 NIV

God may be trying to teach you to be content and to trust him through your financial struggles. He may be testing you to see if your heart trusts him completely. Because when you do trust him and learn to be content in your painful toil, peace will come to you knowing that all of your financial needs will be met at the right time.

LESSON 3: Don’t Underestimate the Power of Financial Planning

Just because you are going through a time of financial struggle doesn’t mean you can’t work on your personal money management. In fact, God even tells us that we should be faithful with little so that he knows we can be faithful with more!

One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much.
Luke 16:10 ESV

It is a really great idea to start learning good money management habits NOW so that when the time is right and God DOES bless you with abundance, you will know exactly how God would want you to be spending your money. So take the time now to work on creating a budget!

I highly recommend that when you start your financial education journey, you seek to learn from a faith-based source. This should help you build a strong foundation for your personal finances that is built in Christ. There are a lot of Christian personal finance bloggers out there to learn from.

This is a great time to start tracking your net worth because, after a few years, it will be an amazing testimony to show others what is possible when you follow the money path that God has brought you on.

LESSON 4: God Still Hears You!

The word of God makes it so clear that the Lord hears your every cry and prayer. Don’t stop talking to God. Learn to pray over your finances often and without restraint as you communicate your pain to the Lord. God is strong enough to handle all of your worries and fears. He hears you and longs to bless you abundantly with his glorious riches, but only when the moment is right.

Don’t just pray like throwing pennies in the wishing well. Pray that your heart may be transformed and that you can grow closer to God in the midst of your financial struggles.

May God bless you and keep you as you learn to lean in and trust him in this time. I pray that these encouraging Bible verses for times of financial struggle do help you and give you peace. May this time be used for his glory and ultimately become a gift of God.

How to Get the Financial Help You Need

Ready to transform your financial future?

You definitely do not have to go through this time of financial struggle alone. Here are a few resources to get you started so you can ultimately become an excellent money manager for the glory of God and for the good of others.

Here are 3 simple things you can do today:

1) Download my FREE Biblical Financial Freedom Checklist here

This is the exact process my money coaching clients go through as they learn to become excellent money managers of the resources God has given them.

2) Grab my Super Simple Budget Spreadsheets

These are the very budget spreadsheets that my husband and I have been using for 2 years. I have carefully created them to hopefully be the EASIEST budget spreadsheets you’ve ever used and the LAST ones you’ll ever need!

3) Book a FREE Discovery Call To Learn About Money Coaching

Learn more about the coaching opportunities I offer and find out if faith-based money coaching is right for you.

11 Encouraging Bible Verses for Times of Financial Struggle - Agape Investing (5)

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FAQs

What scripture to read when struggling financially? ›

Matthew 6:33. In Matthew 6, we're reminded to “seek the Kingdom of God above all else and live righteously, and he will give you all that you need.” Notice Jesus doesn't say he will give you everything you want. God will give you everything you need.

What is the powerful Bible verse for financial breakthrough? ›

“But remember the LORD your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.” – Deuteronomy 8:18 (NIV) This verse is a reminder to believers and emphasises that God is the ultimate source of their ability to generate wealth.

What does the Bible say about hard financial times? ›

Humble yourselves, therefore, under the mighty hand of God so that at the proper time He may exalt you, casting all your anxieties on Him, because He cares for you (1 Peter 5:6-7). The first thing to remember when experiencing financial hardship is that God cares for us. Our needs are not overlooked or insignificant.

What does the Bible say about encouragement of finances? ›

Philippians 4:19: And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus. Proverbs 10:22: The blessing of the Lord makes a person rich, and he adds no sorrow with it. 2 Corinthians 9:8: And God will generously provide all you need.

What is the most powerful prayer for financial breakthrough? ›

Prayer for financial breakthrough:

"Dear God, I pray for a breakthrough in my financial situation. Please open doors and create opportunities for me to increase my income and achieve financial freedom."

What are three prayers to say during financial hardship? ›

You are the God who provides all my needs according to your riches in Glory. I come to You as I am struggling financially, asking for your provision. Remove my fear, doubt, and unbelief. Fill me with Your peace and confidence in the promise of your care for me in time of need.

