10 Best Apps to Sign up And Get Money [Best Instant Bonuses] (2024)

On this page, you’ll find a comprehensive list of the best current sign-up bonuses available.

Our top picks include:

• Branded Surveys: Best PayPal instant withdrawal — get 100 points (valued at $1) for signing up, then you can easily reach their $5 minimum payment and withdraw instantly to PayPal.
• MoneyLion: Best instant withdrawal bonus — get $5 immediately upon signing up, no deposit required.
• Robinhood: Best instant bonus — receive a free share of stock by linking your bank account, with no deposit required.
• Stash: Best $20 bonus — open an account via a referral link and deposit at least $0.01 to receive a $20 cash bonus.
• Chime: Best $100 bonus — register with a referral link and add a qualifying direct deposit of $200 or more within the first 45 days.

#1. Branded Surveys: Get a 100-Point Signup Bonus Instantly

Branded Surveys is one of the best online survey sites. By completing surveys, you can earn points that can be redeemed for cash or gift cards.

When you sign up, you immediately receive a 100-point bonus, which is equivalent to $1. This can be a quick and easy way to earn a bit of money today, especially since the bonus can be withdrawn instantly via PayPal once you hit the low minimum to cash out, which is just $5.

Beyond the signup bonus, you’ll earn points for each survey you complete. The amount of points you earn per survey varies, but most surveys take around 15 minutes to complete and offer between 50 and 500 points.

Download Branded Surveys.

#2. MoneyLion: Get a $5 Instant Bonus and a $50 Direct Deposit Bonus

MoneyLion offers a complete suite of financial services — including banking, investing and loans — within a single app.

Signing up for the MoneyLion app through this referral link gets you a $5 instant bonus. No deposit is required, and opening an account doesn’t impact your credit score. Using our link should auto-activate the bonus, but if you’re asked to enter a promo code for MoneyLion, be sure to enter thewaystowealth.

You can earn an additional $50 bonus when you sign up for direct deposit, plus another $5 crypto bonus upon purchasing $10 worth of cryptocurrency.

All in all, you can earn $60 in bonuses from MoneyLion. While the account has a $1 per month admin fee, you can close it at any time and keep your bonus funds.

Sign up for MoneyLion.

#3. Survey Junkie

Survey Junkie is one of the most popular survey sites and apps that pays users to share opinions.

Survey Junkie’s sign-up offer gives new members a $5 cash bonus when you finish your first five surveys.

When you sign up with Survey Junkie, you’ll get the opportunity to take short profile surveys. These surveys are designed to customize future survey opportunities based on your answers. These quick surveys qualify for the five survey bonus, which means it’s easy to meet this requirement in a very short amount of time.

Once you accumulate $5 in Survey Junkie earnings, you can cash out instantly to PayPal.

You can boost your rewards by installing the Survey Junkie Pulse browser add-on. With Pulse installed, simply browsing the web triggers cash bonuses (and it pays a $1.50 sign-up credit after 30 days).

Sign up for Survey Junkie.

Robinhood offers new users a free fractional share for simply signing up and linking a bank account — no deposit or transaction is required.

You could receive anywhere from $2.50 to $200 in free stock.

According to Robinhood, there’s a 98% chance the share value you receive will be between $2.50 and $10. Additionally, you can choose the specific stock you want from among the 20 biggest U.S. companies based on market cap.

However, instant withdrawals are unavailable; you must wait 30 days to cash out.

Visit Robinhood.

#5. Acorns with Swagbucks Hack: Earn $45 Fast

Acorns is one of the most popular investing apps, with hundreds of thousands of positive reviews on the App Store.

Currently, Acorns offers new users a $10 sign-up bonus for linking a bank account.

But aside from that generous $10 sign-up bonus, Acorns’ best feature is that you can invest spare change automatically. So if you spend $4.25 at Starbucks, Acorns will set aside 75 cents to invest. (The actual deposit is made once your spare change reaches $5.)

But don’t head over to Acorns just yet.

First, sign up for the popular rewards site Swagbucks (more on them below).

Once signed up, do a search for Acorns in the search bar. You’ll find an offer for $35 when you sign up through the Swagbucks affiliate link.

This is a nice trick for earning an extra $35 for a minute or two of your time.

If Acorns isn’t for you, make sure to cancel your account, as there is a monthly fee (starting at $3).

Sign up for Swagbucks.

#6. Stash: Get $20 in Free Stock When You Deposit $0.01

Stash is a beginner-friendly investment app that offers a variety of automated investment options, $5 minimums and a user-friendly experience.

Sign up for a new account through our Stash referral link and you’ll get a $20 cash bonus when you:

1. Link an external bank account.
2. Add at least $.01 to your Stash Banking account or Stash Personal portfolio.

Stash does have monthly fees, ranging from $3 to $9. You can cancel at any time,and there are no penalties or fees for doing so.

Download Stash Invest.

#7. Chime: Get $100 After Signing Up For Direct Deposit

Chime offers a $100 bonus to new members who sign up and receive a qualifying direct deposit of $200 or more within the first 45 days. The deposit must come from your employer, payroll provider, gig economy payer or benefits provider.

Some deposits that do not qualify include:

• ACH transfers from other banks.
• Peer-to-peer payments through services like PayPal and Venmo.
• Mobile check deposits.
• One-time direct deposits, such as tax refunds.

Chime is known for its fee-free banking services, early direct deposit feature, and credit builder card.

Overall, it’s a great platform for those who find themselves paying fees from a major bank.

Sign up for Chime.

#8. moomoo: Up to 16 Free Stocks and Cash Rewards with Varied Deposits

moomoo is a fast-growing, commission-free brokerage that offers one of the most generous free stock bonuses. Depending on your deposit amount, you can receive up to 15 free stocks, a full share of either Tesla or Google, and a $100 cash reward that can be used as a deduction on stock purchase orders exceeding $1,000.

To qualify, complete the account verification steps and make a deposit based on the following tiers:

• $100 deposit: Receive five free stocks plus a $100 cash reward.
• $1,000 deposit: Receive 15 free stocks plus a $100 cash reward.
• $5,000 deposit: Receive 15 free stocks, a full share of either Tesla or Google, and a $100 cash reward.

Your average daily balance must meet the deposit requirement for 60 days to unlock the bonus.

While the deposit requirement is higher than Webull’s offer, the potential for receiving higher-value stocks is greater, especially if you can deposit more. For a comprehensive breakdown of this offer, see our write-up on the moomoo free stock promotion.

Sign up for moomoo.

#9. Rakuten: Earn $30 After a Qualifying Purchase

Rakuten is one of the top cash-back sites, and a reader favorite.

To get the $30 bonus, sign up through this link with your email address. Then, make a $30 online purchase (which can be from any of their thousands of partnered stores) within 90 days.

Rakuten also has one of the most generous referral programs around. You’ll earn a $30 bonus for referring just one friend (this could be your spouse, sibling or parent). Since you’ll both save, it’s an easy win for each of you.

Rakuten is known for consistently offering some of the highest cash-back rates for online shopping, but be aware that the company pays quarterly, so you’ll have to wait to get your earnings.

Learn more: Get the details on the latest Rakuten referral bonus and read our Rakuten review to learn how to make the most of your time on the site.

#10. Drop: Link and Verify to Get $5

Drop is a cash-back rewards app, available for iOS and Android, that gives you points for purchases at participating merchants, including Whole Foods, McDonald’s, Starbucks, Walmart, Lyft and more.

When you sign up using referral code kkj8i, you get a $5 bonus upon linking your first payment card and confirming your email address.

To earn with Drop, simply link your debit and/or credit cards to the app, then activate offers within the app before making a purchase. Drop automatically adds the points you earn to your account.

You can redeem these points for cash rewards via PayPal, or for gift cards to various brands, including Amazon, Uber, Starbucks and Best Buy.

Drop has a minimum payout of $25, and you can withdraw your rewards instantly once you hit that threshold.

Download Drop.

#11. Swagbucks: Sign Up and Get $10

Swagbucks is one of the most respected companies in the reward space, with over $830 million paid out in rewards.

In addition to surveys, you can earn money by playing games, watching videos, shopping (both online and in-store) and completing an array of other tasks.

Cash-back shopping is one of the best ways to make money with Swagbucks.

They also have a large inventory of surveys to complete, which are updated daily.

To qualify for the $10 bonus, you have to use this link and spend $25 via the shopping portal within the first 30 days of membership.

Learn more: Check out our in-depth Swagbucks review to learn more about how the platform works, and read through our list of the best Swagbucks hacks.

Sign-Up Bonus FAQs

Summary of Best Sign-Up Offers

Best Sign-Up and Get Money Sites: Final Thoughts

Enjoy free money for signing up and take advantage of apps and websites that pay you instantly.

After all, there’s nothing quite like the feeling of getting free money or free gift cards — especially when you’re on a tight budget.

But it should go without saying that you’ll never pay your rent with these types of deals. At the same time, I think they’re valuable because they can help you build your money-making muscle.

It can be hard to make progress on your financial goals when you’re struggling just to make ends meet, and it can feel like there aren’t any good options for improving your situation.

But the reality is that today, there are more ways to make and save money than at any time in history. You just have to know how to leverage them. And sometimes, getting started is the hardest part.

That’s where offers like these come in: they’re small wins that can take some budget stress off of your shoulders or boost your spirits with a little extra spending money, which can in turn help you focus on the next step in your financial journey.

Want more sign-up bonuses? Check out our articles on how to get free Bitcoin and the best crypto sign-up bonus offers to learn about sites that will give you crypto just for becoming a member.