How to ask God for help with finances? ›

Lord, help me to trust in your promises and rely on your provision. I choose to lay down my worries and anxieties at your feet and believe that you are in control of my financial situation. Please give me wisdom to make good decisions with my finances and guide me as I manage my resources.

How do you ask God for financial blessing? ›

Prayer for Abundance

Almighty Lord, I feel helpless and troubled while dealing with my current financial circ*mstance. Calm me with your majestic power and take me out of all these troubles. Dear God, hear my prayer, respond with your miracle, and bless me with abundance.

What Psalm is for financial prosperity? ›

It's God's will to prosper you in 2024.

“Let them shout for joy, and be glad, that favour my righteous cause: yea, let them say continually, Let the LORD be magnified, which hath pleasure in the prosperity of his servant” –Psalm 35:27 (KJV).

How to deal with financial problems biblically? ›

5 Tips for Trusting God in Financial Difficulties
  1. Ask God for help. I know financial struggles are difficult. ...
  2. Remember God has a plan for your life. Let's play out a worst-case scenario: What would happen if your house got foreclosed on? ...
  3. Read your Bible. ...
  4. Give thanks. ...
  5. Be generous.
Jan 30, 2024

Where in the Bible does it say money solves all problems? ›

Ecclesiastes 10:19 in Other Translations

19 A feast is made for laughter, and wine maketh merry: but money answereth all things. 19 Bread is made for laughter, and wine gladdens life, and money answers everything. 19 A party gives laughter, wine gives happiness, and money gives everything!

How to get out of a financial mess? ›

If you're currently wading through a financial crisis, take the following steps.
  1. Minimize the damage. ...
  2. Document the damage. ...
  3. Cut back on expenses. ...
  4. Use other people's money before your own. ...
  5. Assess your savings. ...
  6. Examine your bills closely. ...
  7. Develop a new budget that focuses on financial recovery.
Sep 14, 2023

What does God say about financial wisdom? ›

Bible Backs Saving

Proverbs 21:20 says, "There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up." And Proverbs 22:3emphasizes, "A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished."

How to honor God financially? ›

Five actions that show we put God first with our money
  1. We tithe. “'Bring the full tithe into the storehouse, that there may be food in my house. ...
  2. We provide for specific needs. ...
  3. We get out of debt and stay out of debt. ...
  4. We live contently. ...
  5. We don't fret about finances.

How do you bless your finances? ›

Seven Steps To Having God's Blessing On Your Finances
  1. 2) Work if you are able. ...
  2. 3) Be honest in paying taxes. ...
  3. 4) Tithe 10% of all you have back to God. ...
  4. 5) Decide how much of your income you will live on. ...
  5. 6) Keep accountable and joint bank accounts.
Jan 22, 2018

How do I ask God to help me financially? ›

Almighty Lord, I feel helpless and troubled while dealing with my current financial circ*mstance. Calm me with your majestic power and take me out of all these troubles. Dear God, hear my prayer, respond with your miracle, and bless me with abundance.

How do I ask God for help with finances? ›

Lord, help me to trust in your promises and rely on your provision. I choose to lay down my worries and anxieties at your feet and believe that you are in control of my financial situation. Please give me wisdom to make good decisions with my finances and guide me as I manage my resources.

What is a powerful prayer for financial blessing? ›

Prayer for Blessing: Dear God, I am so weary of dealing with financial struggles. I am asking, seeking, and knocking on the windows of heaven for Your divine intervention. Guide me to a solid budgeting plan and give me Your strength to carefully follow it through my financial challenges.

How to overcome financial crisis biblically? ›

5 Tips for Trusting God in Financial Difficulties
  1. Ask God for help. I know financial struggles are difficult. ...
  2. Remember God has a plan for your life. Let's play out a worst-case scenario: What would happen if your house got foreclosed on? ...
  3. Read your Bible. ...
  4. Give thanks. ...
  5. Be generous.
Jan 30, 2024

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